text: Xenith Bankshares, Inc. Mortgage Loan Officer/Originator Job Opening in Richmond, VA | Livecareer
  Xenith Bankshares, Inc. Richmond , VA 23234
  VIEW JOBS 4/3/2019 12:00:00 AM 2019-07-02T00:00 Position Description Completes loan applications, submits loan files to processing and provides the highest level of customer service to our customers. Designs and implements comprehensive business plan to increase sales and build relationships with referral sources. Position Accountabilities * Completes telephone, mail-away and face-to-face Loan Applications with clients and approves loan disclosures for distribution to clients. All required fields in the application to be completed including all third party information prior to approval. * Determines proper program placement of a loan file (i.e. FHA, VA, Conventional, USDA, etc.). * Prices loans and locks rates as per Company policy. * Reviews returned applications and documentation for completeness, accuracy, and compliance. * Runs AUS and reviews for findings and required documentation. * Prepares requested Pre-Qualifications as per Company policy. Orders credit reports, appraisals and title requests. Conducts regular follow-ups with clients and referral sources. * Maintains regular communication with applicants throughout the processing period, assisting them with any questions and notifying them of any additional information required. * Submits loan file allowing for stated turn times and works in conjunction with assigned Processor. * Maintains pipeline of all loans in process, tracks their progress and meets all contractual deadlines. * Assists all parties including the Processor during the entire process. * Meets or exceeds minimum production requirements. * Attends all settlements when possible. * Completes annual Business Plan and meets regularly with Sales Manager. * Keep informed of trends and developments in the local real estate market and competitive environment, as well as changes in rules and regulations pertaining to both private and government insured mortgages. * Maintain a professional image and standards consistent with company policies and procedures. Organizational Relationship Reports to Sales Manager/Branch Manager Requirements Position Qualifications Education & Experience * Minimum of 2 years loan officer experience, or industry equivalent if Sales Manager or Branch Manager deem history acceptable. * NMLS registration required Knowledge & Skills * Proven ability to read, write and communicate at a level consistent with the requirements of this position and to generate independent leads for new business and professionally communicate with existing and past clients. * Working knowledge of standard loan products in the industry and strong familiarity with underwriting guidelines. We are proud to be an EEO/AA employer, Minority/Female/Disability/Veteran. We maintain a drug-free workplace. Apply On-line Send This Job to a Friend Union First Market Bank Richmond VA
  VIEW JOBS 4/9/2019 12:00:00 AM 2019-07-08T00:00 Job Description : Job Description Responsible for generating loan volume from inbound and outbound lead sources, internet, and STI referrals. Counsels individual clients to ensure they acquire a loan product appropriate to their individual circumstances. Analyzes the prospective client's income, debt and pre-qualifies the client for an affordable mortgage. Loan Officer advises clients on the financial and long-term impact of various mortgage products and assists the client in clearing credit and other issues. Assesses best options for the client's needs and makes recommendations. Completes applications, explains features and closes sale. Transmits loan data to automated underwriting system and communicates response to client with requirements for approval. Provides all required disclosures to the client within RESPA guidelines. Is registered and maintains active, SunTrust sponsored registration in the Nationwide Mortgage Licensing System and Registry (NMLSR) and has been assigned a unique identifier number in compliance with the federal S.A.F.E. Act requirements. Work Schedule: Monday - Thursday 11:00 AM - 8:00 PM, Friday 9:00 AM - 6:00 PM, occasional Saturday hours will be rotated. Qualifications Basic Qualifications: * 1 year Mortgage or financial sales experience or successful completion of the SunTrust Mortgage Associate Program. * Mortgage products and regulations knowledge. * Eligible to manage or perform loan origination or servicing functions under Mortgage Investor or government agency guideline requirements. * Satisfies regulatory requirements for holding the position, including determined by SunTrust to meet the qualification standards imposed by the Loan Originator Compensation rule of the Truth in Lending Act. Preferred Qualifications: * 2 to 3 years of Mortgage or financial sales experience. * Financial product marketing and solution selling experience. * College degree in Business or Finance or equivalent work experience. Equal Opportunity Employer: SunTrust supports a diverse workforce and is a Drug Testing and Equal Opportunity Employer. SunTrust does not discriminate against individuals on the basis of race, creed, color, gender, religion, national origin, age, disability, veteran status, pregnancy, marital status, citizenship status, sexual orientation, gender identity, genetic information, or any other classification protected by applicable laws. To review the EEO Poster, copy and paste the following link into your browser: http://www1.eeoc.gov/employers/upload/eeoc_self_print_poster.pdf http://www.dol.gov/ofccp/regs/compliance/posters/pdf/OFCCP_EEO_Supplement_Final_JRF_QA_508c.pdf Apply Now >> Refer a Friend Link for schema Suntrust Banks Richmond VA
  VIEW JOBS 4/17/2019 12:00:00 AM 2019-07-16T00:00 Job Description : Job Description Responsible for contacting installment loan/line customers with problematic accounts (e.g., past due, overdraw, charged off) to maximize net value and minimize losses. Researches account history to determine actions needed for bringing accounts into current status. (e.g. determine if right-of-offset collection opportunity exists.) Duties may include inbound or outbound calls, data input into tracking systems, performance of skip tracing functions, paperwork completion, payment negotiation and recommendations for account repossession, or legal action. May respond in writing to customer disputes received from collection agencies, reporting agencies, and credit bureaus. Ensures bank collection policies and procedures are followed. Primarily services calls of moderate complexity to negotiate payment arrangement. Completes account research and responds to inquiries. Qualifications Basic Requirements: * High school degree or equivalent * Intermediate role (1-3+ years in a call center, collections, or client-facing customer service experience position) * Moderate knowledge of financial products to include checking accounts, credits cards and loans * Professional oral and written communication skills * Strong PC Skills Preferred Requirements: * Associates / College Degree * 3+ years call center or collections experience Equal Opportunity Employer: SunTrust supports a diverse workforce and is a Drug Testing and Equal Opportunity Employer. SunTrust does not discriminate against individuals on the basis of race, creed, color, gender, religion, national origin, age, disability, veteran status, pregnancy, marital status, citizenship status, sexual orientation, gender identity, genetic information, or any other classification protected by applicable laws. To review the EEO Poster, copy and paste the following link into your browser: http://www1.eeoc.gov/employers/upload/eeoc_self_print_poster.pdf http://www.dol.gov/ofccp/regs/compliance/posters/pdf/OFCCP_EEO_Supplement_Final_JRF_QA_508c.pdf Apply Now >> Refer a Friend Link for schema Suntrust Banks Richmond VA