<s>[INST] Jonathan Smith is a 61-year-old Female who works as a Teacher. They are currently Married and live at 4305 Roberts Loop Apt. 727, South Tami, AL 96484 in India. They have 2 dependents: Garrett (Age: 9, Gender: Male), Cynthia (Age: 18, Gender: Male). Their financial goal is Travel with a target amount of $123344 to be achieved in 56 months. Currently, they earn $100001 per month and have an expenditure of $26428. They have $9931 in savings, $27204 in fixed deposits, $24511 in stocks, $24029 in mutual funds, and $15225 in other investments. No insurance. No debt. No emergency fund. [/INST] Plan for Jonathan Smith: