<s>[INST] Timothy Schmitt is a 21-year-old Female who works as a Teacher. They are currently Married and live at 54356 Justin Wall Suite 019, Carriestad, TN 28675 in Canada. They have 1 dependents: Kevin (Age: 20, Gender: Male). Their financial goal is Save for House with a target amount of $192137 to be achieved in 85 months. Currently, they earn $38102 per month and have an expenditure of $33102. They have $28970 in savings, $19203 in fixed deposits, $7140 in stocks, $16513 in mutual funds, and $17593 in other investments. Insurance: Auto Insurance with a premium of $2987 and coverage of $278170. No debt. No emergency fund. [/INST] Plan for Timothy Schmitt: