<s>[INST] Carla Hart is a 22-year-old Male who works as a Engineer. They are currently Married and live at 234 Mcpherson Keys, Sydneyhaven, OH 27513 in UK. They have 5 dependents: Christopher (Age: 3, Gender: Male), Johnny (Age: 27, Gender: Female), Sally (Age: 27, Gender: Female), Jeffrey (Age: 11, Gender: Female), Tammy (Age: 2, Gender: Female). Their financial goal is Save for Education with a target amount of $159948 to be achieved in 52 months. Currently, they earn $43575 per month and have an expenditure of $21594. They have $42284 in savings, $8585 in fixed deposits, $6950 in stocks, $22043 in mutual funds, and $1305 in other investments. No insurance. Debt: Yes, Amount: $13990, Type: Mortgage, Interest Rate: 3.1314784370350313%. Loan Start Date: 2019-02-17, Loan End Date: 2031-10-29. No emergency fund. [/INST] Plan for Carla Hart: