Debra Long is a 59-year-old Female who works as a Engineer. They are currently Divorced and live at 598 Justin Locks Apt. 348, East Joseph, GU 66146 in Canada. They have 1 dependents: Kathleen (Age: 7, Gender: Female). Their financial goal is Retirement with a target amount of $193438 to be achieved in 32 months. Currently, they earn $37369 per month and have an expenditure of $23226. They have $32650 in savings, $21103 in fixed deposits, $27447 in stocks, $3451 in mutual funds, and $16022 in other investments. No insurance. Debt: Yes, Amount: $4853, Type: Personal Loan, Interest Rate: 11.857990070362646%. Loan Start Date: 2015-03-07, Loan End Date: 2027-11-08. No emergency fund.
Plan for Debra Long:
1. Income: $37369 per month
2. Emergency Fund: $139356 (adequate for 6 months of expenses).
3. Savings: $32650
4. Debts: $4853 (Personal Loan) with an interest rate of 11.857990070362646%.
5. Insurance:  with coverage of $0 and a monthly premium of $0.
6. Investments:
Investment Type: Stocks
Monthly Contribution: $27447
Future Value after 10 years: $68617.5
Annual Interest Rate: 20.0%

Investment Type: Mutual Funds
Monthly Contribution: $3451
Future Value after 10 years: $6902.0
Annual Interest Rate: 15.0%

Investment Type: Fixed Deposit
Monthly Contribution: $21103
Future Value after 10 years: $31654.5
Annual Interest Rate: 7.0%

Investment Type: Bonds
Monthly Contribution: $16022
Future Value after 10 years: $19226.399999999998
Annual Interest Rate: 3.5%

7. Financial Goal: Retirement with a target amount of $193438 to be achieved in 32 months.
8. Net Worth: $188585.0
9. Recommendations:
   - Increase monthly contributions to meet the financial goal.
   - Consider reallocating investments to achieve better returns based on your risk profile.
   - Ensure adequate emergency fund and insurance coverage.