if you spend more then 10% of you total income earned towards your health insurance are you entitled towards subsidies?
whether or not you're entitled to subsidies depends on your family size and income. generally people with incomes less than roughly $46 000 and families of four earning less than about $94 000 are eligible for subsidies. the less money you make the greater the amount of financial help you'll receive. you can see if you will qualify for a subsidy by entering some information on webmd's health insurance cost calculator: <link> however if you're unable to find a bronze-level plan (the lowest coverage level sold on the exchanges) for less than 8% of your income you may be exempt from having to buy insurance and from paying a penalty if you do not do so.