<s>[INST] Michael Soto is a 27-year-old Female who works as a Artist. They are currently Single and live at PSC 3793, Box 6812, APO AP 22362 in USA. They have 2 dependents: Brooke (Age: 26, Gender: Female), Thomas (Age: 15, Gender: Female). Their financial goal is Save for Education with a target amount of $94874 to be achieved in 52 months. Currently, they earn $97500 per month and have an expenditure of $38557. They have $46251 in savings, $27688 in fixed deposits, $46660 in stocks, $29809 in mutual funds, and $5973 in other investments. No insurance. Debt: Yes, Amount: $14575, Type: Credit Card, Interest Rate: 24.865269738694224%. Loan Start Date: 2014-09-12, Loan End Date: 2024-10-07. Emergency Fund: Yes, Amount: $12631. [/INST] Plan for Michael Soto: