<s>[INST] Justin Sullivan is a 65-year-old Male who works as a Artist. They are currently Divorced and live at Unit 8182 Box 6764, DPO AE 90202 in USA. They have 2 dependents: Karen (Age: 18, Gender: Male), Gregory (Age: 8, Gender: Female). Their financial goal is Retirement with a target amount of $154331 to be achieved in 49 months. Currently, they earn $100012 per month and have an expenditure of $21695. They have $48487 in savings, $4850 in fixed deposits, $41454 in stocks, $171 in mutual funds, and $19011 in other investments. No insurance. No debt. No emergency fund. [/INST] Plan for Justin Sullivan: