Mr. Nathan Davis is a 32-year-old Female who works as a Teacher. They are currently Married and live at 280 Samuel Falls Apt. 333, Lake Jesseburgh, AZ 54624 in UK. They have 0 dependents: . Their financial goal is Retirement with a target amount of $162031 to be achieved in 25 months. Currently, they earn $42593 per month and have an expenditure of $27728. They have $21288 in savings, $21189 in fixed deposits, $46373 in stocks, $12391 in mutual funds, and $10845 in other investments. Insurance: Auto Insurance with a premium of $5870 and coverage of $354198. No debt. No emergency fund.
Plan for Mr. Nathan Davis:
1. Income: $42593 per month
2. Emergency Fund: $166368 (adequate for 6 months of expenses).
3. Savings: $21288
4. Debts: $0 () with an interest rate of 0.0%.
5. Insurance: Auto Insurance with coverage of $354198 and a monthly premium of $5870.
6. Investments:
Investment Type: Stocks
Monthly Contribution: $46373
Future Value after 10 years: $115932.5
Annual Interest Rate: 20.0%

Investment Type: Mutual Funds
Monthly Contribution: $12391
Future Value after 10 years: $24782.0
Annual Interest Rate: 15.0%

Investment Type: Fixed Deposit
Monthly Contribution: $21189
Future Value after 10 years: $31783.5
Annual Interest Rate: 7.0%

Investment Type: Bonds
Monthly Contribution: $10845
Future Value after 10 years: $13014.0
Annual Interest Rate: 3.5%

7. Financial Goal: Retirement with a target amount of $162031 to be achieved in 25 months.
8. Net Worth: $162031.0
9. Recommendations:
   - Increase monthly contributions to meet the financial goal.
   - Consider reallocating investments to achieve better returns based on your risk profile.
   - Ensure adequate emergency fund and insurance coverage.