<s>[INST] Deborah Richmond is a 38-year-old Male who works as a Engineer. They are currently Single and live at PSC 8767, Box 6250, APO AP 14776 in UK. They have 1 dependents: Kenneth (Age: 20, Gender: Female). Their financial goal is Travel with a target amount of $159486 to be achieved in 39 months. Currently, they earn $89196 per month and have an expenditure of $18645. They have $10910 in savings, $2282 in fixed deposits, $48820 in stocks, $22692 in mutual funds, and $2368 in other investments. Insurance: Home Insurance with a premium of $8774 and coverage of $122725. No debt. No emergency fund. [/INST] Plan for Deborah Richmond: