<s>[INST] Dr. William Jones is a 63-year-old Male who works as a Engineer. They are currently Married and live at 36647 Alexander Trail Suite 501, West Erika, MP 80505 in UK. They have 0 dependents: . Their financial goal is Retirement with a target amount of $131533 to be achieved in 60 months. Currently, they earn $31655 per month and have an expenditure of $25047. They have $39062 in savings, $14628 in fixed deposits, $40887 in stocks, $22014 in mutual funds, and $2930 in other investments. No insurance. Debt: Yes, Amount: $19851, Type: Credit Card, Interest Rate: 21.3543329021287%. Loan Start Date: 2015-12-21, Loan End Date: 2033-01-23. Emergency Fund: Yes, Amount: $1478. [/INST] Plan for Dr. William Jones: