code: public <T extends RoxPayload> T load(String name, Class<T> clazz) throws IOException {
  		InputStreamReader isr = new InputStreamReader(
  			new FileInputStream(new File(getTmpDir(clazz), name)),
  			Charset.forName(Constants.ENCODING).newDecoder()
  		);
  		
  		return serializer.deserializePayload(isr, clazz);
  	}
docs: Load a payload
  
  @param <T> The payload type
  @param name The name of the payload file to load
  @param clazz The class of the payload
  @return The payload loaded
  @throws IOException I/O Errors