<s>[INST] Jennifer Cooper is a 32-year-old Female who works as a Doctor. They are currently Single and live at 494 Courtney Heights, Clarkmouth, MA 25176 in USA. They have 2 dependents: Aaron (Age: 12, Gender: Female), Veronica (Age: 6, Gender: Female). Their financial goal is Retirement with a target amount of $122358 to be achieved in 17 months. Currently, they earn $30980 per month and have an expenditure of $25980. They have $40727 in savings, $3923 in fixed deposits, $32054 in stocks, $18115 in mutual funds, and $12950 in other investments. Insurance: Life Insurance with a premium of $6784 and coverage of $63006. No debt. No emergency fund. [/INST] Plan for Jennifer Cooper: