<s>[INST] Heather Davis is a 35-year-old Female who works as a Engineer. They are currently Divorced and live at 7483 Patrick Centers Apt. 517, Robinsonshire, KY 39234 in UK. They have 1 dependents: Preston (Age: 23, Gender: Female). Their financial goal is Save for Education with a target amount of $172761 to be achieved in 54 months. Currently, they earn $77622 per month and have an expenditure of $15118. They have $26747 in savings, $11497 in fixed deposits, $28916 in stocks, $20549 in mutual funds, and $15891 in other investments. No insurance. Debt: Yes, Amount: $18800, Type: Credit Card, Interest Rate: 24.691629386049495%. Loan Start Date: 2022-10-20, Loan End Date: 2025-05-18. No emergency fund. [/INST] Plan for Heather Davis: