<s>[INST] Rachel Daniel is a 19-year-old Female who works as a Artist. They are currently Divorced and live at 00392 Morton Cliff, Karaview, AL 81283 in India. They have 1 dependents: Courtney (Age: 5, Gender: Male). Their financial goal is Save for Education with a target amount of $189022 to be achieved in 15 months. Currently, they earn $46840 per month and have an expenditure of $12979. They have $41768 in savings, $19252 in fixed deposits, $49939 in stocks, $17295 in mutual funds, and $4117 in other investments. Insurance: Auto Insurance with a premium of $3071 and coverage of $73676. No debt. No emergency fund. [/INST] Plan for Rachel Daniel: