<s>[INST] Karen Hoover is a 45-year-old Female who works as a Engineer. They are currently Divorced and live at PSC 0325, Box 6296, APO AP 08155 in USA. They have 2 dependents: Jeffrey (Age: 16, Gender: Male), Joshua (Age: 16, Gender: Male). Their financial goal is Save for Education with a target amount of $185088 to be achieved in 58 months. Currently, they earn $41726 per month and have an expenditure of $35709. They have $34076 in savings, $10859 in fixed deposits, $34776 in stocks, $18607 in mutual funds, and $18599 in other investments. No insurance. Debt: Yes, Amount: $2540, Type: Credit Card, Interest Rate: 18.071751110824803%. Loan Start Date: 2021-04-27, Loan End Date: 2025-03-16. No emergency fund. [/INST] Plan for Karen Hoover: