<s>[INST] Joanne Mitchell is a 31-year-old Male who works as a Teacher. They are currently Divorced and live at 2047 Lopez Trace, Port Wesley, VA 78078 in Canada. They have 0 dependents: . Their financial goal is Retirement with a target amount of $183832 to be achieved in 17 months. Currently, they earn $31151 per month and have an expenditure of $26151. They have $11859 in savings, $5694 in fixed deposits, $4211 in stocks, $12914 in mutual funds, and $13401 in other investments. No insurance. Debt: Yes, Amount: $1516, Type: Credit Card, Interest Rate: 17.848480073628924%. Loan Start Date: 2016-11-15, Loan End Date: 2029-06-13. No emergency fund. [/INST] Plan for Joanne Mitchell: