<s>[INST] John Pace is a 59-year-old Male who works as a Engineer. They are currently Married and live at 892 Lewis Stream Apt. 795, East Jamie, SD 92765 in India. They have 2 dependents: Jacob (Age: 20, Gender: Female), Elizabeth (Age: 27, Gender: Male). Their financial goal is Retirement with a target amount of $174386 to be achieved in 60 months. Currently, they earn $70609 per month and have an expenditure of $49387. They have $8407 in savings, $319 in fixed deposits, $2143 in stocks, $4284 in mutual funds, and $10773 in other investments. No insurance. No debt. No emergency fund. [/INST] Plan for John Pace: