Giving loans is not something that only banks do. Most businesses loan money to their customers in the way stated above, such customers being known as debtors, and this is standard business practice. The only real difference between bank loans and debtors is that banks get paid interest on the money they have lent.
Wengi fedha wafanyabiashara mkopo kwa wateja wao kwa njia ilivyoelezwa hapo juu, wateja kama kuwa na inayojulikana kama wadaiwa, na hii ni kiwango mazoezi ya biashara. tu halisi tofauti kati ya mikopo ya benki na wadaiwa ni kwamba benki kulipwa riba juu ya fedha wao ameipa.