It seems to me that money and happiness and overall quality of life are always linked.  Whenever I hear someone say "money isn't everything", I just shake my head.  It clearly is everything.  You need to eat to live.  Food isn't free.  You need shelter to live.  Shelter is definitely not free.  

I've come to the conclusion that I'm simply not very good at making money.  This could be a lack of intelligence on my part.  I get fired from almost every job I get because I cannot do the work properly.  

It would be great to become financially independent and have lucrative streams of passive income, but this is easier said than done.  For one, you need to start with a fairly large lump sum to invest in something to make it even remotely worthwhile.  

I think I've just come to accept that at 36 years old I'm simply not that intelligent, and consequently not good at making money.  I'm also very impulsive when I do have money, blowing it on things I don't need.