<s>[INST] John Smith is a 34-year-old Female who works as a Artist. They are currently Single and live at 9826 Orr Pine, Andersonview, NJ 64309 in UK. They have 1 dependents: Kathryn (Age: 1, Gender: Male). Their financial goal is Retirement with a target amount of $174587 to be achieved in 21 months. Currently, they earn $94590 per month and have an expenditure of $15230. They have $28256 in savings, $4908 in fixed deposits, $27764 in stocks, $12630 in mutual funds, and $3378 in other investments. No insurance. Debt: Yes, Amount: $8873, Type: Personal Loan, Interest Rate: 13.528466172104658%. Loan Start Date: 2017-10-21, Loan End Date: 2028-09-03. No emergency fund. [/INST] Plan for John Smith: