<s>[INST] Caleb Beltran is a 54-year-old Male who works as a Engineer. They are currently Divorced and live at 8464 Peter Mountain, Nicholasview, UT 58134 in Canada. They have 1 dependents: Lawrence (Age: 20, Gender: Female). Their financial goal is Retirement with a target amount of $66856 to be achieved in 30 months. Currently, they earn $31039 per month and have an expenditure of $25045. They have $38618 in savings, $12822 in fixed deposits, $28785 in stocks, $4597 in mutual funds, and $4373 in other investments. No insurance. Debt: Yes, Amount: $8837, Type: Personal Loan, Interest Rate: 13.373142455555465%. Loan Start Date: 2021-09-20, Loan End Date: 2033-11-27. Emergency Fund: Yes, Amount: $1478. [/INST] Plan for Caleb Beltran: