i have cobra which is expensive. can my payments be reduced under the new health insurance laws?
cobra coverage can be quite expensive because you are paying the full share of the premium -- both the employer and the employee share of the premium plus a 2% administrative cost. the affordable care act does not change the structure of cobra but you may be able to find a cheaper policy through your state marketplace. depending on your income you may also qualify for a subsidy to help you pay your premium.