<s>[INST] Jeffery Torres is a 42-year-old Male who works as a Artist. They are currently Married and live at 352 Tyler Port, Friedmanchester, OH 12927 in UK. They have 4 dependents: Beth (Age: 14, Gender: Female), William (Age: 4, Gender: Female), Carolyn (Age: 9, Gender: Female), Joseph (Age: 13, Gender: Female). Their financial goal is Retirement with a target amount of $53163 to be achieved in 47 months. Currently, they earn $56594 per month and have an expenditure of $32854. They have $23986 in savings, $3820 in fixed deposits, $35781 in stocks, $4734 in mutual funds, and $17963 in other investments. Insurance: Life Insurance with a premium of $8300 and coverage of $106851. No debt. No emergency fund. [/INST] Plan for Jeffery Torres: