code: function UserSettings() {
  	if ( ! ( this instanceof UserSettings ) ) {
  		return new UserSettings();
  	}
  
  	this.settings = false;
  	this.initialized = false;
  	this.reAuthRequired = false;
  	this.fetchingSettings = false;
  	this.unsavedSettings = {};
  }
docs: Initialize UserSettings with defaults
  
  @return {Undefined} undefined