code: def csv_to_transactions(handle, source_encoding="latin1",
              date_format="%d-%m-%Y", thousand_sep=".", decimal_sep=","):
          
          trans = Transactions()
          rows = csv.reader(handle, delimiter=";", quotechar="\"")
  
          for index, row in enumerate(rows):
              trans.append(Parse.csv_row_to_transaction(index, row))
  
          return trans
docs: Parses CSV data from stream and returns ``Transactions``.
  
          Args:
              index: The index of this row in the original CSV file. Used for
              sorting ``Transaction``s by their order of appearance.
  
              row: The row containing strings for [transfer_date, posted_date,
              message, money_amount, money_total].
  
              source_encoding: The encoding that will be used to decode strings
              to UTF-8.
  
              date_format: The format of dates in this row.
  
              thousand_sep: The thousand separator in money amounts.
  
              decimal_sep: The decimal separator in money amounts.
  
          Returns:
              A ``Transactions`` object.