<s>[INST] Lorraine Tapia is a 63-year-old Female who works as a Doctor. They are currently Single and live at 73334 Sanchez Valleys Apt. 446, Carlosfort, UT 44345 in India. They have 2 dependents: Stephanie (Age: 14, Gender: Female), Jack (Age: 7, Gender: Male). Their financial goal is Save for Education with a target amount of $165164 to be achieved in 13 months. Currently, they earn $89015 per month and have an expenditure of $36524. They have $44859 in savings, $5000 in fixed deposits, $16318 in stocks, $5899 in mutual funds, and $4946 in other investments. Insurance: Health Insurance with a premium of $9362 and coverage of $431135. No debt. No emergency fund. [/INST] Plan for Lorraine Tapia: