<s>[INST] Cathy Guzman is a 64-year-old Male who works as a Teacher. They are currently Divorced and live at 62806 Kristina Tunnel Apt. 792, Webbside, HI 18198 in UK. They have 0 dependents: . Their financial goal is Save for Education with a target amount of $173981 to be achieved in 50 months. Currently, they earn $105150 per month and have an expenditure of $16478. They have $45492 in savings, $25807 in fixed deposits, $11870 in stocks, $17632 in mutual funds, and $7486 in other investments. No insurance. Debt: Yes, Amount: $3119, Type: Credit Card, Interest Rate: 19.146198918412555%. Loan Start Date: 2017-11-09, Loan End Date: 2033-04-06. No emergency fund. [/INST] Plan for Cathy Guzman: