<s>[INST] Timothy Pennington is a 56-year-old Male who works as a Artist. They are currently Divorced and live at 57302 Thompson Springs, Jefferymouth, MT 75702 in UK. They have 2 dependents: Michelle (Age: 1, Gender: Female), Felicia (Age: 10, Gender: Male). Their financial goal is Save for House with a target amount of $198626 to be achieved in 93 months. Currently, they earn $38923 per month and have an expenditure of $33923. They have $40415 in savings, $10715 in fixed deposits, $18591 in stocks, $24157 in mutual funds, and $3449 in other investments. Insurance: Home Insurance with a premium of $2332 and coverage of $149328. Debt: Yes, Amount: $19191, Type: Mortgage, Interest Rate: 3.605696309940813%. Loan Start Date: 2020-09-26, Loan End Date: 2024-11-24. No emergency fund. [/INST] Plan for Timothy Pennington: