<s>[INST] Terry Wilson is a 40-year-old Male who works as a Teacher. They are currently Single and live at USNV Lopez, FPO AA 47804 in India. They have 1 dependents: Raymond (Age: 4, Gender: Female). Their financial goal is Travel with a target amount of $188700 to be achieved in 39 months. Currently, they earn $77565 per month and have an expenditure of $23863. They have $26759 in savings, $18915 in fixed deposits, $17563 in stocks, $15099 in mutual funds, and $17762 in other investments. No insurance. Debt: Yes, Amount: $4690, Type: Credit Card, Interest Rate: 21.928671268181905%. Loan Start Date: 2019-06-13, Loan End Date: 2030-08-05. No emergency fund. [/INST] Plan for Terry Wilson: