Losing money here and there can be very depressing, especially when you don't have much to begin with. Seems to have happened to me too much over the years. When I realize that I have been ripped off, I feel pushed so far behind, and the cumulative effect of it is overwhelming.

All I can say for myself is that I'm not personally in debt, but my financial situation is truly abysmal. I try my hardest to look for deals and yet I've still manage to make mistakes and have some bad luck with spending that cost me more in the long run.

I sucks, I just have a small amount of money that's supposed to last as long as I can make it, then I don't know what to do with my life. So I'm trying to make it last, but it's going faster than I'd like. So my money is time and is basically an hourglass until things start to get worse.