<s>[INST] Kristen Fletcher is a 70-year-old Female who works as a Teacher. They are currently Divorced and live at 300 John Trafficway Apt. 962, New Joanne, WV 85007 in India. They have 1 dependents: Nicole (Age: 28, Gender: Male). Their financial goal is Save for House with a target amount of $358162 to be achieved in 98 months. Currently, they earn $88421 per month and have an expenditure of $46513. They have $33004 in savings, $952 in fixed deposits, $38343 in stocks, $8421 in mutual funds, and $3637 in other investments. No insurance. Debt: Yes, Amount: $18154, Type: Personal Loan, Interest Rate: 12.363100945072782%. Loan Start Date: 2022-05-30, Loan End Date: 2032-09-25. Emergency Fund: Yes, Amount: $11731. [/INST] Plan for Kristen Fletcher: