<s>[INST] Timothy Adams is a 32-year-old Male who works as a Doctor. They are currently Single and live at 116 Cameron Brooks Apt. 529, Victoriashire, KY 15630 in UK. They have 2 dependents: Emily (Age: 3, Gender: Female), Ronald (Age: 26, Gender: Male). Their financial goal is Save for Education with a target amount of $137868 to be achieved in 20 months. Currently, they earn $50033 per month and have an expenditure of $45033. They have $25497 in savings, $8846 in fixed deposits, $49709 in stocks, $10866 in mutual funds, and $17897 in other investments. Insurance: Life Insurance with a premium of $4195 and coverage of $499798. Debt: Yes, Amount: $2577, Type: Mortgage, Interest Rate: 6.5526550658775236%. Loan Start Date: 2020-06-05, Loan End Date: 2033-08-13. No emergency fund. [/INST] Plan for Timothy Adams: