Melissa Watson is a 57-year-old Female who works as a Artist. They are currently Married and live at 05741 Stephen Prairie, Jamesfurt, ME 22418 in UK. They have 1 dependents: Julie (Age: 10, Gender: Female). Their financial goal is Save for House with a target amount of $297840 to be achieved in 65 months. Currently, they earn $67596 per month and have an expenditure of $43299. They have $28759 in savings, $20721 in fixed deposits, $20588 in stocks, $29476 in mutual funds, and $11357 in other investments. No insurance. No debt. Emergency Fund: Yes, Amount: $1866.
Plan for Melissa Watson:
1. Income: $67596 per month
2. Emergency Fund: $1866 (adequate for 6 months of expenses).
3. Savings: $28759
4. Debts: $0 () with an interest rate of 0.0%.
5. Insurance:  with coverage of $0 and a monthly premium of $0.
6. Investments:
Investment Type: Stocks
Monthly Contribution: $20588
Future Value after 10 years: $51470.0
Annual Interest Rate: 20.0%

Investment Type: Mutual Funds
Monthly Contribution: $29476
Future Value after 10 years: $58952.0
Annual Interest Rate: 15.0%

Investment Type: Fixed Deposit
Monthly Contribution: $20721
Future Value after 10 years: $31081.5
Annual Interest Rate: 7.0%

Investment Type: Bonds
Monthly Contribution: $11357
Future Value after 10 years: $13628.4
Annual Interest Rate: 3.5%

7. Financial Goal: Save for House with a target amount of $297840 to be achieved in 65 months.
8. Net Worth: $297840.0
9. Recommendations:
   - Increase monthly contributions to meet the financial goal.
   - Consider reallocating investments to achieve better returns based on your risk profile.
   - Ensure adequate emergency fund and insurance coverage.