<s>[INST] David Wallace is a 65-year-old Male who works as a Engineer. They are currently Divorced and live at 8775 Vasquez Hills, North Sherri, MI 20853 in Canada. They have 2 dependents: Stephen (Age: 1, Gender: Male), Scott (Age: 8, Gender: Female). Their financial goal is Save for Education with a target amount of $191463 to be achieved in 39 months. Currently, they earn $111118 per month and have an expenditure of $28330. They have $28897 in savings, $23908 in fixed deposits, $9436 in stocks, $1107 in mutual funds, and $14005 in other investments. No insurance. Debt: Yes, Amount: $5577, Type: Personal Loan, Interest Rate: 14.00338396230903%. Loan Start Date: 2017-12-17, Loan End Date: 2033-07-08. No emergency fund. [/INST] Plan for David Wallace: