<s>[INST] Michael Walters is a 59-year-old Female who works as a Doctor. They are currently Divorced and live at PSC 9704, Box 9959, APO AA 98623 in USA. They have 1 dependents: Justin (Age: 29, Gender: Female). Their financial goal is Travel with a target amount of $162000 to be achieved in 37 months. Currently, they earn $69056 per month and have an expenditure of $41792. They have $36573 in savings, $13869 in fixed deposits, $5722 in stocks, $8631 in mutual funds, and $8693 in other investments. No insurance. No debt. No emergency fund. [/INST] Plan for Michael Walters: