<s>[INST] Ashley Daugherty is a 29-year-old Male who works as a Teacher. They are currently Married and live at 79464 Carter Forest, Johnmouth, NJ 61971 in Canada. They have 0 dependents: . Their financial goal is Save for Education with a target amount of $144996 to be achieved in 21 months. Currently, they earn $108479 per month and have an expenditure of $37021. They have $22042 in savings, $25541 in fixed deposits, $10297 in stocks, $22498 in mutual funds, and $4021 in other investments. No insurance. Debt: Yes, Amount: $6021, Type: Credit Card, Interest Rate: 24.901372454334762%. Loan Start Date: 2017-07-10, Loan End Date: 2031-06-02. Emergency Fund: Yes, Amount: $8594. [/INST] Plan for Ashley Daugherty: