<s>[INST] Cody Johnson is a 65-year-old Male who works as a Teacher. They are currently Divorced and live at USNS Neal, FPO AP 94438 in India. They have 2 dependents: Susan (Age: 18, Gender: Male), Lisa (Age: 21, Gender: Female). Their financial goal is Save for Education with a target amount of $124889 to be achieved in 45 months. Currently, they earn $71223 per month and have an expenditure of $27726. They have $38217 in savings, $10781 in fixed deposits, $24721 in stocks, $5244 in mutual funds, and $2551 in other investments. Insurance: Auto Insurance with a premium of $8962 and coverage of $444612. Debt: Yes, Amount: $15952, Type: Personal Loan, Interest Rate: 9.491062546573232%. Loan Start Date: 2015-01-22, Loan End Date: 2034-02-08. Emergency Fund: Yes, Amount: $12499. [/INST] Plan for Cody Johnson: