<s>[INST] Joseph Mitchell is a 56-year-old Male who works as a Doctor. They are currently Single and live at 98515 Stephen Turnpike, West Chadshire, MP 42744 in UK. They have 2 dependents: Jessica (Age: 4, Gender: Male), Michelle (Age: 7, Gender: Male). Their financial goal is Save for Education with a target amount of $85250 to be achieved in 21 months. Currently, they earn $99170 per month and have an expenditure of $45252. They have $12118 in savings, $3072 in fixed deposits, $43060 in stocks, $27803 in mutual funds, and $12884 in other investments. Insurance: Home Insurance with a premium of $4440 and coverage of $254739. No debt. No emergency fund. [/INST] Plan for Joseph Mitchell: