In paying creditors, as mentioned before, we should agree as long a credit period as possible; but taking a longer period than agreed, as we tend to do in Malta, may lead to loss of creditworthiness with creditors, which in the long run we may regret.
Katika kulipa wadai, kama ilivyoelezwa kabla, tunapaswa kukubaliana kwa muda mrefu kipindi cha mikopo iwezekanavyo; lakini kuchukua muda mrefu kipindi kuliko walikubaliana, kama sisi huwa na kufanya katika Malta, inaweza kusababisha hasara ya creditworthiness na wadai, ambayo kwa muda mrefu tunaweza majuto.