<s>[INST] Ashley Duncan is a 52-year-old Male who works as a Engineer. They are currently Married and live at 31388 Samuel Coves, Melissashire, KY 57005 in Canada. They have 3 dependents: Patricia (Age: 2, Gender: Female), Justin (Age: 23, Gender: Female), Michael (Age: 24, Gender: Female). Their financial goal is Save for Education with a target amount of $173073 to be achieved in 47 months. Currently, they earn $62875 per month and have an expenditure of $25147. They have $27868 in savings, $3427 in fixed deposits, $31757 in stocks, $4444 in mutual funds, and $17951 in other investments. Insurance: Health Insurance with a premium of $9959 and coverage of $379226. Debt: Yes, Amount: $7750, Type: Mortgage, Interest Rate: 4.441980313597485%. Loan Start Date: 2017-04-26, Loan End Date: 2032-03-01. No emergency fund. [/INST] Plan for Ashley Duncan: