Ryan Rodriguez is a 36-year-old Female who works as a Doctor. They are currently Married and live at 050 Chen View Suite 141, Port Jamesfort, ID 08120 in India. They have 4 dependents: Taylor (Age: 24, Gender: Female), John (Age: 9, Gender: Female), Stephanie (Age: 9, Gender: Female), Charles (Age: 6, Gender: Male). Their financial goal is Save for Education with a target amount of $121161 to be achieved in 55 months. Currently, they earn $100194 per month and have an expenditure of $33977. They have $20121 in savings, $28788 in fixed deposits, $14153 in stocks, $14366 in mutual funds, and $1248 in other investments. No insurance. Debt: Yes, Amount: $17862, Type: Personal Loan, Interest Rate: 14.477342315623913%. Loan Start Date: 2018-07-18, Loan End Date: 2026-05-26. Emergency Fund: Yes, Amount: $19853.
Plan for Ryan Rodriguez:
1. Income: $100194 per month
2. Emergency Fund: $19853 (adequate for 6 months of expenses).
3. Savings: $20121
4. Debts: $17862 (Personal Loan) with an interest rate of 14.477342315623913%.
5. Insurance:  with coverage of $0 and a monthly premium of $0.
6. Investments:
Investment Type: Stocks
Monthly Contribution: $14153
Future Value after 10 years: $35382.5
Annual Interest Rate: 20.0%

Investment Type: Mutual Funds
Monthly Contribution: $14366
Future Value after 10 years: $28732.0
Annual Interest Rate: 15.0%

Investment Type: Fixed Deposit
Monthly Contribution: $28788
Future Value after 10 years: $43182.0
Annual Interest Rate: 7.0%

Investment Type: Bonds
Monthly Contribution: $1248
Future Value after 10 years: $1497.6
Annual Interest Rate: 3.5%

7. Financial Goal: Save for Education with a target amount of $121161 to be achieved in 55 months.
8. Net Worth: $103299.0
9. Recommendations:
   - Increase monthly contributions to meet the financial goal.
   - Consider reallocating investments to achieve better returns based on your risk profile.
   - Ensure adequate emergency fund and insurance coverage.