<s>[INST] Michael Martinez is a 61-year-old Female who works as a Doctor. They are currently Divorced and live at 660 Harris Roads, New Angelaview, OK 19951 in USA. They have 1 dependents: Ashley (Age: 18, Gender: Male). Their financial goal is Retirement with a target amount of $140500 to be achieved in 15 months. Currently, they earn $110924 per month and have an expenditure of $25553. They have $25218 in savings, $25621 in fixed deposits, $33747 in stocks, $20216 in mutual funds, and $5885 in other investments. No insurance. No debt. No emergency fund. [/INST] Plan for Michael Martinez: