<s>[INST] John Allen is a 36-year-old Male who works as a Engineer. They are currently Single and live at 456 Stacy Turnpike Apt. 366, Alexistown, MD 80051 in India. They have 2 dependents: Gregory (Age: 3, Gender: Female), Pamela (Age: 21, Gender: Male). Their financial goal is Retirement with a target amount of $130200 to be achieved in 47 months. Currently, they earn $37441 per month and have an expenditure of $16381. They have $35282 in savings, $24455 in fixed deposits, $7154 in stocks, $13337 in mutual funds, and $7305 in other investments. Insurance: Life Insurance with a premium of $5360 and coverage of $333932. No debt. Emergency Fund: Yes, Amount: $5566. [/INST] Plan for John Allen: