<s>[INST] Billy Medina is a 50-year-old Male who works as a Engineer. They are currently Divorced and live at 1152 Castillo Mall, Smithshire, DE 24972 in UK. They have 1 dependents: Penny (Age: 14, Gender: Male). Their financial goal is Save for House with a target amount of $124796 to be achieved in 76 months. Currently, they earn $73828 per month and have an expenditure of $32510. They have $13801 in savings, $24457 in fixed deposits, $1491 in stocks, $24355 in mutual funds, and $2055 in other investments. No insurance. Debt: Yes, Amount: $6245, Type: Personal Loan, Interest Rate: 11.85218238746221%. Loan Start Date: 2017-03-29, Loan End Date: 2034-03-13. No emergency fund. [/INST] Plan for Billy Medina: