<s>[INST] Wanda Garcia is a 23-year-old Female who works as a Engineer. They are currently Single and live at 8138 Dillon Hill, Roberttown, KS 19204 in India. They have 1 dependents: Phillip (Age: 3, Gender: Female). Their financial goal is Save for Education with a target amount of $152420 to be achieved in 49 months. Currently, they earn $118264 per month and have an expenditure of $48327. They have $41889 in savings, $11736 in fixed deposits, $37026 in stocks, $23899 in mutual funds, and $19546 in other investments. No insurance. Debt: Yes, Amount: $18753, Type: Mortgage, Interest Rate: 4.847409307221982%. Loan Start Date: 2018-12-22, Loan End Date: 2027-02-15. Emergency Fund: Yes, Amount: $7043. [/INST] Plan for Wanda Garcia: