<s>[INST] Todd Smith is a 53-year-old Female who works as a Engineer. They are currently Divorced and live at 84187 Morales Groves Suite 578, New Kellychester, NV 29886 in India. They have 1 dependents: Amy (Age: 14, Gender: Female). Their financial goal is Travel with a target amount of $133949 to be achieved in 40 months. Currently, they earn $113585 per month and have an expenditure of $18000. They have $27379 in savings, $17918 in fixed deposits, $8012 in stocks, $12423 in mutual funds, and $13965 in other investments. No insurance. Debt: Yes, Amount: $1553, Type: Credit Card, Interest Rate: 21.576418489021215%. Loan Start Date: 2024-01-27, Loan End Date: 2033-12-07. No emergency fund. [/INST] Plan for Todd Smith: