<s>[INST] Mr. Daniel Hernandez is a 36-year-old Male who works as a Doctor. They are currently Married and live at 7486 Fernandez Gateway, North Melissa, MD 63547 in UK. They have 0 dependents: . Their financial goal is Save for Education with a target amount of $176071 to be achieved in 45 months. Currently, they earn $83476 per month and have an expenditure of $29514. They have $39071 in savings, $2621 in fixed deposits, $20586 in stocks, $18092 in mutual funds, and $11393 in other investments. No insurance. No debt. No emergency fund. [/INST] Plan for Mr. Daniel Hernandez: