Such general assumptions, however, are bound to increase the cost of credit, even in cases where the person in possession is the owner and the assets are not encumbered (a risk that can be only partially avoided at the cost of an extensive and costly search).
No obstante, toda suposición de esa índole tenderá a encarecer el costo del crédito, aun cuando la titularidad corresponda al propietario y los bienes no estén gravados (riesgo que podrá evitarse en parte sólo a costa de una investigación exhaustiva y onerosa).