After the Crusades, you'll find big money came into the European countries, a lot of it from the bootie, the loot that they'd purged in the Middle East. Some of these guilds became powerful monopolies that then went into the business of creating and giving out capital money—money lending.
Baada ya Macrusedi (The Crusades) utapata watu wa pesa waliingia kwa nchi za Ulaya pesa zilitolewa kwa vita mingi yake kwa nchi za waislamu. Vyama vingine vilienda zikawa mahodhi kubwa zilizoenda kwa biashara za kutengeneza na kupatiana fedha za mikopo.