<s>[INST] Matthew Abbott is a 50-year-old Female who works as a Teacher. They are currently Married and live at 153 Beverly Shore, Michaelmouth, WY 28244 in India. They have 2 dependents: Joshua (Age: 23, Gender: Male), Sophia (Age: 27, Gender: Male). Their financial goal is Retirement with a target amount of $97369 to be achieved in 29 months. Currently, they earn $57944 per month and have an expenditure of $39426. They have $30904 in savings, $11644 in fixed deposits, $17441 in stocks, $4845 in mutual funds, and $17277 in other investments. No insurance. Debt: Yes, Amount: $16849, Type: Personal Loan, Interest Rate: 8.744362385913496%. Loan Start Date: 2016-07-12, Loan End Date: 2026-11-16. Emergency Fund: Yes, Amount: $7904. [/INST] Plan for Matthew Abbott: