<s>[INST] Todd Gonzalez is a 22-year-old Female who works as a Teacher. They are currently Divorced and live at 36886 Leslie Square Suite 401, Lake Patrick, CO 76039 in India. They have 1 dependents: Dennis (Age: 14, Gender: Male). Their financial goal is Save for Education with a target amount of $171649 to be achieved in 58 months. Currently, they earn $43061 per month and have an expenditure of $37683. They have $8089 in savings, $28834 in fixed deposits, $37403 in stocks, $2934 in mutual funds, and $3070 in other investments. No insurance. No debt. No emergency fund. [/INST] Plan for Todd Gonzalez: