—and yet it has never been in reach for all. Decades of red-lining, rising income inequality, and predatory lending practices targeting low-income families and people of color have made homeownership all but impossible for millions of working families. Homeownership has long been central to building generational wealth, and expanding access to homeownership to those who have been unfairly excluded and discriminated against is critical to closing the racial wealth gap.
positive towards the welfare state, e.g. health care, pensions or social housing