<s>[INST] Valerie Martin is a 22-year-old Male who works as a Engineer. They are currently Divorced and live at 0083 Corey Plain, North Johnton, WY 34828 in India. They have 1 dependents: Kenneth (Age: 11, Gender: Male). Their financial goal is Save for Education with a target amount of $123310 to be achieved in 20 months. Currently, they earn $94781 per month and have an expenditure of $48556. They have $44785 in savings, $10111 in fixed deposits, $29291 in stocks, $1474 in mutual funds, and $11845 in other investments. Insurance: Home Insurance with a premium of $5093 and coverage of $92724. No debt. Emergency Fund: Yes, Amount: $14825. [/INST] Plan for Valerie Martin: