Samuel Ramsey is a 48-year-old Female who works as a Doctor. They are currently Divorced and live at 85418 Oconnor Mountain Apt. 897, Mackstad, ND 40403 in India. They have 1 dependents: Brandon (Age: 29, Gender: Male). Their financial goal is Save for House with a target amount of $438165 to be achieved in 72 months. Currently, they earn $85675 per month and have an expenditure of $47959. They have $44232 in savings, $22188 in fixed deposits, $38580 in stocks, $13358 in mutual funds, and $3380 in other investments. No insurance. Debt: Yes, Amount: $12012, Type: Credit Card, Interest Rate: 17.487299385315843%. Loan Start Date: 2018-10-01, Loan End Date: 2028-03-27. No emergency fund.
Plan for Samuel Ramsey:
1. Income: $85675 per month
2. Emergency Fund: $287754 (adequate for 6 months of expenses).
3. Savings: $44232
4. Debts: $12012 (Credit Card) with an interest rate of 17.487299385315843%.
5. Insurance:  with coverage of $0 and a monthly premium of $0.
6. Investments:
Investment Type: Stocks
Monthly Contribution: $38580
Future Value after 10 years: $96450.0
Annual Interest Rate: 20.0%

Investment Type: Mutual Funds
Monthly Contribution: $13358
Future Value after 10 years: $26716.0
Annual Interest Rate: 15.0%

Investment Type: Fixed Deposit
Monthly Contribution: $22188
Future Value after 10 years: $33282.0
Annual Interest Rate: 7.0%

Investment Type: Bonds
Monthly Contribution: $3380
Future Value after 10 years: $4056.0
Annual Interest Rate: 3.5%

7. Financial Goal: Save for House with a target amount of $438165 to be achieved in 72 months.
8. Net Worth: $426153.0
9. Recommendations:
   - Increase monthly contributions to meet the financial goal.
   - Consider reallocating investments to achieve better returns based on your risk profile.
   - Ensure adequate emergency fund and insurance coverage.