Shirley Gentry is a 57-year-old Female who works as a Teacher. They are currently Divorced and live at 351 Kelly Ferry, Garzafurt, MA 26607 in UK. They have 2 dependents: Deborah (Age: 9, Gender: Male), Monica (Age: 30, Gender: Female). Their financial goal is Save for Education with a target amount of $110751 to be achieved in 22 months. Currently, they earn $113483 per month and have an expenditure of $27242. They have $14008 in savings, $21780 in fixed deposits, $18985 in stocks, $11364 in mutual funds, and $7680 in other investments. Insurance: Auto Insurance with a premium of $1692 and coverage of $218993. No debt. No emergency fund.
Plan for Shirley Gentry:
1. Income: $113483 per month
2. Emergency Fund: $163452 (adequate for 6 months of expenses).
3. Savings: $14008
4. Debts: $0 () with an interest rate of 0.0%.
5. Insurance: Auto Insurance with coverage of $218993 and a monthly premium of $1692.
6. Investments:
Investment Type: Stocks
Monthly Contribution: $18985
Future Value after 10 years: $47462.5
Annual Interest Rate: 20.0%

Investment Type: Mutual Funds
Monthly Contribution: $11364
Future Value after 10 years: $22728.0
Annual Interest Rate: 15.0%

Investment Type: Fixed Deposit
Monthly Contribution: $21780
Future Value after 10 years: $32670.0
Annual Interest Rate: 7.0%

Investment Type: Bonds
Monthly Contribution: $7680
Future Value after 10 years: $9216.0
Annual Interest Rate: 3.5%

7. Financial Goal: Save for Education with a target amount of $110751 to be achieved in 22 months.
8. Net Worth: $110751.0
9. Recommendations:
   - Increase monthly contributions to meet the financial goal.
   - Consider reallocating investments to achieve better returns based on your risk profile.
   - Ensure adequate emergency fund and insurance coverage.