docs: private String formatBody(URL resetUrl, ILocalAccountPerson account, Locale locale) {
          final STGroup group = new STGroupDir(templateDir, '$', '$');
          final ST template = group.getInstanceOf(templateName);
  
          String name = findDisplayNameFromLocalAccountPerson(account);
          template.add("displayName", name);
          template.add("url", resetUrl.toString());
  
          return template.render();
      }