my spouse has health insurance through his employer. i can buy coverage for myself with them but it's very expensive. . do i still qualify to purchase a lower cost insurance through the affordable care act? i've been purchasing my own health insurance which has discontinued my plan effective january 1 2014. in order to purchase health insurance through my current carrier for a similar plan it would cost me nearly double what i have been paying.
you won't qualify for a subsidy if the cost of just your spouse's employer health plan does not exceed 9. 5% of your household income. unfortunately if the cost is less than that you can buy insurance on the marketplace but won't get financial help to pay for it.