<s>[INST] Erika Sanders is a 56-year-old Male who works as a Doctor. They are currently Single and live at 3436 Philip Plaza, East David, AR 36844 in USA. They have 2 dependents: Carolyn (Age: 25, Gender: Female), Hannah (Age: 20, Gender: Male). Their financial goal is Retirement with a target amount of $152821 to be achieved in 48 months. Currently, they earn $68600 per month and have an expenditure of $36161. They have $23600 in savings, $6453 in fixed deposits, $47245 in stocks, $6759 in mutual funds, and $17673 in other investments. Insurance: Auto Insurance with a premium of $2955 and coverage of $351335. No debt. No emergency fund. [/INST] Plan for Erika Sanders: