Under this legislation, the maximum penalty for thrift and bank fraud was increased, including mandatory minimum jail sentences and authorized life imprisonment, provided the funds needed for prosecution in 1991, 1992, and 1993, established a new Financial Institutions Fraud Unit at the Justice Department, directed the Attorney General to establish savings and loan fraud task forces in key cities, allowed the freezing and seizure of assets of suspected savings and loan criminals, and provided for a national commission to examine the causes of the savings and loan crisis and recommend changes to prevent future problems.