Context: A friend of mine has a lot of money and seems to get anything she wants anytime she wants without working.
Speaker 1: I have a friend with loaded parents. She doesn't work but has anything she wants anytime she wants.
Speaker 2: Wow, must be nice. My parents were really poor- still are. 
Speaker 1: Mine aren't poor but they aren't loaded. They struggle. Same for me. I work my butt of for what I have.
Speaker 2: Yeah me too. I like that though, I like earning my way. 
Speaker 1: Same. I do wish I had a little bit more money to do a few more things though.
Speaker 2: I often dream about winning the lottery!