 Established a new ‘super regulator’,  the Financial Markets Authority, to  enforce  securities, financial reporting,  and company  laws  as they apply to financial services and  securities markets.  Required financial service providers, including financial advisers, to  be  registered, meet certain  training requirements, and  belong to an  approved dispute resolution scheme.  Required debt issuers, including finance companies dealing with  moratoria, to give  investors tailored disclosure documents.
favourably mentions cultural diversity, for example for freedom of religion or linguistic heritages