<s>[INST] Kathy Thomas is a 23-year-old Male who works as a Artist. They are currently Married and live at 75716 Lee Squares, Lauraland, IL 06594 in UK. They have 2 dependents: Jordan (Age: 19, Gender: Male), Michael (Age: 5, Gender: Male). Their financial goal is Travel with a target amount of $164376 to be achieved in 49 months. Currently, they earn $62816 per month and have an expenditure of $14703. They have $26082 in savings, $16384 in fixed deposits, $33794 in stocks, $14404 in mutual funds, and $7506 in other investments. No insurance. Debt: Yes, Amount: $10258, Type: Mortgage, Interest Rate: 3.1516647106514406%. Loan Start Date: 2019-01-21, Loan End Date: 2031-02-25. No emergency fund. [/INST] Plan for Kathy Thomas: