<s>[INST] Timothy Hernandez is a 18-year-old Male who works as a Teacher. They are currently Married and live at 7272 John Centers, East Nicholasville, WI 02423 in USA. They have 3 dependents: Amanda (Age: 1, Gender: Female), Bill (Age: 12, Gender: Female), Matthew (Age: 9, Gender: Male). Their financial goal is Save for House with a target amount of $456562 to be achieved in 106 months. Currently, they earn $94280 per month and have an expenditure of $37501. They have $20610 in savings, $14958 in fixed deposits, $15344 in stocks, $16910 in mutual funds, and $10867 in other investments. Insurance: Home Insurance with a premium of $3081 and coverage of $61455. Debt: Yes, Amount: $10780, Type: Mortgage, Interest Rate: 4.794706513350404%. Loan Start Date: 2023-01-17, Loan End Date: 2027-12-12. Emergency Fund: Yes, Amount: $11721. [/INST] Plan for Timothy Hernandez: