<s>[INST] Antonio Kelley is a 38-year-old Female who works as a Teacher. They are currently Divorced and live at PSC 5402, Box 7196, APO AP 04991 in Canada. They have 2 dependents: Scott (Age: 12, Gender: Female), Margaret (Age: 10, Gender: Male). Their financial goal is Save for Education with a target amount of $190201 to be achieved in 21 months. Currently, they earn $81131 per month and have an expenditure of $35665. They have $11823 in savings, $29152 in fixed deposits, $46771 in stocks, $12496 in mutual funds, and $8249 in other investments. No insurance. Debt: Yes, Amount: $17026, Type: Credit Card, Interest Rate: 18.33062815424098%. Loan Start Date: 2021-12-13, Loan End Date: 2031-12-03. No emergency fund. [/INST] Plan for Antonio Kelley: