<s>[INST] Denise Cantrell is a 65-year-old Female who works as a Doctor. They are currently Single and live at 7986 Leah Dale, East Nicoleborough, IA 97310 in UK. They have 2 dependents: Megan (Age: 5, Gender: Male), Madison (Age: 20, Gender: Male). Their financial goal is Save for Education with a target amount of $168806 to be achieved in 31 months. Currently, they earn $70794 per month and have an expenditure of $22423. They have $33044 in savings, $24815 in fixed deposits, $20726 in stocks, $4552 in mutual funds, and $10594 in other investments. No insurance. No debt. No emergency fund. [/INST] Plan for Denise Cantrell: