text: Outdated kitchen? Dreary bathroom? We provide financing for all sizes of home renovations, including one that doesn't require using your home's equity.
  Second Mortgages
  If you owe less on your home than what it's worth, the difference between those two amounts is your home's equity. Borrow against it for a lump sum of cash you can use for home improvements, or almost any other purpose.
  Apply for a Second Mortgage
  3-2-1 RELOC
  Use your real estate's equity to secure a line of credit with a term of 5, 10, or 15 years. You'll have a two-year draw period, and pay one fixed rate for the life of the loan. An excellent financial solution for your short-term projects!
  Apply for a 3-2-1 RELOC Loan
  Home Equity Lines of Credit (variable rate)
  Tap into your home's equity and be prepared for maintenance emergencies, or have funds readily available for almost any purpose. Get the flexibility to draw funds whenever you need them.
  Apply for a HELOC Loan
  Home Equity Loans (fixed rate)
  Borrow against the value of your home, receive a lump sum of cash, and get to work on your home improvement projects. Your rate won't change during the life of the loan.