Provide the theme summaries for the following conversation: 

Tomas: Has anybody received the grant yet?
Sierra: no, not yet
Jeremy: I haven't checked even
Tomas: I'm completely broke
Tomas: checking my bank account every hour
Tomas: but nothing's happening there
Sierra: lol
Sierra: be patient. If you need money I can lend you some, don't worry
Tomas: Thanks, I hope they'll arrive any minute

Summary: 
Tomas, Sierra and Jeremy have still not received the grant. Tomas is broke and is checking his bank account every hour. Sierra offers to lend him some money.