<s>[INST] Richard Shaw is a 27-year-old Female who works as a Engineer. They are currently Single and live at 93462 Tiffany Divide Suite 958, New Luiston, MO 72027 in India. They have 0 dependents: . Their financial goal is Retirement with a target amount of $125724 to be achieved in 19 months. Currently, they earn $114926 per month and have an expenditure of $14139. They have $11504 in savings, $22105 in fixed deposits, $31018 in stocks, $7077 in mutual funds, and $5446 in other investments. No insurance. Debt: Yes, Amount: $16154, Type: Mortgage, Interest Rate: 4.80680745447213%. Loan Start Date: 2018-01-29, Loan End Date: 2027-02-03. No emergency fund. [/INST] Plan for Richard Shaw: