<s>[INST] Sean Mercado is a 25-year-old Male who works as a Doctor. They are currently Single and live at 897 Baker Knoll, South Teresaborough, PW 95678 in Canada. They have 2 dependents: Stacy (Age: 28, Gender: Female), Tracy (Age: 19, Gender: Male). Their financial goal is Retirement with a target amount of $142709 to be achieved in 57 months. Currently, they earn $81184 per month and have an expenditure of $38133. They have $36329 in savings, $13986 in fixed deposits, $8289 in stocks, $13112 in mutual funds, and $783 in other investments. No insurance. No debt. No emergency fund. [/INST] Plan for Sean Mercado: