<s>[INST] Rachel Garcia is a 52-year-old Male who works as a Teacher. They are currently Single and live at 562 Jacob Extensions Apt. 850, Lake Ericshire, AR 66711 in UK. They have 0 dependents: . Their financial goal is Save for House with a target amount of $494558 to be achieved in 76 months. Currently, they earn $108361 per month and have an expenditure of $10621. They have $24204 in savings, $11497 in fixed deposits, $35850 in stocks, $29833 in mutual funds, and $17897 in other investments. Insurance: Health Insurance with a premium of $2471 and coverage of $455450. Debt: Yes, Amount: $10893, Type: Personal Loan, Interest Rate: 9.428063202105355%. Loan Start Date: 2016-07-18, Loan End Date: 2033-09-09. No emergency fund. [/INST] Plan for Rachel Garcia: