<s>[INST] Kevin Schultz is a 40-year-old Female who works as a Engineer. They are currently Divorced and live at 461 Lee Parkway Suite 050, Lake Russellville, PA 86429 in Canada. They have 0 dependents: . Their financial goal is Retirement with a target amount of $192369 to be achieved in 20 months. Currently, they earn $111274 per month and have an expenditure of $29953. They have $27659 in savings, $17667 in fixed deposits, $7671 in stocks, $13185 in mutual funds, and $9144 in other investments. Insurance: Health Insurance with a premium of $7296 and coverage of $477715. Debt: Yes, Amount: $8717, Type: Credit Card, Interest Rate: 18.449975505650368%. Loan Start Date: 2022-08-31, Loan End Date: 2031-05-28. No emergency fund. [/INST] Plan for Kevin Schultz: