Kleshas are part of the plan.
Kleshas ( [ क्लेश , kleśa ] किलेस kilesa ; ཉ ན མ ངས nyon mongs ) , in Buddhism , are mental states that cloud the mind and manifest in unwholesome actions . Pension administration in the United States is the act of performing various types of yearly service on an organizational retirement plan , such as a 401 ( k ) , profit sharing plan , defined benefit plan , or cash balance plan .