Mark Duffy is a 62-year-old Female who works as a Engineer. They are currently Single and live at 37919 Love Run Suite 789, West Ronald, OR 67426 in India. They have 2 dependents: Kelly (Age: 28, Gender: Male), Robin (Age: 23, Gender: Female). Their financial goal is Retirement with a target amount of $132954 to be achieved in 56 months. Currently, they earn $66409 per month and have an expenditure of $47627. They have $26028 in savings, $1962 in fixed deposits, $49966 in stocks, $4014 in mutual funds, and $19516 in other investments. Insurance: Life Insurance with a premium of $9922 and coverage of $171400. No debt. No emergency fund.
Plan for Mark Duffy:
1. Income: $66409 per month
2. Emergency Fund: $285762 (adequate for 6 months of expenses).
3. Savings: $26028
4. Debts: $0 () with an interest rate of 0.0%.
5. Insurance: Life Insurance with coverage of $171400 and a monthly premium of $9922.
6. Investments:
Investment Type: Stocks
Monthly Contribution: $49966
Future Value after 10 years: $124915.0
Annual Interest Rate: 20.0%

Investment Type: Mutual Funds
Monthly Contribution: $4014
Future Value after 10 years: $8028.0
Annual Interest Rate: 15.0%

Investment Type: Fixed Deposit
Monthly Contribution: $1962
Future Value after 10 years: $2943.0
Annual Interest Rate: 7.0%

Investment Type: Bonds
Monthly Contribution: $19516
Future Value after 10 years: $23419.2
Annual Interest Rate: 3.5%

7. Financial Goal: Retirement with a target amount of $132954 to be achieved in 56 months.
8. Net Worth: $132954.0
9. Recommendations:
   - Increase monthly contributions to meet the financial goal.
   - Consider reallocating investments to achieve better returns based on your risk profile.
   - Ensure adequate emergency fund and insurance coverage.