<s>[INST] Robert Haynes is a 29-year-old Female who works as a Doctor. They are currently Single and live at 253 Carter Grove Apt. 489, Port Shane, MD 19341 in UK. They have 1 dependents: Emma (Age: 8, Gender: Female). Their financial goal is Retirement with a target amount of $190084 to be achieved in 20 months. Currently, they earn $78612 per month and have an expenditure of $47297. They have $43213 in savings, $4507 in fixed deposits, $1602 in stocks, $5616 in mutual funds, and $12722 in other investments. No insurance. No debt. No emergency fund. [/INST] Plan for Robert Haynes: