<s>[INST] Bradley Estes is a 20-year-old Female who works as a Teacher. They are currently Divorced and live at 5206 Carl Course Suite 634, North Kellie, NY 79602 in India. They have 0 dependents: . Their financial goal is Retirement with a target amount of $159751 to be achieved in 45 months. Currently, they earn $38884 per month and have an expenditure of $33884. They have $42642 in savings, $14678 in fixed deposits, $6403 in stocks, $10434 in mutual funds, and $10780 in other investments. No insurance. Debt: Yes, Amount: $3919, Type: Personal Loan, Interest Rate: 8.118491615797549%. Loan Start Date: 2017-09-30, Loan End Date: 2031-12-19. Emergency Fund: Yes, Amount: $12579. [/INST] Plan for Bradley Estes: