<s>[INST] Patrick Golden is a 27-year-old Male who works as a Engineer. They are currently Single and live at 014 Miller Mount Suite 571, East Elizabeth, ND 27470 in UK. They have 1 dependents: Shannon (Age: 10, Gender: Male). Their financial goal is Retirement with a target amount of $132471 to be achieved in 45 months. Currently, they earn $93569 per month and have an expenditure of $43321. They have $19188 in savings, $13362 in fixed deposits, $7494 in stocks, $22366 in mutual funds, and $2452 in other investments. Insurance: Health Insurance with a premium of $8202 and coverage of $97760. Debt: Yes, Amount: $4045, Type: Mortgage, Interest Rate: 4.927818204041618%. Loan Start Date: 2018-02-25, Loan End Date: 2033-04-06. No emergency fund. [/INST] Plan for Patrick Golden: