Misty Mills is a 19-year-old Female who works as a Engineer. They are currently Divorced and live at 807 Gross Landing Apt. 906, West Maria, AZ 98109 in India. They have 0 dependents: . Their financial goal is Save for Education with a target amount of $74619 to be achieved in 58 months. Currently, they earn $40886 per month and have an expenditure of $34170. They have $6712 in savings, $2487 in fixed deposits, $18558 in stocks, $26171 in mutual funds, and $2754 in other investments. Insurance: Auto Insurance with a premium of $7651 and coverage of $388666. No debt. Emergency Fund: Yes, Amount: $18823.
Plan for Misty Mills:
1. Income: $40886 per month
2. Emergency Fund: $18823 (adequate for 6 months of expenses).
3. Savings: $6712
4. Debts: $0 () with an interest rate of 0.0%.
5. Insurance: Auto Insurance with coverage of $388666 and a monthly premium of $7651.
6. Investments:
Investment Type: Stocks
Monthly Contribution: $18558
Future Value after 10 years: $46395.0
Annual Interest Rate: 20.0%

Investment Type: Mutual Funds
Monthly Contribution: $26171
Future Value after 10 years: $52342.0
Annual Interest Rate: 15.0%

Investment Type: Fixed Deposit
Monthly Contribution: $2487
Future Value after 10 years: $3730.5
Annual Interest Rate: 7.0%

Investment Type: Bonds
Monthly Contribution: $2754
Future Value after 10 years: $3304.7999999999997
Annual Interest Rate: 3.5%

7. Financial Goal: Save for Education with a target amount of $74619 to be achieved in 58 months.
8. Net Worth: $74619.0
9. Recommendations:
   - Increase monthly contributions to meet the financial goal.
   - Consider reallocating investments to achieve better returns based on your risk profile.
   - Ensure adequate emergency fund and insurance coverage.