<s>[INST] Rachel Tran is a 68-year-old Female who works as a Artist. They are currently Divorced and live at 932 Johnson Roads, South Nataliechester, WA 20818 in India. They have 2 dependents: Charles (Age: 20, Gender: Male), Amy (Age: 25, Gender: Male). Their financial goal is Save for Education with a target amount of $101147 to be achieved in 31 months. Currently, they earn $58838 per month and have an expenditure of $31345. They have $19904 in savings, $27466 in fixed deposits, $39831 in stocks, $25233 in mutual funds, and $12528 in other investments. Insurance: Home Insurance with a premium of $3973 and coverage of $453175. Debt: Yes, Amount: $5422, Type: Personal Loan, Interest Rate: 11.401110826783075%. Loan Start Date: 2023-12-03, Loan End Date: 2032-06-13. No emergency fund. [/INST] Plan for Rachel Tran: