Context: My son is going back to college for his Junior year and we have saved to make sure we have all his financial needs ready.
Speaker 1: My son is in college and about to return for his Junior year. We have made sure to put back ample saving to take care of his financial needs. 
Speaker 2: Oh, wow, I wish my parents had done that! It would have saved me from the mountain of debt I have now
Speaker 1: We felt it was best to make sure to get ready in advance and help as much as we can. But, I know all parents aren't able to do that, or feel they shouldn't, so I can see both sides!
Speaker 2: Well, I've always been of the mindset that (if they can) they should help the first 2 years as that's usually the break-in period. After that, the child should be able to manage