However, insurance can be for three motivations: greed to make a lot of money in a calamity, overwhelming fear of a calamity, and protection.
Leo hii ni jambo jema tu kuwa na makufuli, na bima. Lakini, bima inaweza kushawishiwa na mambo matatu: ulafi wa kutaka kujipatia hela nyingi zaidi wakati wa majanga, uoga uliozidi kiasi wa majanga, na ulinzi.