I’m honestly so terrified to post this in other subs bc I fear they won’t understand manic spending sprees. Anyways!

I’m -$10,938 in debt right now. It’s been a huge emotional burden on me and it’s gotten so bad because I’ve ignored it for so long. I finally have the courage to actually look into it and I’m not sure how to get out of it. I’ve asked friends and family but I was mostly shamed for my spending and not given real advice. 

I’ve tried creating multiple budgets/debt payment plans and I cannot get the math right. Also, I’m in a weird stage of unemployment where I won’t start my next job (FT;$18.50/hr) until late December. 

If anyone has any advice, suggestions or google sheets they like to lend I’d be super grateful!