<s>[INST] Richard Webb is a 60-year-old Male who works as a Engineer. They are currently Single and live at 1619 Emily Summit Apt. 773, West Carl, PA 01004 in Canada. They have 0 dependents: . Their financial goal is Retirement with a target amount of $107702 to be achieved in 46 months. Currently, they earn $65371 per month and have an expenditure of $11138. They have $11921 in savings, $11489 in fixed deposits, $44664 in stocks, $177 in mutual funds, and $7905 in other investments. No insurance. Debt: Yes, Amount: $9648, Type: Credit Card, Interest Rate: 18.93016432407307%. Loan Start Date: 2019-09-17, Loan End Date: 2026-12-06. No emergency fund. [/INST] Plan for Richard Webb: