Ashley Duncan is a 52-year-old Male who works as a Engineer. They are currently Married and live at 31388 Samuel Coves, Melissashire, KY 57005 in Canada. They have 3 dependents: Patricia (Age: 2, Gender: Female), Justin (Age: 23, Gender: Female), Michael (Age: 24, Gender: Female). Their financial goal is Save for Education with a target amount of $173073 to be achieved in 47 months. Currently, they earn $62875 per month and have an expenditure of $25147. They have $27868 in savings, $3427 in fixed deposits, $31757 in stocks, $4444 in mutual funds, and $17951 in other investments. Insurance: Health Insurance with a premium of $9959 and coverage of $379226. Debt: Yes, Amount: $7750, Type: Mortgage, Interest Rate: 4.441980313597485%. Loan Start Date: 2017-04-26, Loan End Date: 2032-03-01. No emergency fund.
Plan for Ashley Duncan:
1. Income: $62875 per month
2. Emergency Fund: $150882 (adequate for 6 months of expenses).
3. Savings: $27868
4. Debts: $7750 (Mortgage) with an interest rate of 4.441980313597485%.
5. Insurance: Health Insurance with coverage of $379226 and a monthly premium of $9959.
6. Investments:
Investment Type: Stocks
Monthly Contribution: $31757
Future Value after 10 years: $79392.5
Annual Interest Rate: 20.0%

Investment Type: Mutual Funds
Monthly Contribution: $4444
Future Value after 10 years: $8888.0
Annual Interest Rate: 15.0%

Investment Type: Fixed Deposit
Monthly Contribution: $3427
Future Value after 10 years: $5140.5
Annual Interest Rate: 7.0%

Investment Type: Bonds
Monthly Contribution: $17951
Future Value after 10 years: $21541.2
Annual Interest Rate: 3.5%

7. Financial Goal: Save for Education with a target amount of $173073 to be achieved in 47 months.
8. Net Worth: $165323.0
9. Recommendations:
   - Increase monthly contributions to meet the financial goal.
   - Consider reallocating investments to achieve better returns based on your risk profile.
   - Ensure adequate emergency fund and insurance coverage.