code: public GetIndividualProfilesRequest withLoginPassword(final String login, final char[] password) {
          this.login = login;
          this.password = password;
          this.id = 0;
          this.accountNumber = this.routingNumber = null;
          return this;
      }
docs: Request the IndividualProfile for the given login and password.
  
  This option is mutually exclusive with {@link #withIndividualId(int)}
  and {@link #withMICR(String, String)}.
  
  @param login The individual's login.
  @param password The individual's password.
  @return this.