<s>[INST] Charles Fuentes is a 61-year-old Male who works as a Artist. They are currently Single and live at 08245 Brown Fords Suite 060, West Antonioville, MS 82017 in USA. They have 2 dependents: Luis (Age: 10, Gender: Female), Heather (Age: 21, Gender: Female). Their financial goal is Save for Education with a target amount of $158775 to be achieved in 18 months. Currently, they earn $38606 per month and have an expenditure of $33606. They have $46718 in savings, $23334 in fixed deposits, $7334 in stocks, $19070 in mutual funds, and $11419 in other investments. Insurance: Auto Insurance with a premium of $6405 and coverage of $173995. Debt: Yes, Amount: $16376, Type: Credit Card, Interest Rate: 16.941134833207943%. Loan Start Date: 2024-03-11, Loan End Date: 2029-06-10. No emergency fund. [/INST] Plan for Charles Fuentes: