Brandon Austin is a 47-year-old Male who works as a Teacher. They are currently Single and live at 11828 Riley Harbor, Lake Michaelberg, MS 41687 in UK. They have 2 dependents: Lori (Age: 3, Gender: Female), Susan (Age: 29, Gender: Male). Their financial goal is Save for House with a target amount of $484352 to be achieved in 116 months. Currently, they earn $58615 per month and have an expenditure of $22956. They have $48797 in savings, $14503 in fixed deposits, $3280 in stocks, $25919 in mutual funds, and $13275 in other investments. No insurance. No debt. Emergency Fund: Yes, Amount: $4230.
Plan for Brandon Austin:
1. Income: $58615 per month
2. Emergency Fund: $4230 (adequate for 6 months of expenses).
3. Savings: $48797
4. Debts: $0 () with an interest rate of 0.0%.
5. Insurance:  with coverage of $0 and a monthly premium of $0.
6. Investments:
Investment Type: Stocks
Monthly Contribution: $3280
Future Value after 10 years: $8200.0
Annual Interest Rate: 20.0%

Investment Type: Mutual Funds
Monthly Contribution: $25919
Future Value after 10 years: $51838.0
Annual Interest Rate: 15.0%

Investment Type: Fixed Deposit
Monthly Contribution: $14503
Future Value after 10 years: $21754.5
Annual Interest Rate: 7.0%

Investment Type: Bonds
Monthly Contribution: $13275
Future Value after 10 years: $15930.0
Annual Interest Rate: 3.5%

7. Financial Goal: Save for House with a target amount of $484352 to be achieved in 116 months.
8. Net Worth: $484352.0
9. Recommendations:
   - Increase monthly contributions to meet the financial goal.
   - Consider reallocating investments to achieve better returns based on your risk profile.
   - Ensure adequate emergency fund and insurance coverage.