(3) For the purposes of this Act a person ought reasonably to have known or suspected a fact if the conclusions that he or she ought to have reached, are those which would have been reached by a reasonably diligent and vigilant person having both:
3) A los fines de la presente Ley se entenderá que una persona debe razonablemente tener conocimiento o sospechar de un hecho cuando las conclusiones a las que debiera haber llegado sean aquellas a las que debiera haber llegado una persona razonablemente inteligente y alerta que disponga tanto de: