Patrick Carpenter is a 39-year-old Male who works as a Doctor. They are currently Divorced and live at 08343 Webb Rapid Suite 903, Port Douglas, WY 70896 in India. They have 0 dependents: . Their financial goal is Save for Education with a target amount of $133648 to be achieved in 25 months. Currently, they earn $87649 per month and have an expenditure of $42742. They have $42092 in savings, $2798 in fixed deposits, $31648 in stocks, $21859 in mutual funds, and $12555 in other investments. No insurance. No debt. No emergency fund.
Plan for Patrick Carpenter:
1. Income: $87649 per month
2. Emergency Fund: $256452 (adequate for 6 months of expenses).
3. Savings: $42092
4. Debts: $0 () with an interest rate of 0.0%.
5. Insurance:  with coverage of $0 and a monthly premium of $0.
6. Investments:
Investment Type: Stocks
Monthly Contribution: $31648
Future Value after 10 years: $79120.0
Annual Interest Rate: 20.0%

Investment Type: Mutual Funds
Monthly Contribution: $21859
Future Value after 10 years: $43718.0
Annual Interest Rate: 15.0%

Investment Type: Fixed Deposit
Monthly Contribution: $2798
Future Value after 10 years: $4197.0
Annual Interest Rate: 7.0%

Investment Type: Bonds
Monthly Contribution: $12555
Future Value after 10 years: $15066.0
Annual Interest Rate: 3.5%

7. Financial Goal: Save for Education with a target amount of $133648 to be achieved in 25 months.
8. Net Worth: $133648.0
9. Recommendations:
   - Increase monthly contributions to meet the financial goal.
   - Consider reallocating investments to achieve better returns based on your risk profile.
   - Ensure adequate emergency fund and insurance coverage.