Section 1960 of Title 18 makes it a felony to operate an unlicensed money transmitting business. Additionally, a money transmitting business that fails to register with FinCEN as a money services business (MSB) is operating as an unlicensed money transmitter with penalties to include civil and criminal fines, imprisonment, or both.
L'exploitation d'une société de transferts monétaires non immatriculée est considérée comme un acte délictueux grave (titre 18, art. 1960) passible de sanctions au civil et au pénal, à savoir amendes, peines d'emprisonnement, ou les deux.