<s>[INST] Kelly Mitchell is a 26-year-old Female who works as a Engineer. They are currently Single and live at 416 Francis Junctions Apt. 571, New Michael, MH 05719 in USA. They have 0 dependents: . Their financial goal is Retirement with a target amount of $128189 to be achieved in 30 months. Currently, they earn $101857 per month and have an expenditure of $19429. They have $21620 in savings, $24202 in fixed deposits, $4867 in stocks, $12318 in mutual funds, and $9982 in other investments. Insurance: Auto Insurance with a premium of $5942 and coverage of $60774. Debt: Yes, Amount: $9410, Type: Credit Card, Interest Rate: 15.666021347416908%. Loan Start Date: 2022-09-12, Loan End Date: 2029-10-24. No emergency fund. [/INST] Plan for Kelly Mitchell: