As far as the informal banking circuits are concerned, it should be noted that since their operations are based on the offsetting mechanism, they take place in two phases, collecting the funds and depositing them in current accounts held with banks.
En lo que respecta a los circuitos bancarios informales, hay que destacar que puesto que sus operaciones se basan en el mecanismo de compensación, se realizan en dos etapas, recaudando los fondos y depositándolos en cuentas corrientes bancarias.