<s>[INST] Derrick Smith is a 65-year-old Female who works as a Teacher. They are currently Single and live at Unit 0285 Box 6808, DPO AP 26366 in UK. They have 2 dependents: Stephanie (Age: 5, Gender: Male), Amanda (Age: 11, Gender: Male). Their financial goal is Save for House with a target amount of $285639 to be achieved in 89 months. Currently, they earn $58428 per month and have an expenditure of $32394. They have $29872 in savings, $18670 in fixed deposits, $12077 in stocks, $35 in mutual funds, and $2577 in other investments. No insurance. Debt: Yes, Amount: $7138, Type: Personal Loan, Interest Rate: 13.724033937188526%. Loan Start Date: 2022-03-21, Loan End Date: 2027-10-23. Emergency Fund: Yes, Amount: $8726. [/INST] Plan for Derrick Smith: