<s>[INST] Judy Taylor is a 18-year-old Male who works as a Doctor. They are currently Divorced and live at PSC 5223, Box 2071, APO AE 11854 in UK. They have 0 dependents: . Their financial goal is Retirement with a target amount of $129574 to be achieved in 40 months. Currently, they earn $78151 per month and have an expenditure of $20607. They have $35635 in savings, $22951 in fixed deposits, $44873 in stocks, $19756 in mutual funds, and $16996 in other investments. No insurance. Debt: Yes, Amount: $15042, Type: Mortgage, Interest Rate: 4.689205087335319%. Loan Start Date: 2015-12-15, Loan End Date: 2024-08-12. Emergency Fund: Yes, Amount: $6068. [/INST] Plan for Judy Taylor: