<s>[INST] Mrs. Veronica Schmidt MD is a 52-year-old Female who works as a Artist. They are currently Married and live at 88538 Young Walks, Jerryfurt, MD 25887 in USA. They have 2 dependents: Brandon (Age: 25, Gender: Female), Eric (Age: 11, Gender: Female). Their financial goal is Save for Education with a target amount of $180680 to be achieved in 45 months. Currently, they earn $49546 per month and have an expenditure of $10025. They have $25935 in savings, $6741 in fixed deposits, $27484 in stocks, $518 in mutual funds, and $13835 in other investments. No insurance. Debt: Yes, Amount: $4979, Type: Personal Loan, Interest Rate: 8.557411604901931%. Loan Start Date: 2015-05-05, Loan End Date: 2028-12-27. No emergency fund. [/INST] Plan for Mrs. Veronica Schmidt MD: