Laurie Grant is a 44-year-old Female who works as a Artist. They are currently Single and live at 762 Dyer Rue, East Michellechester, NE 44426 in USA. They have 1 dependents: Rodney (Age: 25, Gender: Male). Their financial goal is Save for House with a target amount of $449451 to be achieved in 90 months. Currently, they earn $82313 per month and have an expenditure of $25065. They have $10445 in savings, $27128 in fixed deposits, $48735 in stocks, $12595 in mutual funds, and $15397 in other investments. Insurance: Auto Insurance with a premium of $5759 and coverage of $97792. Debt: Yes, Amount: $2853, Type: Personal Loan, Interest Rate: 8.697064503717836%. Loan Start Date: 2018-12-13, Loan End Date: 2026-09-27. Emergency Fund: Yes, Amount: $18243.
Plan for Laurie Grant:
1. Income: $82313 per month
2. Emergency Fund: $18243 (adequate for 6 months of expenses).
3. Savings: $10445
4. Debts: $2853 (Personal Loan) with an interest rate of 8.697064503717836%.
5. Insurance: Auto Insurance with coverage of $97792 and a monthly premium of $5759.
6. Investments:
Investment Type: Stocks
Monthly Contribution: $48735
Future Value after 10 years: $121837.5
Annual Interest Rate: 20.0%

Investment Type: Mutual Funds
Monthly Contribution: $12595
Future Value after 10 years: $25190.0
Annual Interest Rate: 15.0%

Investment Type: Fixed Deposit
Monthly Contribution: $27128
Future Value after 10 years: $40692.0
Annual Interest Rate: 7.0%

Investment Type: Bonds
Monthly Contribution: $15397
Future Value after 10 years: $18476.399999999998
Annual Interest Rate: 3.5%

7. Financial Goal: Save for House with a target amount of $449451 to be achieved in 90 months.
8. Net Worth: $446598.00000000006
9. Recommendations:
   - Increase monthly contributions to meet the financial goal.
   - Consider reallocating investments to achieve better returns based on your risk profile.
   - Ensure adequate emergency fund and insurance coverage.