<s>[INST] Ann Bender is a 42-year-old Male who works as a Doctor. They are currently Married and live at 701 Greene Summit, Lauraview, OH 51985 in UK. They have 2 dependents: Kenneth (Age: 5, Gender: Female), Jennifer (Age: 13, Gender: Male). Their financial goal is Save for House with a target amount of $172148 to be achieved in 86 months. Currently, they earn $63290 per month and have an expenditure of $31274. They have $5713 in savings, $24336 in fixed deposits, $23103 in stocks, $25470 in mutual funds, and $8083 in other investments. No insurance. Debt: Yes, Amount: $10687, Type: Personal Loan, Interest Rate: 12.673324949158403%. Loan Start Date: 2015-06-11, Loan End Date: 2032-11-18. No emergency fund. [/INST] Plan for Ann Bender: