Wendy Gilbert is a 25-year-old Male who works as a Engineer. They are currently Divorced and live at 46132 Gibson Walk, Greeneport, RI 08191 in Canada. They have 0 dependents: . Their financial goal is Save for Education with a target amount of $79080 to be achieved in 25 months. Currently, they earn $95446 per month and have an expenditure of $27718. They have $7570 in savings, $19476 in fixed deposits, $20576 in stocks, $4090 in mutual funds, and $18574 in other investments. No insurance. Debt: Yes, Amount: $7644, Type: Mortgage, Interest Rate: 3.7065074559111078%. Loan Start Date: 2018-09-04, Loan End Date: 2030-12-14. Emergency Fund: Yes, Amount: $9885.
Plan for Wendy Gilbert:
1. Income: $95446 per month
2. Emergency Fund: $9885 (adequate for 6 months of expenses).
3. Savings: $7570
4. Debts: $7644 (Mortgage) with an interest rate of 3.7065074559111078%.
5. Insurance:  with coverage of $0 and a monthly premium of $0.
6. Investments:
Investment Type: Stocks
Monthly Contribution: $20576
Future Value after 10 years: $51440.0
Annual Interest Rate: 20.0%

Investment Type: Mutual Funds
Monthly Contribution: $4090
Future Value after 10 years: $8180.0
Annual Interest Rate: 15.0%

Investment Type: Fixed Deposit
Monthly Contribution: $19476
Future Value after 10 years: $29214.0
Annual Interest Rate: 7.0%

Investment Type: Bonds
Monthly Contribution: $18574
Future Value after 10 years: $22288.8
Annual Interest Rate: 3.5%

7. Financial Goal: Save for Education with a target amount of $79080 to be achieved in 25 months.
8. Net Worth: $71436.0
9. Recommendations:
   - Increase monthly contributions to meet the financial goal.
   - Consider reallocating investments to achieve better returns based on your risk profile.
   - Ensure adequate emergency fund and insurance coverage.