text: Calling all credit experts - myFICO® Forums - 5027483
  My Experian credit report states a charge-off account is scheduled to report until Sept 2017. Can I call the CRAs to request it removed earlier? I'm in the process of purchasing a home and need this item removed.
  Re: Calling all credit experts
  Yes you can request ee! Good luck!
  (Ee=early exclusion)
  ‎08-19-2017 08:52 AM
  I was successful with Experian so far! I have to wait until Monday to tackle Transunion and Equifax
  ‎08-19-2017 11:14 PM
  Congrats on your success with Experian! Best of luck with the rest. Gotta admit, I am a little jelly. I have an old CO with dreaded First Premier bank that's supposed to fall off in October. I attempted to get it removed early and they just wont budge. In fact, they decided to report it as "past due" instead of a CO. That really hurt coz it cost me a credit card approval with BOA. I CAN'T WAIT to get First Premier off my report, they are just mean.
  I called Experian to request the early exclusion. I ordered my credit reports so I had the credit report # and account number of the charge off. Did you try calling?
  No. I didn't call. I pulled my report and made the request online. I figured it was wiser to ensure a paper trail. I will try your method and hopefully I am more successful. Fingers crossed😂