Not sure where I begin. It is very pay to win (did not pay for anything myself, upgraded everything I could with the money Ive earned) but later on even with all stuff upgraded, you are matched with whales having 40 points more than yourself. This means, you cant earn money, you lose money when you enter races, you have to psy for upgrades, pay for driver upgrade and doing races just means you will have to extend the contract with drivers, again they want hefty money.. which u dont have 500 char