Debra Pierce is a 31-year-old Male who works as a Artist. They are currently Divorced and live at 9911 Farley Harbor Apt. 603, South Paulborough, VT 02884 in USA. They have 1 dependents: Natalie (Age: 25, Gender: Male). Their financial goal is Travel with a target amount of $112675 to be achieved in 54 months. Currently, they earn $54810 per month and have an expenditure of $46502. They have $28795 in savings, $21830 in fixed deposits, $17533 in stocks, $19101 in mutual funds, and $18999 in other investments. No insurance. Debt: Yes, Amount: $10750, Type: Mortgage, Interest Rate: 4.071402585050918%. Loan Start Date: 2019-02-22, Loan End Date: 2034-07-04. No emergency fund.
Plan for Debra Pierce:
1. Income: $54810 per month
2. Emergency Fund: $279012 (adequate for 6 months of expenses).
3. Savings: $28795
4. Debts: $10750 (Mortgage) with an interest rate of 4.071402585050918%.
5. Insurance:  with coverage of $0 and a monthly premium of $0.
6. Investments:
Investment Type: Stocks
Monthly Contribution: $17533
Future Value after 10 years: $43832.5
Annual Interest Rate: 20.0%

Investment Type: Mutual Funds
Monthly Contribution: $19101
Future Value after 10 years: $38202.0
Annual Interest Rate: 15.0%

Investment Type: Fixed Deposit
Monthly Contribution: $21830
Future Value after 10 years: $32745.0
Annual Interest Rate: 7.0%

Investment Type: Bonds
Monthly Contribution: $18999
Future Value after 10 years: $22798.8
Annual Interest Rate: 3.5%

7. Financial Goal: Travel with a target amount of $112675 to be achieved in 54 months.
8. Net Worth: $101925.0
9. Recommendations:
   - Increase monthly contributions to meet the financial goal.
   - Consider reallocating investments to achieve better returns based on your risk profile.
   - Ensure adequate emergency fund and insurance coverage.