<s>[INST] Joseph Gutierrez is a 45-year-old Male who works as a Doctor. They are currently Single and live at 49191 Antonio Mountain, Cookfort, AS 97212 in Canada. They have 2 dependents: Daniel (Age: 17, Gender: Female), Marc (Age: 5, Gender: Male). Their financial goal is Save for Education with a target amount of $141443 to be achieved in 28 months. Currently, they earn $68530 per month and have an expenditure of $17658. They have $11018 in savings, $17614 in fixed deposits, $27438 in stocks, $3297 in mutual funds, and $19278 in other investments. No insurance. Debt: Yes, Amount: $8069, Type: Credit Card, Interest Rate: 17.86585560192791%. Loan Start Date: 2019-04-16, Loan End Date: 2028-12-19. Emergency Fund: Yes, Amount: $2261. [/INST] Plan for Joseph Gutierrez: