<s>[INST] Joseph Grant is a 40-year-old Male who works as a Doctor. They are currently Single and live at 1348 Sarah Well, South Coryhaven, MI 13556 in UK. They have 2 dependents: Amanda (Age: 29, Gender: Female), Morgan (Age: 7, Gender: Female). Their financial goal is Save for Education with a target amount of $163400 to be achieved in 46 months. Currently, they earn $91178 per month and have an expenditure of $21669. They have $46079 in savings, $21379 in fixed deposits, $41694 in stocks, $15264 in mutual funds, and $13338 in other investments. Insurance: Life Insurance with a premium of $8502 and coverage of $138800. No debt. No emergency fund. [/INST] Plan for Joseph Grant: