Aaron Smith is a 68-year-old Male who works as a Doctor. They are currently Divorced and live at 8237 Nguyen Causeway, New Stacey, AR 85209 in India. They have 0 dependents: . Their financial goal is Travel with a target amount of $158815 to be achieved in 12 months. Currently, they earn $97865 per month and have an expenditure of $28364. They have $48063 in savings, $24760 in fixed deposits, $38982 in stocks, $84 in mutual funds, and $9113 in other investments. No insurance. No debt. No emergency fund.
Plan for Aaron Smith:
1. Income: $97865 per month
2. Emergency Fund: $170184 (adequate for 6 months of expenses).
3. Savings: $48063
4. Debts: $0 () with an interest rate of 0.0%.
5. Insurance:  with coverage of $0 and a monthly premium of $0.
6. Investments:
Investment Type: Stocks
Monthly Contribution: $38982
Future Value after 10 years: $97455.0
Annual Interest Rate: 20.0%

Investment Type: Mutual Funds
Monthly Contribution: $84
Future Value after 10 years: $168.0
Annual Interest Rate: 15.0%

Investment Type: Fixed Deposit
Monthly Contribution: $24760
Future Value after 10 years: $37140.0
Annual Interest Rate: 7.0%

Investment Type: Bonds
Monthly Contribution: $9113
Future Value after 10 years: $10935.6
Annual Interest Rate: 3.5%

7. Financial Goal: Travel with a target amount of $158815 to be achieved in 12 months.
8. Net Worth: $158815.0
9. Recommendations:
   - Increase monthly contributions to meet the financial goal.
   - Consider reallocating investments to achieve better returns based on your risk profile.
   - Ensure adequate emergency fund and insurance coverage.