<s>[INST] Charles Thomas is a 40-year-old Female who works as a Engineer. They are currently Married and live at 815 Joseph Unions Suite 165, Baxtermouth, VI 13523 in Canada. They have 3 dependents: Brenda (Age: 13, Gender: Female), Richard (Age: 19, Gender: Male), Elizabeth (Age: 21, Gender: Male). Their financial goal is Retirement with a target amount of $52765 to be achieved in 29 months. Currently, they earn $70770 per month and have an expenditure of $42351. They have $14745 in savings, $8156 in fixed deposits, $18313 in stocks, $19143 in mutual funds, and $17719 in other investments. No insurance. No debt. Emergency Fund: Yes, Amount: $8275. [/INST] Plan for Charles Thomas: