The combined costs can be considerable, and it is the duty of the financial manager to arrange the affairs of the business in such a way as to obtain a balance between the costs and benefits involved: e.g. through raising or lowering stocks, cash, debtors and creditors to their optimum level, neither having too little nor too much.
Money fumba katika hatua yoyote katika kufanya kazi mlolongo mji mkuu ina gharama nafasi. Aidha, kuna gharama zinazohusiana na uhifadhi (km hisa) na utawala. gharama pamoja yanaweza kuwa makubwa, na ni wajibu wa meneja wa fedha kupanga mambo ya biashara katika njia kama vile kupata uwiano kati ya gharama na faida wanaohusika: km kupitia kuongeza au kupunguza hifadhi, fedha, wadaiwa na wadai kwa kiwango chao mzuri zaidi, wala kuwa na kidogo sana wala sana.