<s>[INST] Nicole Pace is a 55-year-old Male who works as a Teacher. They are currently Single and live at 104 John Place Suite 620, East Suzanneton, KY 20032 in India. They have 2 dependents: Joseph (Age: 23, Gender: Male), Samantha (Age: 15, Gender: Male). Their financial goal is Travel with a target amount of $120853 to be achieved in 60 months. Currently, they earn $93092 per month and have an expenditure of $21265. They have $39377 in savings, $10952 in fixed deposits, $37880 in stocks, $1305 in mutual funds, and $327 in other investments. Insurance: Life Insurance with a premium of $1610 and coverage of $125629. Debt: Yes, Amount: $3694, Type: Mortgage, Interest Rate: 3.3072476547619787%. Loan Start Date: 2019-03-09, Loan End Date: 2028-03-13. No emergency fund. [/INST] Plan for Nicole Pace: