Benjamin Hardy is a 18-year-old Male who works as a Artist. They are currently Divorced and live at 6134 Rivera Highway, Jocelynburgh, NM 97978 in Canada. They have 0 dependents: . Their financial goal is Retirement with a target amount of $59498 to be achieved in 31 months. Currently, they earn $67308 per month and have an expenditure of $27058. They have $31321 in savings, $28959 in fixed deposits, $41040 in stocks, $2092 in mutual funds, and $2561 in other investments. No insurance. No debt. Emergency Fund: Yes, Amount: $13076.
Plan for Benjamin Hardy:
1. Income: $67308 per month
2. Emergency Fund: $13076 (adequate for 6 months of expenses).
3. Savings: $31321
4. Debts: $0 () with an interest rate of 0.0%.
5. Insurance:  with coverage of $0 and a monthly premium of $0.
6. Investments:
Investment Type: Stocks
Monthly Contribution: $41040
Future Value after 10 years: $102600.0
Annual Interest Rate: 20.0%

Investment Type: Mutual Funds
Monthly Contribution: $2092
Future Value after 10 years: $4184.0
Annual Interest Rate: 15.0%

Investment Type: Fixed Deposit
Monthly Contribution: $28959
Future Value after 10 years: $43438.5
Annual Interest Rate: 7.0%

Investment Type: Bonds
Monthly Contribution: $2561
Future Value after 10 years: $3073.2
Annual Interest Rate: 3.5%

7. Financial Goal: Retirement with a target amount of $59498 to be achieved in 31 months.
8. Net Worth: $59498.0
9. Recommendations:
   - Increase monthly contributions to meet the financial goal.
   - Consider reallocating investments to achieve better returns based on your risk profile.
   - Ensure adequate emergency fund and insurance coverage.