<s>[INST] Jennifer Mckenzie is a 49-year-old Male who works as a Doctor. They are currently Divorced and live at 30985 Debra Park Suite 058, Kaylashire, GU 03792 in India. They have 2 dependents: Scott (Age: 24, Gender: Female), Charles (Age: 29, Gender: Female). Their financial goal is Retirement with a target amount of $142580 to be achieved in 27 months. Currently, they earn $36516 per month and have an expenditure of $16033. They have $42173 in savings, $10938 in fixed deposits, $9405 in stocks, $14516 in mutual funds, and $5201 in other investments. No insurance. Debt: Yes, Amount: $8640, Type: Credit Card, Interest Rate: 24.2053545323639%. Loan Start Date: 2015-01-02, Loan End Date: 2031-10-02. No emergency fund. [/INST] Plan for Jennifer Mckenzie: