<s>[INST] Kathleen Ford is a 64-year-old Female who works as a Engineer. They are currently Married and live at USNV Garza, FPO AE 62756 in USA. They have 3 dependents: Debra (Age: 21, Gender: Female), David (Age: 2, Gender: Male), Megan (Age: 10, Gender: Male). Their financial goal is Save for Education with a target amount of $56033 to be achieved in 31 months. Currently, they earn $89742 per month and have an expenditure of $25072. They have $6294 in savings, $7140 in fixed deposits, $26777 in stocks, $15366 in mutual funds, and $16672 in other investments. Insurance: Home Insurance with a premium of $2173 and coverage of $58418. Debt: Yes, Amount: $13044, Type: Personal Loan, Interest Rate: 9.789874037794885%. Loan Start Date: 2021-05-16, Loan End Date: 2027-09-27. Emergency Fund: Yes, Amount: $13384. [/INST] Plan for Kathleen Ford: