<s>[INST] Lindsey Black is a 47-year-old Female who works as a Engineer. They are currently Divorced and live at PSC 0222, Box 7846, APO AA 25195 in India. They have 2 dependents: Elizabeth (Age: 5, Gender: Female), Cynthia (Age: 27, Gender: Female). Their financial goal is Save for Education with a target amount of $130748 to be achieved in 51 months. Currently, they earn $54681 per month and have an expenditure of $27649. They have $25765 in savings, $313 in fixed deposits, $26883 in stocks, $21506 in mutual funds, and $12261 in other investments. Insurance: Home Insurance with a premium of $5144 and coverage of $324479. Debt: Yes, Amount: $3081, Type: Credit Card, Interest Rate: 20.304754620256052%. Loan Start Date: 2017-12-30, Loan End Date: 2032-07-12. No emergency fund. [/INST] Plan for Lindsey Black: