<s>[INST] John Harper is a 19-year-old Female who works as a Engineer. They are currently Divorced and live at 8006 Rojas Road, Crossbury, ND 37484 in Canada. They have 2 dependents: Sabrina (Age: 14, Gender: Male), Dean (Age: 7, Gender: Female). Their financial goal is Save for Education with a target amount of $137391 to be achieved in 51 months. Currently, they earn $97290 per month and have an expenditure of $48803. They have $39489 in savings, $15242 in fixed deposits, $515 in stocks, $27793 in mutual funds, and $746 in other investments. Insurance: Home Insurance with a premium of $9131 and coverage of $413800. No debt. No emergency fund. [/INST] Plan for John Harper: