<s>[INST] Karen Barajas is a 56-year-old Male who works as a Teacher. They are currently Married and live at 72607 Victoria Haven Suite 866, Boltonton, CO 23588 in Canada. They have 3 dependents: Michelle (Age: 4, Gender: Female), Andrew (Age: 15, Gender: Male), Katrina (Age: 4, Gender: Female). Their financial goal is Save for Education with a target amount of $164872 to be achieved in 17 months. Currently, they earn $42275 per month and have an expenditure of $11348. They have $31313 in savings, $17678 in fixed deposits, $47066 in stocks, $5192 in mutual funds, and $179 in other investments. No insurance. No debt. No emergency fund. [/INST] Plan for Karen Barajas: