<s>[INST] Rhonda Smith is a 40-year-old Male who works as a Teacher. They are currently Single and live at 85905 Rios Spurs, Brittanyberg, IN 66480 in USA. They have 0 dependents: . Their financial goal is Retirement with a target amount of $122710 to be achieved in 22 months. Currently, they earn $70059 per month and have an expenditure of $23686. They have $44041 in savings, $23315 in fixed deposits, $31941 in stocks, $23545 in mutual funds, and $19400 in other investments. No insurance. No debt. No emergency fund. [/INST] Plan for Rhonda Smith: