So that's the issue. For several reasons not important right now, I am overburdened with non-negotiable debts. I prefer to off myself so my family can collect insurance money (don't worry, I live in a very fucked up third world country, investigation agencies barely know what's an IP). I know I am loved, my parents live, my spouse while not perfect loves me. I just know there's nothing left to do, and I don't want to be a burden with the money problems. But, I can't just simply finish myself since it would just make the problems worse: a dead family member + the knowledge of those debts (they are not inherited, that's a relief, but I know they can be harassed about it.) But if I just die from "natural causes" or "an accident", they will be able to just move on and collect the money.

Any thoughts? ideas?