<s>[INST] Mary Brown is a 40-year-old Female who works as a Teacher. They are currently Divorced and live at 250 David Port Suite 806, Watkinsport, VI 84643 in USA. They have 2 dependents: Ryan (Age: 23, Gender: Male), Mark (Age: 30, Gender: Male). Their financial goal is Travel with a target amount of $188729 to be achieved in 40 months. Currently, they earn $46780 per month and have an expenditure of $12584. They have $30216 in savings, $9517 in fixed deposits, $848 in stocks, $10600 in mutual funds, and $17935 in other investments. No insurance. No debt. No emergency fund. [/INST] Plan for Mary Brown: