Matthew Mejia is a 57-year-old Female who works as a Engineer. They are currently Divorced and live at 8717 Elizabeth Crescent Suite 971, Port Brittneymouth, CT 88682 in USA. They have 2 dependents: Alex (Age: 16, Gender: Female), Jeff (Age: 1, Gender: Male). Their financial goal is Retirement with a target amount of $59414 to be achieved in 34 months. Currently, they earn $104611 per month and have an expenditure of $46320. They have $24536 in savings, $10286 in fixed deposits, $24757 in stocks, $12137 in mutual funds, and $10030 in other investments. No insurance. Debt: Yes, Amount: $7200, Type: Personal Loan, Interest Rate: 14.933713634856794%. Loan Start Date: 2021-12-28, Loan End Date: 2027-09-04. No emergency fund.
Plan for Matthew Mejia:
1. Income: $104611 per month
2. Emergency Fund: $277920 (adequate for 6 months of expenses).
3. Savings: $24536
4. Debts: $7200 (Personal Loan) with an interest rate of 14.933713634856794%.
5. Insurance:  with coverage of $0 and a monthly premium of $0.
6. Investments:
Investment Type: Stocks
Monthly Contribution: $24757
Future Value after 10 years: $61892.5
Annual Interest Rate: 20.0%

Investment Type: Mutual Funds
Monthly Contribution: $12137
Future Value after 10 years: $24274.0
Annual Interest Rate: 15.0%

Investment Type: Fixed Deposit
Monthly Contribution: $10286
Future Value after 10 years: $15429.0
Annual Interest Rate: 7.0%

Investment Type: Bonds
Monthly Contribution: $10030
Future Value after 10 years: $12036.0
Annual Interest Rate: 3.5%

7. Financial Goal: Retirement with a target amount of $59414 to be achieved in 34 months.
8. Net Worth: $52214.0
9. Recommendations:
   - Increase monthly contributions to meet the financial goal.
   - Consider reallocating investments to achieve better returns based on your risk profile.
   - Ensure adequate emergency fund and insurance coverage.