I was disappointed after an intake with a new therapist this week who said that my case was out of her "skill level" and "expertise".  I've found a really great looking therapist but they're "out of network" and I've never used "out of network" benefits before.  I'm aware that the out of pocket cost is higher, as well as the deductible but I'm looking for a quality provider who specializes in DBT and EMDR.  I'd rather pay an "out of network" provider than someone who doesn't take insurance at all, which seems to be another barrier to treatment.  I can afford the out of pocket cost and would just be limiting myself to going every other week versus every week like I would be seeing an "in network" therapist but it's better than nothing and I'm not in crisis right now to a point where I can't go two weeks in between sessions, provided I have access to my therapist via phone or e-mail if I need them.