<s>[INST] Tracy Clarke is a 51-year-old Female who works as a Engineer. They are currently Married and live at 095 Allen Locks, West Kayla, MP 92678 in India. They have 3 dependents: Sarah (Age: 13, Gender: Male), Michelle (Age: 10, Gender: Male), Debra (Age: 3, Gender: Female). Their financial goal is Save for Education with a target amount of $133892 to be achieved in 52 months. Currently, they earn $114480 per month and have an expenditure of $16465. They have $16670 in savings, $8975 in fixed deposits, $37347 in stocks, $24800 in mutual funds, and $2725 in other investments. No insurance. No debt. No emergency fund. [/INST] Plan for Tracy Clarke: