Jeremy Saunders is a 21-year-old Female who works as a Engineer. They are currently Divorced and live at 89989 Swanson Rest, South Tina, CA 82227 in UK. They have 0 dependents: . Their financial goal is Save for Education with a target amount of $120001 to be achieved in 31 months. Currently, they earn $113494 per month and have an expenditure of $21664. They have $7137 in savings, $12794 in fixed deposits, $8161 in stocks, $10279 in mutual funds, and $4674 in other investments. No insurance. Debt: Yes, Amount: $5826, Type: Mortgage, Interest Rate: 4.806269711928%. Loan Start Date: 2016-12-09, Loan End Date: 2033-12-21. No emergency fund.
Plan for Jeremy Saunders:
1. Income: $113494 per month
2. Emergency Fund: $129984 (adequate for 6 months of expenses).
3. Savings: $7137
4. Debts: $5826 (Mortgage) with an interest rate of 4.806269711928%.
5. Insurance:  with coverage of $0 and a monthly premium of $0.
6. Investments:
Investment Type: Stocks
Monthly Contribution: $8161
Future Value after 10 years: $20402.5
Annual Interest Rate: 20.0%

Investment Type: Mutual Funds
Monthly Contribution: $10279
Future Value after 10 years: $20558.0
Annual Interest Rate: 15.0%

Investment Type: Fixed Deposit
Monthly Contribution: $12794
Future Value after 10 years: $19191.0
Annual Interest Rate: 7.0%

Investment Type: Bonds
Monthly Contribution: $4674
Future Value after 10 years: $5608.8
Annual Interest Rate: 3.5%

7. Financial Goal: Save for Education with a target amount of $120001 to be achieved in 31 months.
8. Net Worth: $114175.0
9. Recommendations:
   - Increase monthly contributions to meet the financial goal.
   - Consider reallocating investments to achieve better returns based on your risk profile.
   - Ensure adequate emergency fund and insurance coverage.