<s>[INST] Monica Crosby is a 22-year-old Male who works as a Engineer. They are currently Divorced and live at 45165 Carrillo Union, New Pamelaborough, SD 22490 in UK. They have 2 dependents: Richard (Age: 17, Gender: Male), Christopher (Age: 10, Gender: Female). Their financial goal is Save for House with a target amount of $107109 to be achieved in 120 months. Currently, they earn $103761 per month and have an expenditure of $48830. They have $5409 in savings, $24506 in fixed deposits, $35125 in stocks, $25315 in mutual funds, and $18911 in other investments. No insurance. Debt: Yes, Amount: $14138, Type: Mortgage, Interest Rate: 6.972537240176322%. Loan Start Date: 2024-03-19, Loan End Date: 2030-01-23. No emergency fund. [/INST] Plan for Monica Crosby: