Sandra Johnson is a 53-year-old Female who works as a Artist. They are currently Single and live at 64987 Jason Stream Apt. 983, West Samantha, ND 67644 in UK. They have 2 dependents: Dominique (Age: 24, Gender: Male), Victor (Age: 14, Gender: Female). Their financial goal is Save for House with a target amount of $340621 to be achieved in 118 months. Currently, they earn $80482 per month and have an expenditure of $45789. They have $5104 in savings, $2903 in fixed deposits, $48967 in stocks, $19374 in mutual funds, and $7083 in other investments. No insurance. Debt: Yes, Amount: $10445, Type: Personal Loan, Interest Rate: 9.723354981668738%. Loan Start Date: 2022-05-19, Loan End Date: 2024-10-18. Emergency Fund: Yes, Amount: $19209.
Plan for Sandra Johnson:
1. Income: $80482 per month
2. Emergency Fund: $19209 (adequate for 6 months of expenses).
3. Savings: $5104
4. Debts: $10445 (Personal Loan) with an interest rate of 9.723354981668738%.
5. Insurance:  with coverage of $0 and a monthly premium of $0.
6. Investments:
Investment Type: Stocks
Monthly Contribution: $48967
Future Value after 10 years: $122417.5
Annual Interest Rate: 20.0%

Investment Type: Mutual Funds
Monthly Contribution: $19374
Future Value after 10 years: $38748.0
Annual Interest Rate: 15.0%

Investment Type: Fixed Deposit
Monthly Contribution: $2903
Future Value after 10 years: $4354.5
Annual Interest Rate: 7.0%

Investment Type: Bonds
Monthly Contribution: $7083
Future Value after 10 years: $8499.6
Annual Interest Rate: 3.5%

7. Financial Goal: Save for House with a target amount of $340621 to be achieved in 118 months.
8. Net Worth: $330176.0
9. Recommendations:
   - Increase monthly contributions to meet the financial goal.
   - Consider reallocating investments to achieve better returns based on your risk profile.
   - Ensure adequate emergency fund and insurance coverage.