Judith Thomas is a 57-year-old Male who works as a Doctor. They are currently Divorced and live at Unit 8557 Box 5281, DPO AA 16469 in Canada. They have 2 dependents: Andrew (Age: 30, Gender: Female), Kyle (Age: 3, Gender: Male). Their financial goal is Save for House with a target amount of $439619 to be achieved in 65 months. Currently, they earn $76834 per month and have an expenditure of $40920. They have $32697 in savings, $6892 in fixed deposits, $12871 in stocks, $13405 in mutual funds, and $18300 in other investments. No insurance. No debt. No emergency fund.
Plan for Judith Thomas:
1. Income: $76834 per month
2. Emergency Fund: $245520 (adequate for 6 months of expenses).
3. Savings: $32697
4. Debts: $0 () with an interest rate of 0.0%.
5. Insurance:  with coverage of $0 and a monthly premium of $0.
6. Investments:
Investment Type: Stocks
Monthly Contribution: $12871
Future Value after 10 years: $32177.5
Annual Interest Rate: 20.0%

Investment Type: Mutual Funds
Monthly Contribution: $13405
Future Value after 10 years: $26810.0
Annual Interest Rate: 15.0%

Investment Type: Fixed Deposit
Monthly Contribution: $6892
Future Value after 10 years: $10338.0
Annual Interest Rate: 7.0%

Investment Type: Bonds
Monthly Contribution: $18300
Future Value after 10 years: $21960.0
Annual Interest Rate: 3.5%

7. Financial Goal: Save for House with a target amount of $439619 to be achieved in 65 months.
8. Net Worth: $439619.0
9. Recommendations:
   - Increase monthly contributions to meet the financial goal.
   - Consider reallocating investments to achieve better returns based on your risk profile.
   - Ensure adequate emergency fund and insurance coverage.