code: public void loadDefaultSettings() {
          String value = getStorageHandler().getStorageEngine().getConfigEntry("longmode");
          if (value != null) {
              displayFormat = DisplayFormat.valueOf(value.toUpperCase());
          } else {
              getStorageHandler().getStorageEngine().setConfigEntry("longmode", "long");
              displayFormat = DisplayFormat.LONG;
          }
          addMetricsGraph("Display Format", displayFormat.toString());
          value = getStorageHandler().getStorageEngine().getConfigEntry("holdings");
          if (value != null && Tools.isValidDouble(value)) {
              holdings = Double.parseDouble(value);
          } else {
              getStorageHandler().getStorageEngine().setConfigEntry("holdings", 100.0 + "");
              sendConsoleMessage(Level.SEVERE, "No default value was set for account creation or was invalid! Defaulting to 100.");
              holdings = 100.0;
          }
          value = getStorageHandler().getStorageEngine().getConfigEntry("bankprice");
          if (value != null && Tools.isValidDouble(value)) {
              bankPrice = Double.parseDouble(value);
          } else {
              getStorageHandler().getStorageEngine().setConfigEntry("bankprice", 100.0 + "");
              sendConsoleMessage(Level.SEVERE, "No default value was set for bank creation or was invalid! Defaulting to 100.");
              bankPrice = 100.0;
          }
      }
docs: Reload the default settings.