<s>[INST] Holly Giles is a 70-year-old Female who works as a Doctor. They are currently Single and live at 81735 Amy Village, Smithtown, CA 45093 in India. They have 2 dependents: Glenn (Age: 27, Gender: Female), Jason (Age: 26, Gender: Male). Their financial goal is Save for Education with a target amount of $123270 to be achieved in 34 months. Currently, they earn $71570 per month and have an expenditure of $18861. They have $47395 in savings, $18775 in fixed deposits, $7013 in stocks, $22923 in mutual funds, and $16316 in other investments. Insurance: Life Insurance with a premium of $9728 and coverage of $329725. Debt: Yes, Amount: $12475, Type: Credit Card, Interest Rate: 19.09018577705276%. Loan Start Date: 2015-11-23, Loan End Date: 2028-01-10. No emergency fund. [/INST] Plan for Holly Giles: