<s>[INST] Matthew Reed is a 27-year-old Female who works as a Teacher. They are currently Married and live at 9997 Nicholas Dale Apt. 186, Lake Jasonville, OK 44689 in India. They have 3 dependents: Taylor (Age: 20, Gender: Male), Amy (Age: 14, Gender: Female), Hunter (Age: 28, Gender: Female). Their financial goal is Save for Education with a target amount of $128711 to be achieved in 26 months. Currently, they earn $85431 per month and have an expenditure of $39286. They have $37992 in savings, $28431 in fixed deposits, $4629 in stocks, $3632 in mutual funds, and $8788 in other investments. Insurance: Auto Insurance with a premium of $5317 and coverage of $277214. No debt. No emergency fund. [/INST] Plan for Matthew Reed: