Ian French is a 37-year-old Male who works as a Artist. They are currently Married and live at 80466 Vanessa Row Apt. 361, Robinmouth, MH 55606 in India. They have 3 dependents: Jaime (Age: 3, Gender: Female), Katherine (Age: 24, Gender: Female), Anthony (Age: 3, Gender: Female). Their financial goal is Save for House with a target amount of $353188 to be achieved in 79 months. Currently, they earn $87345 per month and have an expenditure of $27676. They have $17694 in savings, $5042 in fixed deposits, $49477 in stocks, $23588 in mutual funds, and $16896 in other investments. Insurance: Life Insurance with a premium of $2827 and coverage of $158635. Debt: Yes, Amount: $7490, Type: Credit Card, Interest Rate: 15.455240830264183%. Loan Start Date: 2022-05-09, Loan End Date: 2029-04-19. Emergency Fund: Yes, Amount: $11740.
Plan for Ian French:
1. Income: $87345 per month
2. Emergency Fund: $11740 (adequate for 6 months of expenses).
3. Savings: $17694
4. Debts: $7490 (Credit Card) with an interest rate of 15.455240830264183%.
5. Insurance: Life Insurance with coverage of $158635 and a monthly premium of $2827.
6. Investments:
Investment Type: Stocks
Monthly Contribution: $49477
Future Value after 10 years: $123692.5
Annual Interest Rate: 20.0%

Investment Type: Mutual Funds
Monthly Contribution: $23588
Future Value after 10 years: $47176.0
Annual Interest Rate: 15.0%

Investment Type: Fixed Deposit
Monthly Contribution: $5042
Future Value after 10 years: $7563.0
Annual Interest Rate: 7.0%

Investment Type: Bonds
Monthly Contribution: $16896
Future Value after 10 years: $20275.2
Annual Interest Rate: 3.5%

7. Financial Goal: Save for House with a target amount of $353188 to be achieved in 79 months.
8. Net Worth: $345698.00000000006
9. Recommendations:
   - Increase monthly contributions to meet the financial goal.
   - Consider reallocating investments to achieve better returns based on your risk profile.
   - Ensure adequate emergency fund and insurance coverage.