text: Policy Wordings | Global Access Lawyers
  There are few things more important than the product.
  With global complexities to navigate, Global Access Lawyers have experts who specialise in assisting insurance clients innovate, develop and update their suites of policy wordings across all lines of insurance and reinsurance business. Where specific local law and/or regulatory issues arise, clients have the benefit of Global Access specialists ready to assist.
  Our lawyers' back end experience on coverage and defence provides us with first-hand insights into how the wording of a policy can influence claims and claims outcomes.
  Colin Biggers & Paisley's insurance group is regularly called on to help draft, review and develop policy wordings for insurer clients for both existing policies or new products, taking into account legislative or regulatory changes and case law, or to refine wordings to suit the Australian legal framework. This extends across a wide range lines of business including cyber, D&O, professional indemnity, ISR, project specific PI, management liability, public and property liability, life insurance policies and others.
  We frequently provide feedback to our clients at the conclusion of a claim as to how policy wording can be updated to reduce loss in the future.
  Insurance policy wording experts.
  We have written numerous insurance policy wordings for the Lloyd's and domestic markets including all endorsements and exclusions in the following areas:
  Specialised Product Liability
  We provide translation services for policies that are required to be translated into French.
  Our clients will attest to the completeness of our work and our ability to assist Underwriters with development of new wordings for newer areas of coverage.
  With its solid experience, HMN Partners assists French and international insurers with the drafting and review of their insurance policies and international programmes, involving both coverage and regulatory issues.
  Such practice is mainly focused on Financial Lines (D&O, bankers' blanket bond, employment practice liability, political risks), Construction, Industrial Risks (property, general liability, product liability), Professional Indemnity policies, Cyber policies, Speciality Risks (event cancellation, fine arts), Life Sciences (medical malpractice, biomedical research) and Environmental liability.
  +33 (0)1 53 57 50 20 EMAIL ME
  Equipped with strong regulatory knowledge and experience, we are able to assist our clients in developing new products for use in the Asia-Pacific region.
  We work closely with different correspondent lawyers to uncover the nuances of each region's regulatory landscape in addition to the focus of each local regulator.
  We are regularly instructed to draft and review policy wordings across various lines of business for use in Asia- Pacific, including Hong Kong and Mainland China, India, Malaysia, Myanmar, Singapore and Thailand. We have helped several international insurers to develop new, innovative FL insurance products at primary and excess - tailoring the product for each market and ensuring it is compliant.
  +852 2216 7168 EMAIL ME
  Our team has broad experience in drafting, legal translating, reviewing and standardising of policy wordings.
  Our clients do not only consist of the major insurance companies, but also new insurance start-ups and insured companies that are large enough to negotiate their policy wordings. This variety in our client base allows us to know which policy conditions are important for our clients and are acceptable for the other parties involved.
  Our policy wording track record includes:
  PI (all professions, including IT companies, technical professions, accountants)
  CPI – Product Recall
  +31 6 5151 4437 EMAIL ME
  +31 6 1187 1583 EMAIL ME
  +31 6 4601 8954 EMAIL ME
  Assisting our clients develop new products for use in Asia-Pacific is at the forefront of our service.
  Assisting our clients develop new products for use in Asia-Pacific is at the forefront of our service. We work with different correspondent lawyers to uncover the nuances and find out the focus of each regional regulator.
  We are regularly instructed to draft and review policy wordings across various lines of business for use in Asia Pacific, including Hong Kong and Mainland China, India, Malaysia, Myanmar, Singapore and Thailand. We have helped several international insurers to develop new, innovative FL insurance products at primary and excess - tailoring the product for each market and ensuring it is compliant.
  +65 6422 3042 EMAIL ME
  Clients come to us for our leading expertise in drafting and advising on policy wordings, covering a diverse range of business classes. Our lawyers work to produce bespoke policies that meet specific commercial challenges.
  RPC can help to draft new policies, update existing product wordings and run comparative analysis on policies across all core business lines including; property, casualty, personal lines, professional and financial lines, construction, general liability, specialty, reinsurance and cyber and tech risks.
  In addition to standard wordings advice we work closely with our clients to stress test new or existing wordings against complex risk scenarios including 'black swan' events.
  We regularly advise market bodies such as the London Market Association for whom we conducted a review of specialty wordings. We also assist the International Underwriting Association on the production of a guide to financial loss insurance.
  +44 20 3060 6341 EMAIL ME
  Hinshaw provides representation and advice to insurers through each of the stages of the company lifecycle, from initial policy drafting formation, through to licensing, market and conduct examinations, regulatory and litigation representation.
  In keeping with our strong relationship with the insurance industry, we serve the needs of our clients by bringing the full experience of working on all aspects of insurer needs to assist in drafting of wording on policy formation. It is with this foundation base of knowledge that we feel we can provide the best thinking on policy formation and be proactive with recommendations on nascent insurance products and revised policy wording.
  +1 212 471 6222 EMAIL ME
  Development and introduction of new international wording
  Kennedy Van der Laan alongside RPC and other firms, advised an international insurer on the development and introduction of new Casualty and Property policy wordings for use across Europe. KVdL's work included a full review of the Dutch policies and schedules to ensure that the documents would be legally compliant and acceptable by the local Dutch market, also in light of Dutch financial regulatory law.