<s>[INST] Patricia Edwards is a 42-year-old Male who works as a Teacher. They are currently Married and live at 4773 Jason Ranch, Tylerburgh, UT 70419 in Canada. They have 4 dependents: Amanda (Age: 16, Gender: Female), Russell (Age: 16, Gender: Female), Julie (Age: 27, Gender: Male), Denise (Age: 13, Gender: Male). Their financial goal is Retirement with a target amount of $109471 to be achieved in 35 months. Currently, they earn $43917 per month and have an expenditure of $18791. They have $13130 in savings, $5061 in fixed deposits, $42456 in stocks, $10496 in mutual funds, and $4798 in other investments. Insurance: Health Insurance with a premium of $7020 and coverage of $100870. Debt: Yes, Amount: $16991, Type: Personal Loan, Interest Rate: 11.438712473424557%. Loan Start Date: 2016-05-10, Loan End Date: 2033-01-22. Emergency Fund: Yes, Amount: $19156. [/INST] Plan for Patricia Edwards: