Hi guys, it's been 3 yrs since I've been to my place (India) due to covid stuff and now even though border is opened from Newzealand to travel..stuck between paying EMIs/increase in mortgage rates as we bought house recently like 4 months ago. Due to financial issues couldn't really plan to go to India soon. But my grandmother is sick back in India whom I'm very affectionate to. If I don't go now, if something bad happens to her that regret will be there life long. Getting very very depressed day by day and losing hope.

Any suggestions will be appreciated, I feel like someone wants to hear me and console me 🙏🙏🙏