<s>[INST] Dawn Hall is a 60-year-old Female who works as a Teacher. They are currently Divorced and live at 533 Sullivan View, West William, ME 59334 in UK. They have 2 dependents: Andrea (Age: 22, Gender: Female), John (Age: 19, Gender: Female). Their financial goal is Retirement with a target amount of $189681 to be achieved in 16 months. Currently, they earn $119974 per month and have an expenditure of $14194. They have $47366 in savings, $9245 in fixed deposits, $19544 in stocks, $25607 in mutual funds, and $2576 in other investments. Insurance: Home Insurance with a premium of $3357 and coverage of $368806. Debt: Yes, Amount: $7078, Type: Mortgage, Interest Rate: 3.9969785015833867%. Loan Start Date: 2023-03-02, Loan End Date: 2029-09-04. No emergency fund. [/INST] Plan for Dawn Hall: