We make decent money. I spend it all. I filed individual chapter 13 bankruptcy after years of being in uncontrollable debt. My spouse is not involved in the bankruptcy so someone has credit still. I over draft all the time. I woke up to a insufficient funds notification yet again this morning. I cancelled orders, returned items etc... Problem is that we literally just got paid Friday and we have two weeks until the next pay. I have discussed this with my counselor but nothing is helping me. I can't be the only one out there with this problem. Did or are you still doing this and any suggestions other than blocking my access to the bank account? I feel like an almost 40 year old failure but I'm trying to remain positive so I don't slip into a episode of some sort.