<s>[INST] Brandy Tapia is a 26-year-old Female who works as a Teacher. They are currently Married and live at 9287 Diaz Crescent, East Taylor, VT 60074 in India. They have 5 dependents: Kenneth (Age: 17, Gender: Male), Lauren (Age: 9, Gender: Female), Madison (Age: 18, Gender: Male), Seth (Age: 7, Gender: Male), Melissa (Age: 13, Gender: Male). Their financial goal is Save for Education with a target amount of $102141 to be achieved in 54 months. Currently, they earn $74476 per month and have an expenditure of $18105. They have $39270 in savings, $2379 in fixed deposits, $37262 in stocks, $26788 in mutual funds, and $4796 in other investments. Insurance: Home Insurance with a premium of $2808 and coverage of $200277. No debt. No emergency fund. [/INST] Plan for Brandy Tapia: