code: def take_home_pay(gross_pay, employer_match, taxes_and_fees, numtype='float'):
      
      if numtype == 'decimal':
          return (Decimal(gross_pay) + Decimal(employer_match)) - Decimal(
              sum(taxes_and_fees)
          )
      else:
          return (float(gross_pay) + float(employer_match)) - sum(taxes_and_fees)
docs: Calculate net take-home pay including employer retirement savings match
      using the formula laid out by Mr. Money Mustache:
      http://www.mrmoneymustache.com/2015/01/26/calculating-net-worth/
  
      Args:
          gross_pay: float or int, gross monthly pay.
  
          employer_match: float or int, the 401(k) match from your employer.
  
          taxes_and_fees: list, taxes and fees that are deducted from your paycheck.
  
          numtype: string, 'decimal' or 'float'; the type of number to return.
  
      Returns:
          your monthly take-home pay.