<s>[INST] Nicole Carroll is a 26-year-old Male who works as a Doctor. They are currently Divorced and live at 782 Moore Islands, Edwardville, FL 83267 in Canada. They have 2 dependents: Michael (Age: 6, Gender: Female), Michelle (Age: 3, Gender: Female). Their financial goal is Travel with a target amount of $112975 to be achieved in 20 months. Currently, they earn $106671 per month and have an expenditure of $33639. They have $8252 in savings, $19049 in fixed deposits, $22187 in stocks, $17771 in mutual funds, and $13252 in other investments. Insurance: Auto Insurance with a premium of $5225 and coverage of $176092. Debt: Yes, Amount: $15617, Type: Personal Loan, Interest Rate: 12.457085351947477%. Loan Start Date: 2022-05-29, Loan End Date: 2028-10-25. No emergency fund. [/INST] Plan for Nicole Carroll: