<s>[INST] Melissa Scott is a 40-year-old Male who works as a Doctor. They are currently Married and live at PSC 4292, Box 7939, APO AE 83424 in UK. They have 1 dependents: Rebecca (Age: 29, Gender: Female). Their financial goal is Retirement with a target amount of $55613 to be achieved in 45 months. Currently, they earn $79260 per month and have an expenditure of $38940. They have $35504 in savings, $18113 in fixed deposits, $48600 in stocks, $14730 in mutual funds, and $14883 in other investments. Insurance: Home Insurance with a premium of $5494 and coverage of $288656. Debt: Yes, Amount: $15566, Type: Personal Loan, Interest Rate: 14.891266909584846%. Loan Start Date: 2023-10-28, Loan End Date: 2029-02-15. Emergency Fund: Yes, Amount: $17281. [/INST] Plan for Melissa Scott: