The initial credit application, which should be done in writing, is intended to provide the credit manager with certain information that can be readily verified. Greater detail can be sought later, if necessary, in the form of financial statements. The information included in the initial application should enable the seller, however, to avoid considering doing business with those customers who have little prospect of success or whose past performance indicates that they are unable to meet their obligations when due. The seller should not deal with customers who ask for credit but who refuse to supply the information requested.
awali maombi ya mikopo, ambayo lazima yafanyike kwa maandishi, ni nia ya kutoa meneja wa mikopo kwa habari fulani ambayo inaweza kwa urahisi kuthibitishwa. undani zaidi inaweza kuwa walitaka baadaye, ikiwa ni lazima, katika mfumo wa taarifa za fedha. habari ni pamoja na katika maombi ya awali lazima kuwawezesha muuzaji, hata hivyo, ili kuepuka kuzingatia kufanya biashara na wateja wale ambao wana matarajio kidogo ya mafanikio au ambaye zamani utendaji inaonyesha kwamba wao hawawezi kutimiza wajibu wake wakati kutokana. muuzaji lazima si kukabiliana na wateja ambao kuomba mikopo lakini wanaokataa ugavi habari ombi.