<s>[INST] Jennifer Smith is a 50-year-old Male who works as a Engineer. They are currently Married and live at 61440 Erica Unions Apt. 514, South Eric, NC 65108 in Canada. They have 1 dependents: Jade (Age: 16, Gender: Female). Their financial goal is Retirement with a target amount of $82827 to be achieved in 43 months. Currently, they earn $105074 per month and have an expenditure of $17247. They have $43755 in savings, $22085 in fixed deposits, $2196 in stocks, $3949 in mutual funds, and $4928 in other investments. Insurance: Auto Insurance with a premium of $8959 and coverage of $69081. No debt. No emergency fund. [/INST] Plan for Jennifer Smith: