<s>[INST] Sandra Hayes DVM is a 51-year-old Female who works as a Doctor. They are currently Single and live at 3580 Kristen Shore, Lake Julie, OH 76029 in USA. They have 1 dependents: Tanya (Age: 24, Gender: Male). Their financial goal is Retirement with a target amount of $113336 to be achieved in 12 months. Currently, they earn $36233 per month and have an expenditure of $13199. They have $11017 in savings, $180 in fixed deposits, $29232 in stocks, $29568 in mutual funds, and $6763 in other investments. No insurance. No debt. No emergency fund. [/INST] Plan for Sandra Hayes DVM: