<s>[INST] James Bell is a 25-year-old Male who works as a Artist. They are currently Married and live at Unit 6902 Box 8989, DPO AE 52431 in UK. They have 4 dependents: Alejandra (Age: 14, Gender: Female), April (Age: 7, Gender: Female), Amy (Age: 27, Gender: Female), Christina (Age: 9, Gender: Female). Their financial goal is Retirement with a target amount of $153478 to be achieved in 15 months. Currently, they earn $64389 per month and have an expenditure of $14210. They have $15621 in savings, $23662 in fixed deposits, $24590 in stocks, $27730 in mutual funds, and $6318 in other investments. No insurance. No debt. No emergency fund. [/INST] Plan for James Bell: