text: Am I Covered?: What to know about your insurance coverage for mental health services — Roubicek & Thacker
  December 20, 2016 Chase Schwarzwalter
  As the primary insurance analyst for Roubicek & Thacker Counseling, I have come across a variety of insurance companies, third-party administrators, rates, plans and coverages. Here are some insider tips for you -- things to know ahead of time when considering using your insurance to help pay for your mental health services:
  If you plan on enrolling in one of our programs, LifeStar or LifeStyle Transformation, know that these programs primarily consist of weekly group sessions. Ask, "Am I covered for group sessions?" If yes, then you're good to go, and may only have to pay until your deductible is met and possibly a per-session copay.
  Parity Diagnosis: "The Mental Health Parity and Addiction Equity Act (MHPAEA) requires health care service plans that offer coverage for mental health or substance use disorders (MH/SUD) to provide the same level of benefits that they do for general medical treatment" (dmhc.ca.gov). According to The Mental Health Parity and Addiction Equity Act of 2008, the diagnoses that are equal to other medical coverage are listed here.
  Plan, insurance: the product you're paying for as sold to you by the insurance company
  It comes down to your plan.
  The plan you pay for on a monthly, semi-annual, or yearly basis determines the coverage you have. If you have further questions, first, call your insurance company then call us here at the office with any questions.
  In Advice, Financial Tags insurance, billing, healthcare, financial
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