<s>[INST] Lacey Vincent is a 21-year-old Female who works as a Teacher. They are currently Divorced and live at 293 Colleen Center, New Douglas, NE 30912 in Canada. They have 1 dependents: Michelle (Age: 16, Gender: Female). Their financial goal is Save for Education with a target amount of $58395 to be achieved in 36 months. Currently, they earn $74683 per month and have an expenditure of $37283. They have $40308 in savings, $13173 in fixed deposits, $47392 in stocks, $3040 in mutual funds, and $13853 in other investments. Insurance: Life Insurance with a premium of $4982 and coverage of $216415. No debt. Emergency Fund: Yes, Amount: $5781. [/INST] Plan for Lacey Vincent: