<s>[INST] James Fletcher is a 70-year-old Male who works as a Artist. They are currently Divorced and live at 810 Gallagher Spurs, North Edwin, NH 44976 in USA. They have 2 dependents: Greg (Age: 29, Gender: Female), James (Age: 12, Gender: Female). Their financial goal is Save for Education with a target amount of $110792 to be achieved in 46 months. Currently, they earn $34897 per month and have an expenditure of $29897. They have $27152 in savings, $12213 in fixed deposits, $2580 in stocks, $28558 in mutual funds, and $5289 in other investments. Insurance: Auto Insurance with a premium of $3124 and coverage of $335807. No debt. Emergency Fund: Yes, Amount: $14949. [/INST] Plan for James Fletcher: