Michael Buchanan is a 35-year-old Male who works as a Artist. They are currently Married and live at PSC 3670, Box 7572, APO AP 14254 in Canada. They have 4 dependents: Samantha (Age: 4, Gender: Female), Patrick (Age: 18, Gender: Female), Matthew (Age: 23, Gender: Male), Tommy (Age: 8, Gender: Male). Their financial goal is Save for House with a target amount of $121708 to be achieved in 101 months. Currently, they earn $112867 per month and have an expenditure of $10764. They have $25330 in savings, $27325 in fixed deposits, $35856 in stocks, $1990 in mutual funds, and $18103 in other investments. No insurance. Debt: Yes, Amount: $11570, Type: Mortgage, Interest Rate: 4.867867374261699%. Loan Start Date: 2017-12-07, Loan End Date: 2032-08-14. No emergency fund.
Plan for Michael Buchanan:
1. Income: $112867 per month
2. Emergency Fund: $64584 (adequate for 6 months of expenses).
3. Savings: $25330
4. Debts: $11570 (Mortgage) with an interest rate of 4.867867374261699%.
5. Insurance:  with coverage of $0 and a monthly premium of $0.
6. Investments:
Investment Type: Stocks
Monthly Contribution: $35856
Future Value after 10 years: $89640.0
Annual Interest Rate: 20.0%

Investment Type: Mutual Funds
Monthly Contribution: $1990
Future Value after 10 years: $3980.0
Annual Interest Rate: 15.0%

Investment Type: Fixed Deposit
Monthly Contribution: $27325
Future Value after 10 years: $40987.5
Annual Interest Rate: 7.0%

Investment Type: Bonds
Monthly Contribution: $18103
Future Value after 10 years: $21723.6
Annual Interest Rate: 3.5%

7. Financial Goal: Save for House with a target amount of $121708 to be achieved in 101 months.
8. Net Worth: $110138.0
9. Recommendations:
   - Increase monthly contributions to meet the financial goal.
   - Consider reallocating investments to achieve better returns based on your risk profile.
   - Ensure adequate emergency fund and insurance coverage.