<s>[INST] Heather Sanchez is a 60-year-old Female who works as a Engineer. They are currently Single and live at 417 Lopez Locks Suite 151, Masseyfort, AZ 38393 in USA. They have 0 dependents: . Their financial goal is Retirement with a target amount of $174586 to be achieved in 16 months. Currently, they earn $59965 per month and have an expenditure of $42039. They have $35860 in savings, $10420 in fixed deposits, $38030 in stocks, $21501 in mutual funds, and $3138 in other investments. No insurance. No debt. No emergency fund. [/INST] Plan for Heather Sanchez: