<s>[INST] Kayla Clark is a 33-year-old Male who works as a Engineer. They are currently Divorced and live at 738 Brian Viaduct, Stevenschester, MP 57863 in UK. They have 1 dependents: Raymond (Age: 22, Gender: Male). Their financial goal is Save for House with a target amount of $365874 to be achieved in 70 months. Currently, they earn $41172 per month and have an expenditure of $36172. They have $10286 in savings, $25016 in fixed deposits, $47133 in stocks, $18734 in mutual funds, and $2586 in other investments. Insurance: Auto Insurance with a premium of $5850 and coverage of $144805. Debt: Yes, Amount: $15567, Type: Personal Loan, Interest Rate: 11.782819302835964%. Loan Start Date: 2018-06-03, Loan End Date: 2031-08-21. No emergency fund. [/INST] Plan for Kayla Clark: