text: If you have health problems, you should always consider your risk of travel as your problems can always flare up. You might want to delay travel during the coronavirus scare because if you get that sickness while you already have another health problem, it will be that much harder to recover.
  Whatever the case, healthy or sick, consider travel insurance whenever you travel, but especially during the coronavirus scare. Coverages vary, but such insurance probably will help pay medical bills incurred while traveling and will usually also include money to get you home to your own doctor and bed. These policies are not expensive (indicating the low risk) unless you buy insurance that also includes trip cancellation or trip interruption coverage. That insurance will be more expensive the more expensive your trip. Another coverage that adds a lot of cost to such insurance is what is known as “cancel for any reason.” This gives you the right to get most of your money back if you change your mind. Without it, coverage needs to be related to a sudden unexpected event, such as an illness that prevents you from traveling.
  You can buy travel insurance when you purchase a flight ticket or Google and find many companies selling coverage. It’s a very difficult type of insurance to evaluate because each policy is different. All policies have important exclusions from coverage. Many people only learn about them only when they file a claim. For example, pre-existing health problems are frequently not covered and delays in travel are frequently not covered unless the delay is over twelve hours.
  Knowing your risk tolerance, deciding whether to travel, and buying insurance will give you peace of mind in these hyped-up times.
  Michael, of all the exotic places you’ve been to, I am amazed you wrote to put Panama HS art to the top of my list! Is it really that good? (I’ll be happy to buy ANY book that you write!) How’s Jackie? It’s great to follow your travels through your blogs, and I especially appreciate your views on the CoronaVirus. I miss you both ever since India! Jane Turnbull
  
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