<s>[INST] Sarah Reed is a 63-year-old Female who works as a Artist. They are currently Divorced and live at 5554 Robert Brooks Apt. 183, Gabrielport, TX 23717 in UK. They have 1 dependents: Madison (Age: 5, Gender: Male). Their financial goal is Save for Education with a target amount of $121982 to be achieved in 25 months. Currently, they earn $106548 per month and have an expenditure of $31928. They have $16160 in savings, $9115 in fixed deposits, $1225 in stocks, $4401 in mutual funds, and $6595 in other investments. Insurance: Home Insurance with a premium of $5144 and coverage of $310041. Debt: Yes, Amount: $9292, Type: Mortgage, Interest Rate: 6.194952096105471%. Loan Start Date: 2018-09-14, Loan End Date: 2034-07-09. No emergency fund. [/INST] Plan for Sarah Reed: