They are an important step toward creating a system of consumer-driven health care that puts patients and doctors at the center of decision-making - not government bureaucrats. When consumers make decisions about health care, individuals control their health care dollars and health care decisions. Health Savings Accounts allow people to save, earn interest, and spend tax free on their health care needs.
sceptical towards multiculturalism, or for cultural integration or appeals to cultural homogeneity in society