<s>[INST] Michael Gray is a 41-year-old Female who works as a Artist. They are currently Divorced and live at 339 Carter Wells Apt. 517, South Brendabury, MD 66787 in USA. They have 2 dependents: John (Age: 14, Gender: Male), Brent (Age: 11, Gender: Female). Their financial goal is Retirement with a target amount of $53225 to be achieved in 27 months. Currently, they earn $95099 per month and have an expenditure of $33303. They have $34948 in savings, $3978 in fixed deposits, $19051 in stocks, $15602 in mutual funds, and $305 in other investments. Insurance: Auto Insurance with a premium of $3844 and coverage of $134544. No debt. Emergency Fund: Yes, Amount: $15026. [/INST] Plan for Michael Gray: