My bank account just closed. I'm a student, I don't have a full time job. I'm also a loser human that's terrible with money, and the long and short of it is that i got a $10 overdraw a few months ago, and very quickly with overdraft fees, it became $50, then $100, then $200...  Finally $425 then the bank shuttered my account. It hurts so much because if the overdraft fee had come even a few days later I would have had to pay it off. Now i got a letter saying it will go to collections soon. I can't afford it. Im also $200 in credit card debt, $150 in earnin debt, $800 in medical bills. 

I don't know what to do. I won't graduate for another 6 months, and even when I do, I know I won't be able to keep a job. I never have been. 

It hurts because if I go crawling to my mom and explain the situation, she would pay for it, but I don't want to do that to her. I'm such a failure. I hate myself so much god my throat hurts from crying. I don't know why I had to be born.  I know this isn't even a ton of debt to some people but to me it feels like a pit I've been slowly digging for years. I just...  $425 overdrawn. $415 of that was overdraft. I just couldn't pay it back. The fees racked up so fast. It's the only bank account in town. If i even get a job how will I be paid? I wish I could just die. I wish a truck would hit me on the way to school because I don't want to hurt myself and hurt my mom like that. But I hate living. I hate it. Im terrible at it. I just wish i could disappear forever.