<s>[INST] Gail Galvan is a 68-year-old Female who works as a Engineer. They are currently Divorced and live at 015 Webb Plains Apt. 318, Laurenview, VI 96598 in India. They have 2 dependents: Stephanie (Age: 15, Gender: Female), Laura (Age: 3, Gender: Female). Their financial goal is Save for Education with a target amount of $136181 to be achieved in 46 months. Currently, they earn $37268 per month and have an expenditure of $32268. They have $48330 in savings, $3347 in fixed deposits, $531 in stocks, $19193 in mutual funds, and $17033 in other investments. No insurance. No debt. No emergency fund. [/INST] Plan for Gail Galvan: