<s>[INST] Randy Smith is a 50-year-old Male who works as a Doctor. They are currently Divorced and live at 39495 Campbell Glens, North Andreafurt, ME 30474 in USA. They have 1 dependents: Chelsea (Age: 16, Gender: Male). Their financial goal is Retirement with a target amount of $91535 to be achieved in 40 months. Currently, they earn $56376 per month and have an expenditure of $37061. They have $40086 in savings, $3675 in fixed deposits, $20052 in stocks, $3021 in mutual funds, and $13152 in other investments. Insurance: Home Insurance with a premium of $8072 and coverage of $205883. No debt. Emergency Fund: Yes, Amount: $9190. [/INST] Plan for Randy Smith: