Kim Morton is a 68-year-old Female who works as a Artist. They are currently Single and live at 02614 Renee Street Suite 195, Matthewmouth, MD 98465 in UK. They have 1 dependents: Michael (Age: 7, Gender: Male). Their financial goal is Travel with a target amount of $144412 to be achieved in 50 months. Currently, they earn $97839 per month and have an expenditure of $44282. They have $18499 in savings, $24786 in fixed deposits, $25020 in stocks, $20596 in mutual funds, and $5874 in other investments. Insurance: Health Insurance with a premium of $6533 and coverage of $87887. Debt: Yes, Amount: $11614, Type: Personal Loan, Interest Rate: 10.07593515636989%. Loan Start Date: 2020-03-20, Loan End Date: 2030-04-24. No emergency fund.
Plan for Kim Morton:
1. Income: $97839 per month
2. Emergency Fund: $265692 (adequate for 6 months of expenses).
3. Savings: $18499
4. Debts: $11614 (Personal Loan) with an interest rate of 10.07593515636989%.
5. Insurance: Health Insurance with coverage of $87887 and a monthly premium of $6533.
6. Investments:
Investment Type: Stocks
Monthly Contribution: $25020
Future Value after 10 years: $62550.0
Annual Interest Rate: 20.0%

Investment Type: Mutual Funds
Monthly Contribution: $20596
Future Value after 10 years: $41192.0
Annual Interest Rate: 15.0%

Investment Type: Fixed Deposit
Monthly Contribution: $24786
Future Value after 10 years: $37179.0
Annual Interest Rate: 7.0%

Investment Type: Bonds
Monthly Contribution: $5874
Future Value after 10 years: $7048.8
Annual Interest Rate: 3.5%

7. Financial Goal: Travel with a target amount of $144412 to be achieved in 50 months.
8. Net Worth: $132798.0
9. Recommendations:
   - Increase monthly contributions to meet the financial goal.
   - Consider reallocating investments to achieve better returns based on your risk profile.
   - Ensure adequate emergency fund and insurance coverage.