<s>[INST] Dennis Ward is a 67-year-old Female who works as a Doctor. They are currently Married and live at 633 Best Glens, New Stephaniefort, SD 72008 in India. They have 4 dependents: Johnny (Age: 19, Gender: Female), Joanna (Age: 13, Gender: Male), Joseph (Age: 18, Gender: Male), Cindy (Age: 15, Gender: Male). Their financial goal is Travel with a target amount of $147206 to be achieved in 25 months. Currently, they earn $106113 per month and have an expenditure of $45042. They have $8026 in savings, $2621 in fixed deposits, $46110 in stocks, $22734 in mutual funds, and $14168 in other investments. No insurance. Debt: Yes, Amount: $15272, Type: Mortgage, Interest Rate: 6.8059466702425455%. Loan Start Date: 2018-08-18, Loan End Date: 2029-03-02. Emergency Fund: Yes, Amount: $4501. [/INST] Plan for Dennis Ward: