Brandon Jones is a 28-year-old Male who works as a Artist. They are currently Married and live at 488 Madeline Drives, Harrisport, AZ 64102 in UK. They have 4 dependents: Elizabeth (Age: 21, Gender: Female), Ethan (Age: 8, Gender: Male), Patricia (Age: 29, Gender: Female), Stephanie (Age: 4, Gender: Female). Their financial goal is Save for Education with a target amount of $138688 to be achieved in 41 months. Currently, they earn $104177 per month and have an expenditure of $10991. They have $17922 in savings, $14359 in fixed deposits, $41153 in stocks, $2390 in mutual funds, and $5953 in other investments. Insurance: Auto Insurance with a premium of $4033 and coverage of $206899. No debt. No emergency fund.
Plan for Brandon Jones:
1. Income: $104177 per month
2. Emergency Fund: $65946 (adequate for 6 months of expenses).
3. Savings: $17922
4. Debts: $0 () with an interest rate of 0.0%.
5. Insurance: Auto Insurance with coverage of $206899 and a monthly premium of $4033.
6. Investments:
Investment Type: Stocks
Monthly Contribution: $41153
Future Value after 10 years: $102882.5
Annual Interest Rate: 20.0%

Investment Type: Mutual Funds
Monthly Contribution: $2390
Future Value after 10 years: $4780.0
Annual Interest Rate: 15.0%

Investment Type: Fixed Deposit
Monthly Contribution: $14359
Future Value after 10 years: $21538.5
Annual Interest Rate: 7.0%

Investment Type: Bonds
Monthly Contribution: $5953
Future Value after 10 years: $7143.599999999999
Annual Interest Rate: 3.5%

7. Financial Goal: Save for Education with a target amount of $138688 to be achieved in 41 months.
8. Net Worth: $138688.0
9. Recommendations:
   - Increase monthly contributions to meet the financial goal.
   - Consider reallocating investments to achieve better returns based on your risk profile.
   - Ensure adequate emergency fund and insurance coverage.