<s>[INST] John Sims is a 32-year-old Male who works as a Teacher. They are currently Single and live at 2040 Bailey Forge, Port Jacquelineborough, VT 99781 in India. They have 1 dependents: Matthew (Age: 25, Gender: Female). Their financial goal is Travel with a target amount of $57279 to be achieved in 39 months. Currently, they earn $50279 per month and have an expenditure of $39989. They have $11527 in savings, $24184 in fixed deposits, $41834 in stocks, $23496 in mutual funds, and $290 in other investments. No insurance. Debt: Yes, Amount: $4787, Type: Personal Loan, Interest Rate: 12.14349971743902%. Loan Start Date: 2021-01-07, Loan End Date: 2026-10-10. No emergency fund. [/INST] Plan for John Sims: