Benjamin Johnson is a 18-year-old Male who works as a Engineer. They are currently Single and live at 5759 Jeffrey Rapid Apt. 581, Patricialand, GA 99371 in UK. They have 0 dependents: . Their financial goal is Retirement with a target amount of $76515 to be achieved in 14 months. Currently, they earn $72139 per month and have an expenditure of $33597. They have $38474 in savings, $8582 in fixed deposits, $48291 in stocks, $27299 in mutual funds, and $16547 in other investments. Insurance: Home Insurance with a premium of $7070 and coverage of $175326. No debt. No emergency fund.
Plan for Benjamin Johnson:
1. Income: $72139 per month
2. Emergency Fund: $201582 (adequate for 6 months of expenses).
3. Savings: $38474
4. Debts: $0 () with an interest rate of 0.0%.
5. Insurance: Home Insurance with coverage of $175326 and a monthly premium of $7070.
6. Investments:
Investment Type: Stocks
Monthly Contribution: $48291
Future Value after 10 years: $120727.5
Annual Interest Rate: 20.0%

Investment Type: Mutual Funds
Monthly Contribution: $27299
Future Value after 10 years: $54598.0
Annual Interest Rate: 15.0%

Investment Type: Fixed Deposit
Monthly Contribution: $8582
Future Value after 10 years: $12873.0
Annual Interest Rate: 7.0%

Investment Type: Bonds
Monthly Contribution: $16547
Future Value after 10 years: $19856.399999999998
Annual Interest Rate: 3.5%

7. Financial Goal: Retirement with a target amount of $76515 to be achieved in 14 months.
8. Net Worth: $76515.0
9. Recommendations:
   - Increase monthly contributions to meet the financial goal.
   - Consider reallocating investments to achieve better returns based on your risk profile.
   - Ensure adequate emergency fund and insurance coverage.