<s>[INST] Joseph Sanchez is a 60-year-old Female who works as a Engineer. They are currently Married and live at 508 Melanie Port Apt. 574, Longhaven, MD 08262 in USA. They have 3 dependents: Kelly (Age: 18, Gender: Male), Jenna (Age: 17, Gender: Male), Ashley (Age: 13, Gender: Male). Their financial goal is Retirement with a target amount of $79920 to be achieved in 28 months. Currently, they earn $89482 per month and have an expenditure of $26588. They have $31038 in savings, $24626 in fixed deposits, $30541 in stocks, $4990 in mutual funds, and $7280 in other investments. No insurance. Debt: Yes, Amount: $19209, Type: Credit Card, Interest Rate: 21.518963191133466%. Loan Start Date: 2016-06-14, Loan End Date: 2032-07-09. Emergency Fund: Yes, Amount: $1961. [/INST] Plan for Joseph Sanchez: