Erica Moody is a 50-year-old Female who works as a Artist. They are currently Divorced and live at 55367 James Terrace Apt. 026, New Jasonfort, AL 47346 in USA. They have 0 dependents: . Their financial goal is Save for House with a target amount of $339058 to be achieved in 107 months. Currently, they earn $108295 per month and have an expenditure of $31688. They have $48842 in savings, $14981 in fixed deposits, $34950 in stocks, $1979 in mutual funds, and $11029 in other investments. Insurance: Life Insurance with a premium of $5774 and coverage of $164556. No debt. Emergency Fund: Yes, Amount: $7453.
Plan for Erica Moody:
1. Income: $108295 per month
2. Emergency Fund: $7453 (adequate for 6 months of expenses).
3. Savings: $48842
4. Debts: $0 () with an interest rate of 0.0%.
5. Insurance: Life Insurance with coverage of $164556 and a monthly premium of $5774.
6. Investments:
Investment Type: Stocks
Monthly Contribution: $34950
Future Value after 10 years: $87375.0
Annual Interest Rate: 20.0%

Investment Type: Mutual Funds
Monthly Contribution: $1979
Future Value after 10 years: $3958.0
Annual Interest Rate: 15.0%

Investment Type: Fixed Deposit
Monthly Contribution: $14981
Future Value after 10 years: $22471.5
Annual Interest Rate: 7.0%

Investment Type: Bonds
Monthly Contribution: $11029
Future Value after 10 years: $13234.8
Annual Interest Rate: 3.5%

7. Financial Goal: Save for House with a target amount of $339058 to be achieved in 107 months.
8. Net Worth: $339058.0
9. Recommendations:
   - Increase monthly contributions to meet the financial goal.
   - Consider reallocating investments to achieve better returns based on your risk profile.
   - Ensure adequate emergency fund and insurance coverage.