■  We believe this settlement should provide for automatic pensions deductions for all employees, with an opt-out option. Every employee will have a pension contribution made from their pay packet, but will have the option to sign a form saying that they do not wish to make that contribution. Where a person is not part of a company pension scheme, the automatic voluntary contribution would be paid into a personal defined-contribution pension product.
positive towards the national way of life and history, for example pride of citizenship or appeals to patriotism