<s>[INST] Mr. Michael Byrd is a 35-year-old Female who works as a Teacher. They are currently Divorced and live at 9247 Matthew Tunnel, Jenkinsfurt, UT 78182 in USA. They have 1 dependents: Anthony (Age: 27, Gender: Female). Their financial goal is Travel with a target amount of $91109 to be achieved in 34 months. Currently, they earn $107645 per month and have an expenditure of $39963. They have $43418 in savings, $23793 in fixed deposits, $30892 in stocks, $12153 in mutual funds, and $13941 in other investments. No insurance. Debt: Yes, Amount: $10153, Type: Personal Loan, Interest Rate: 9.263038140954169%. Loan Start Date: 2014-08-13, Loan End Date: 2032-12-01. No emergency fund. [/INST] Plan for Mr. Michael Byrd: