text: APEX Insights > Insurance > The importance of the stay-at-home spouse
  In 2017, OnePath paid out more than $930 million in life-insurance claims, of which $494 million was paid to its retail channel. Of this, 8.4 per cent went to those who stated their occupation as being "home duties".
  "Advisers should be highlighting how having this cover in place gives you options," she says. "It means you don't need to be in a position where you have to make urgent or drastic changes. Instead, you can be thoughtful about what you do and how you do it."