It should be put into consideration that, there are some factors that can cause short time existence of any business. These factors include extravagance, improper financial management, failing to secure an adequate bank loan at a critical time, establishing business on credit, accomplishing to repay the bank loan by credits from other financial sources and misdirecting the bank loan. In Procuc System, the Customer’s Financial Capital (CFC) should not be misdirected by a Procuc Operator in order to avoid falling into procuc failure.
Ikumbukwe kuwa, yapo baadhi ya mambo ambayo yanaweza kusababisha kuanguka kwa biashara kama vile matumizi mabaya ya fedha (yaani kutumia fedha zaidi kuliko uwezo wa mtu kiuchumi au kufurahia zaidi kabla ya muda husika), usimamizi mbovu katika biashara au ufuatiliaji hafifu katika kila kinachoendelea katika biashara, kushindwa kujipatia mtaji toshelevu, kuanzisha biashara kwa mkopo bila mtaji halisi, kumalizia kulipa deni la mkopo kwenye benki kwa kukopa pesa kutoka vyanzo vingine vya fedha na kutumia fedha ya mkopo katika mradi mwingine tofauti na maombi ya awali kuhusiana na mkopo.