Audrey Hester is a 54-year-old Female who works as a Artist. They are currently Single and live at 8728 Shannon Heights, Deanhaven, AL 14924 in USA. They have 0 dependents: . Their financial goal is Retirement with a target amount of $57772 to be achieved in 50 months. Currently, they earn $51655 per month and have an expenditure of $20393. They have $29754 in savings, $454 in fixed deposits, $5636 in stocks, $10903 in mutual funds, and $7447 in other investments. Insurance: Auto Insurance with a premium of $3466 and coverage of $131252. No debt. Emergency Fund: Yes, Amount: $14646.
Plan for Audrey Hester:
1. Income: $51655 per month
2. Emergency Fund: $14646 (adequate for 6 months of expenses).
3. Savings: $29754
4. Debts: $0 () with an interest rate of 0.0%.
5. Insurance: Auto Insurance with coverage of $131252 and a monthly premium of $3466.
6. Investments:
Investment Type: Stocks
Monthly Contribution: $5636
Future Value after 10 years: $14090.0
Annual Interest Rate: 20.0%

Investment Type: Mutual Funds
Monthly Contribution: $10903
Future Value after 10 years: $21806.0
Annual Interest Rate: 15.0%

Investment Type: Fixed Deposit
Monthly Contribution: $454
Future Value after 10 years: $681.0
Annual Interest Rate: 7.0%

Investment Type: Bonds
Monthly Contribution: $7447
Future Value after 10 years: $8936.4
Annual Interest Rate: 3.5%

7. Financial Goal: Retirement with a target amount of $57772 to be achieved in 50 months.
8. Net Worth: $57772.0
9. Recommendations:
   - Increase monthly contributions to meet the financial goal.
   - Consider reallocating investments to achieve better returns based on your risk profile.
   - Ensure adequate emergency fund and insurance coverage.