<s>[INST] Bruce West is a 63-year-old Male who works as a Teacher. They are currently Married and live at 13026 Roy Circle, New Matthew, DC 58793 in UK. They have 3 dependents: Scott (Age: 28, Gender: Female), Kathleen (Age: 11, Gender: Male), Kimberly (Age: 5, Gender: Male). Their financial goal is Retirement with a target amount of $171662 to be achieved in 20 months. Currently, they earn $114812 per month and have an expenditure of $15594. They have $8086 in savings, $29293 in fixed deposits, $31603 in stocks, $12666 in mutual funds, and $15602 in other investments. Insurance: Life Insurance with a premium of $2017 and coverage of $205704. No debt. No emergency fund. [/INST] Plan for Bruce West: