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  Government Small Business Loans — Check with your local government agency. There are some government loans you can apply for on a local, state, and federal level to receive the money you need to start or grow your business.
  Veteran Loans — If you're a military veteran who served in the armed forces, you may be eligible for a veteran loan to use on your small business. Check with your local veteran's chapter to apply and see if you qualify for a loan and how much you might be able to get to use on your business.
  Small Business Loans — The Small Business Administration offers small business loans and resources to those who qualify for a loan. The SBA works through private financial institutions to offer some of these loans at a low interest rate if you qualify.
  USDA — If your small business is in the agricultural industry, then you may qualify for a small business loan. Check out the USDA website to find all of the information you need about their small business loans and what information they need when you apply.
  Women — There are many small business loans that cater to owners who are women. Some are offered through your state while others are offered through small business corporations, organizations and non-profits.
  Minorities — There are some small business loans provided to qualifying minority groups. The MBDA works with minority groups and evaluates their situation to determine if they can apply for a small business loan. They also offer many tips and resources to help you get started with your business venture.
  Grants — Grants are available through the government, corporations, non-profits, and other organizations. This is money that doesn't have to be paid back, but with some grants, there are specific regulations on how the funds can be spent.