Kenneth Smith is a 54-year-old Male who works as a Engineer. They are currently Single and live at 74870 Kevin Port, Port Kevin, FM 58862 in USA. They have 0 dependents: . Their financial goal is Save for House with a target amount of $147018 to be achieved in 89 months. Currently, they earn $63779 per month and have an expenditure of $10166. They have $8859 in savings, $21683 in fixed deposits, $26647 in stocks, $23858 in mutual funds, and $14979 in other investments. Insurance: Auto Insurance with a premium of $9871 and coverage of $250938. No debt. Emergency Fund: Yes, Amount: $18553.
Plan for Kenneth Smith:
1. Income: $63779 per month
2. Emergency Fund: $18553 (adequate for 6 months of expenses).
3. Savings: $8859
4. Debts: $0 () with an interest rate of 0.0%.
5. Insurance: Auto Insurance with coverage of $250938 and a monthly premium of $9871.
6. Investments:
Investment Type: Stocks
Monthly Contribution: $26647
Future Value after 10 years: $66617.5
Annual Interest Rate: 20.0%

Investment Type: Mutual Funds
Monthly Contribution: $23858
Future Value after 10 years: $47716.0
Annual Interest Rate: 15.0%

Investment Type: Fixed Deposit
Monthly Contribution: $21683
Future Value after 10 years: $32524.5
Annual Interest Rate: 7.0%

Investment Type: Bonds
Monthly Contribution: $14979
Future Value after 10 years: $17974.8
Annual Interest Rate: 3.5%

7. Financial Goal: Save for House with a target amount of $147018 to be achieved in 89 months.
8. Net Worth: $147018.0
9. Recommendations:
   - Increase monthly contributions to meet the financial goal.
   - Consider reallocating investments to achieve better returns based on your risk profile.
   - Ensure adequate emergency fund and insurance coverage.