<s>[INST] Bernard Guerrero is a 36-year-old Male who works as a Teacher. They are currently Married and live at 6340 Jordan Lodge, South Anthonyview, MO 32629 in USA. They have 4 dependents: Lori (Age: 3, Gender: Female), Ryan (Age: 13, Gender: Female), John (Age: 6, Gender: Male), Melissa (Age: 1, Gender: Female). Their financial goal is Travel with a target amount of $151202 to be achieved in 48 months. Currently, they earn $37620 per month and have an expenditure of $15139. They have $46649 in savings, $29753 in fixed deposits, $44525 in stocks, $24500 in mutual funds, and $19057 in other investments. Insurance: Auto Insurance with a premium of $6605 and coverage of $302404. No debt. Emergency Fund: Yes, Amount: $3812. [/INST] Plan for Bernard Guerrero: