I am coming out of a manic episode and trying to deal with the fallout. I never had credit cards before, but this time I had access to them and thought it was a great idea to max them out because my bug break was right around the corner! Guess what, my big break was not right around the corner. I ran up about $10,000 in CC debt this time. Mainly staying in Airbnbs so I don't have any merchandise to return. Do banks have ways of working with you for things like this? My minimum payments are already like $300 each (3 different cards). Should I find a bank to pay them off so they don't just snowball. What have you done to deal with debt after an episode? I'm getting back on medication this week and have been making a little cash here and there.