<s>[INST] Jonathon Edwards is a 23-year-old Male who works as a Engineer. They are currently Divorced and live at 477 Johnson Valleys Apt. 091, Kochside, AS 92621 in USA. They have 1 dependents: Joyce (Age: 19, Gender: Male). Their financial goal is Retirement with a target amount of $152785 to be achieved in 12 months. Currently, they earn $100400 per month and have an expenditure of $29222. They have $40057 in savings, $17263 in fixed deposits, $15306 in stocks, $25619 in mutual funds, and $10071 in other investments. Insurance: Health Insurance with a premium of $7188 and coverage of $357231. Debt: Yes, Amount: $8993, Type: Credit Card, Interest Rate: 16.571749182984135%. Loan Start Date: 2022-04-08, Loan End Date: 2030-01-23. Emergency Fund: Yes, Amount: $10747. [/INST] Plan for Jonathon Edwards: