Noah Reed is a 27-year-old Female who works as a Engineer. They are currently Divorced and live at USNV Cooper, FPO AE 57519 in USA. They have 1 dependents: Marcus (Age: 17, Gender: Male). Their financial goal is Retirement with a target amount of $86814 to be achieved in 49 months. Currently, they earn $105916 per month and have an expenditure of $29520. They have $30037 in savings, $20011 in fixed deposits, $43785 in stocks, $5295 in mutual funds, and $7959 in other investments. Insurance: Home Insurance with a premium of $1772 and coverage of $350653. Debt: Yes, Amount: $3165, Type: Credit Card, Interest Rate: 17.632322394664815%. Loan Start Date: 2019-06-25, Loan End Date: 2025-07-16. No emergency fund.
Plan for Noah Reed:
1. Income: $105916 per month
2. Emergency Fund: $177120 (adequate for 6 months of expenses).
3. Savings: $30037
4. Debts: $3165 (Credit Card) with an interest rate of 17.632322394664815%.
5. Insurance: Home Insurance with coverage of $350653 and a monthly premium of $1772.
6. Investments:
Investment Type: Stocks
Monthly Contribution: $43785
Future Value after 10 years: $109462.5
Annual Interest Rate: 20.0%

Investment Type: Mutual Funds
Monthly Contribution: $5295
Future Value after 10 years: $10590.0
Annual Interest Rate: 15.0%

Investment Type: Fixed Deposit
Monthly Contribution: $20011
Future Value after 10 years: $30016.5
Annual Interest Rate: 7.0%

Investment Type: Bonds
Monthly Contribution: $7959
Future Value after 10 years: $9550.8
Annual Interest Rate: 3.5%

7. Financial Goal: Retirement with a target amount of $86814 to be achieved in 49 months.
8. Net Worth: $83649.0
9. Recommendations:
   - Increase monthly contributions to meet the financial goal.
   - Consider reallocating investments to achieve better returns based on your risk profile.
   - Ensure adequate emergency fund and insurance coverage.