<s>[INST] Sandra Phillips is a 23-year-old Male who works as a Engineer. They are currently Divorced and live at 392 Hernandez Cliffs, Mendozaside, GA 89764 in UK. They have 2 dependents: Melissa (Age: 23, Gender: Male), Brittany (Age: 7, Gender: Female). Their financial goal is Save for House with a target amount of $432781 to be achieved in 79 months. Currently, they earn $119582 per month and have an expenditure of $16993. They have $21711 in savings, $12904 in fixed deposits, $36406 in stocks, $3042 in mutual funds, and $19595 in other investments. Insurance: Life Insurance with a premium of $9767 and coverage of $365812. Debt: Yes, Amount: $15274, Type: Personal Loan, Interest Rate: 8.230424764898888%. Loan Start Date: 2017-12-02, Loan End Date: 2031-09-13. Emergency Fund: Yes, Amount: $15913. [/INST] Plan for Sandra Phillips: