Kelly Watson is a 52-year-old Male who works as a Artist. They are currently Divorced and live at 07734 John Rapids, Lake Jimton, IN 88464 in UK. They have 0 dependents: . Their financial goal is Save for House with a target amount of $236853 to be achieved in 79 months. Currently, they earn $51518 per month and have an expenditure of $11539. They have $41217 in savings, $14975 in fixed deposits, $19795 in stocks, $29428 in mutual funds, and $14018 in other investments. Insurance: Home Insurance with a premium of $7269 and coverage of $90669. No debt. No emergency fund.
Plan for Kelly Watson:
1. Income: $51518 per month
2. Emergency Fund: $69234 (adequate for 6 months of expenses).
3. Savings: $41217
4. Debts: $0 () with an interest rate of 0.0%.
5. Insurance: Home Insurance with coverage of $90669 and a monthly premium of $7269.
6. Investments:
Investment Type: Stocks
Monthly Contribution: $19795
Future Value after 10 years: $49487.5
Annual Interest Rate: 20.0%

Investment Type: Mutual Funds
Monthly Contribution: $29428
Future Value after 10 years: $58856.0
Annual Interest Rate: 15.0%

Investment Type: Fixed Deposit
Monthly Contribution: $14975
Future Value after 10 years: $22462.5
Annual Interest Rate: 7.0%

Investment Type: Bonds
Monthly Contribution: $14018
Future Value after 10 years: $16821.6
Annual Interest Rate: 3.5%

7. Financial Goal: Save for House with a target amount of $236853 to be achieved in 79 months.
8. Net Worth: $236853.0
9. Recommendations:
   - Increase monthly contributions to meet the financial goal.
   - Consider reallocating investments to achieve better returns based on your risk profile.
   - Ensure adequate emergency fund and insurance coverage.