Im just looking for some support right now. 
I know that I am to blame with where I am involving my money situation. I know that I need to be proactive and the steps to take in order to be financially secure in the future. 
I know I have to set boundaries and say no to things that are wants instead of needs. 
I am self aware at what I am doing incorrectly. 
And I am terrified now that my car is going to get repossessed because every time I’ve gone to make a payment I don’t have enough money in my account by the time it comes out. 

I wake up at the same time every night with my chest thumping and my eyes shoot open and it’s all I can think about. 

I’m nervous and embarrassed to call the bank, to talk about it with the people I’m closest with because I can see how irresponsible I am with their body language. 

I just wanna know if there’s anyone out there who is going through the same thing and who has some tips in calming down when this happens. I try to ground myself but I keep thinking that “this is something I can control. This is in my control and I fucked up.”