<s>[INST] Heather Kennedy is a 30-year-old Female who works as a Teacher. They are currently Divorced and live at 38478 Tyrone Hill, South Alexandriaport, WA 20004 in UK. They have 0 dependents: . Their financial goal is Travel with a target amount of $165895 to be achieved in 49 months. Currently, they earn $52566 per month and have an expenditure of $12236. They have $35017 in savings, $16636 in fixed deposits, $38502 in stocks, $21183 in mutual funds, and $15234 in other investments. No insurance. Debt: Yes, Amount: $2195, Type: Mortgage, Interest Rate: 3.1203061583124314%. Loan Start Date: 2024-06-04, Loan End Date: 2030-08-20. No emergency fund. [/INST] Plan for Heather Kennedy: