<s>[INST] Michele Smith is a 31-year-old Female who works as a Artist. They are currently Married and live at 514 Wright Union Apt. 115, Glendafort, VA 45847 in Canada. They have 5 dependents: Renee (Age: 27, Gender: Male), Caitlin (Age: 11, Gender: Female), Scott (Age: 9, Gender: Female), Anthony (Age: 3, Gender: Female), Rodney (Age: 1, Gender: Male). Their financial goal is Save for Education with a target amount of $140543 to be achieved in 29 months. Currently, they earn $116083 per month and have an expenditure of $18438. They have $45460 in savings, $16575 in fixed deposits, $18603 in stocks, $3060 in mutual funds, and $8220 in other investments. Insurance: Health Insurance with a premium of $8696 and coverage of $420470. Debt: Yes, Amount: $17105, Type: Credit Card, Interest Rate: 23.549472393968095%. Loan Start Date: 2018-11-21, Loan End Date: 2027-12-22. Emergency Fund: Yes, Amount: $19296. [/INST] Plan for Michele Smith: