<s>[INST] Nicole Shannon is a 68-year-old Female who works as a Artist. They are currently Married and live at 6916 Laura Via, Thorntonton, CO 34394 in India. They have 5 dependents: Amber (Age: 13, Gender: Female), Julia (Age: 24, Gender: Male), Kelly (Age: 24, Gender: Female), Daniel (Age: 15, Gender: Female), Patrick (Age: 5, Gender: Male). Their financial goal is Save for Education with a target amount of $123096 to be achieved in 27 months. Currently, they earn $51066 per month and have an expenditure of $22977. They have $18608 in savings, $22251 in fixed deposits, $30827 in stocks, $10128 in mutual funds, and $10918 in other investments. No insurance. No debt. No emergency fund. [/INST] Plan for Nicole Shannon: