Christina Wallace is a 21-year-old Female who works as a Artist. They are currently Married and live at 2184 Sandra Valley, East Lisashire, WY 09353 in Canada. They have 1 dependents: James (Age: 15, Gender: Male). Their financial goal is Save for Education with a target amount of $156602 to be achieved in 19 months. Currently, they earn $106664 per month and have an expenditure of $27486. They have $13338 in savings, $13320 in fixed deposits, $14492 in stocks, $14018 in mutual funds, and $6670 in other investments. Insurance: Health Insurance with a premium of $7513 and coverage of $125449. No debt. No emergency fund.
Plan for Christina Wallace:
1. Income: $106664 per month
2. Emergency Fund: $164916 (adequate for 6 months of expenses).
3. Savings: $13338
4. Debts: $0 () with an interest rate of 0.0%.
5. Insurance: Health Insurance with coverage of $125449 and a monthly premium of $7513.
6. Investments:
Investment Type: Stocks
Monthly Contribution: $14492
Future Value after 10 years: $36230.0
Annual Interest Rate: 20.0%

Investment Type: Mutual Funds
Monthly Contribution: $14018
Future Value after 10 years: $28036.0
Annual Interest Rate: 15.0%

Investment Type: Fixed Deposit
Monthly Contribution: $13320
Future Value after 10 years: $19980.0
Annual Interest Rate: 7.0%

Investment Type: Bonds
Monthly Contribution: $6670
Future Value after 10 years: $8004.0
Annual Interest Rate: 3.5%

7. Financial Goal: Save for Education with a target amount of $156602 to be achieved in 19 months.
8. Net Worth: $156602.0
9. Recommendations:
   - Increase monthly contributions to meet the financial goal.
   - Consider reallocating investments to achieve better returns based on your risk profile.
   - Ensure adequate emergency fund and insurance coverage.