<s>[INST] Ryan James is a 48-year-old Male who works as a Artist. They are currently Married and live at 8822 Marc Stream, Lake Katherinefort, CA 87037 in USA. They have 0 dependents: . Their financial goal is Save for House with a target amount of $132475 to be achieved in 99 months. Currently, they earn $117517 per month and have an expenditure of $13961. They have $40058 in savings, $97 in fixed deposits, $22080 in stocks, $8864 in mutual funds, and $5987 in other investments. Insurance: Life Insurance with a premium of $5561 and coverage of $441237. Debt: Yes, Amount: $1620, Type: Personal Loan, Interest Rate: 13.4408825495517%. Loan Start Date: 2017-04-16, Loan End Date: 2026-02-27. No emergency fund. [/INST] Plan for Ryan James: