<s>[INST] Arthur Thomas is a 21-year-old Female who works as a Artist. They are currently Married and live at 41058 Justin Rue, East Sarahshire, RI 53388 in India. They have 3 dependents: Autumn (Age: 3, Gender: Male), Dustin (Age: 19, Gender: Female), Timothy (Age: 3, Gender: Female). Their financial goal is Save for Education with a target amount of $154827 to be achieved in 16 months. Currently, they earn $40472 per month and have an expenditure of $22086. They have $43935 in savings, $28931 in fixed deposits, $48386 in stocks, $3696 in mutual funds, and $4062 in other investments. No insurance. Debt: Yes, Amount: $12827, Type: Mortgage, Interest Rate: 5.448535726869012%. Loan Start Date: 2021-03-25, Loan End Date: 2027-06-28. No emergency fund. [/INST] Plan for Arthur Thomas: