Kelly Miller is a 54-year-old Female who works as a Artist. They are currently Single and live at 6826 Huber Cliffs Suite 997, Port Lindseyview, MP 65629 in Canada. They have 1 dependents: Loretta (Age: 16, Gender: Male). Their financial goal is Save for Education with a target amount of $113130 to be achieved in 60 months. Currently, they earn $108370 per month and have an expenditure of $17005. They have $41412 in savings, $16526 in fixed deposits, $27887 in stocks, $29232 in mutual funds, and $8862 in other investments. No insurance. No debt. No emergency fund.
Plan for Kelly Miller:
1. Income: $108370 per month
2. Emergency Fund: $102030 (adequate for 6 months of expenses).
3. Savings: $41412
4. Debts: $0 () with an interest rate of 0.0%.
5. Insurance:  with coverage of $0 and a monthly premium of $0.
6. Investments:
Investment Type: Stocks
Monthly Contribution: $27887
Future Value after 10 years: $69717.5
Annual Interest Rate: 20.0%

Investment Type: Mutual Funds
Monthly Contribution: $29232
Future Value after 10 years: $58464.0
Annual Interest Rate: 15.0%

Investment Type: Fixed Deposit
Monthly Contribution: $16526
Future Value after 10 years: $24789.0
Annual Interest Rate: 7.0%

Investment Type: Bonds
Monthly Contribution: $8862
Future Value after 10 years: $10634.4
Annual Interest Rate: 3.5%

7. Financial Goal: Save for Education with a target amount of $113130 to be achieved in 60 months.
8. Net Worth: $113130.0
9. Recommendations:
   - Increase monthly contributions to meet the financial goal.
   - Consider reallocating investments to achieve better returns based on your risk profile.
   - Ensure adequate emergency fund and insurance coverage.