<s>[INST] Kelly Watson is a 25-year-old Male who works as a Engineer. They are currently Single and live at 87752 Green Street Apt. 414, Barryberg, RI 48678 in Canada. They have 0 dependents: . Their financial goal is Save for Education with a target amount of $145160 to be achieved in 45 months. Currently, they earn $71183 per month and have an expenditure of $29547. They have $39857 in savings, $27594 in fixed deposits, $45795 in stocks, $3651 in mutual funds, and $18861 in other investments. No insurance. Debt: Yes, Amount: $11931, Type: Personal Loan, Interest Rate: 13.662521779232526%. Loan Start Date: 2022-11-19, Loan End Date: 2025-10-31. No emergency fund. [/INST] Plan for Kelly Watson: