<s>[INST] John Russo is a 46-year-old Female who works as a Engineer. They are currently Single and live at 7177 Washington Spur Apt. 435, Dayfurt, NV 59931 in UK. They have 2 dependents: Kathy (Age: 18, Gender: Male), Brittany (Age: 13, Gender: Female). Their financial goal is Retirement with a target amount of $134699 to be achieved in 60 months. Currently, they earn $78643 per month and have an expenditure of $38514. They have $48784 in savings, $28560 in fixed deposits, $42543 in stocks, $26151 in mutual funds, and $5071 in other investments. Insurance: Health Insurance with a premium of $3837 and coverage of $297912. Debt: Yes, Amount: $6096, Type: Mortgage, Interest Rate: 4.508938770898774%. Loan Start Date: 2020-02-22, Loan End Date: 2031-02-27. No emergency fund. [/INST] Plan for John Russo: