<s>[INST] Ryan Anthony is a 58-year-old Male who works as a Teacher. They are currently Married and live at 09737 Solis Mews Apt. 129, Ingramfurt, DE 44147 in UK. They have 1 dependents: Jonathan (Age: 29, Gender: Male). Their financial goal is Retirement with a target amount of $106852 to be achieved in 20 months. Currently, they earn $97458 per month and have an expenditure of $37356. They have $21903 in savings, $12604 in fixed deposits, $37520 in stocks, $21413 in mutual funds, and $18535 in other investments. Insurance: Life Insurance with a premium of $7034 and coverage of $197177. Debt: Yes, Amount: $2478, Type: Mortgage, Interest Rate: 6.698363259369151%. Loan Start Date: 2021-06-21, Loan End Date: 2033-03-08. No emergency fund. [/INST] Plan for Ryan Anthony: