Context: I had a tree limb fall on the roof of my house
Speaker 1: I had a storm come through recently. A massive limb fell on top of my roof and now I have to replace the entire roof of my house
Speaker 2: That's intense! I hope the damage wasn't all that bad.
Speaker 1: It was very bad. The entire roof will definitely have to be replaced.
Speaker 2: Yes, get it fixed as soon as possible. Does insurance cover it?
Speaker 1: Yes, insurance will cover it thankfully. I am very lucky.