<s>[INST] James Williams is a 52-year-old Male who works as a Doctor. They are currently Married and live at 79778 Wood Forge, Lorishire, IN 20818 in USA. They have 5 dependents: James (Age: 6, Gender: Female), Andrew (Age: 12, Gender: Female), Michael (Age: 2, Gender: Male), Andrew (Age: 7, Gender: Female), Cody (Age: 17, Gender: Female). Their financial goal is Retirement with a target amount of $73918 to be achieved in 30 months. Currently, they earn $98697 per month and have an expenditure of $35934. They have $46495 in savings, $2914 in fixed deposits, $16580 in stocks, $7098 in mutual funds, and $1566 in other investments. No insurance. No debt. Emergency Fund: Yes, Amount: $16401. [/INST] Plan for James Williams: