<s>[INST] Micheal Wagner is a 63-year-old Female who works as a Artist. They are currently Single and live at Unit 9274 Box 2850, DPO AA 45994 in USA. They have 0 dependents: . Their financial goal is Travel with a target amount of $140627 to be achieved in 60 months. Currently, they earn $82085 per month and have an expenditure of $24438. They have $42210 in savings, $22480 in fixed deposits, $9669 in stocks, $4251 in mutual funds, and $2500 in other investments. Insurance: Home Insurance with a premium of $2242 and coverage of $66576. Debt: Yes, Amount: $11982, Type: Credit Card, Interest Rate: 19.659768197520112%. Loan Start Date: 2015-08-24, Loan End Date: 2033-09-12. No emergency fund. [/INST] Plan for Micheal Wagner: