<s>[INST] Alec Francis is a 57-year-old Male who works as a Doctor. They are currently Divorced and live at 18718 Michael Forge Suite 015, Taylormouth, VI 28227 in UK. They have 2 dependents: Willie (Age: 14, Gender: Female), Cole (Age: 20, Gender: Female). Their financial goal is Save for Education with a target amount of $57703 to be achieved in 34 months. Currently, they earn $114438 per month and have an expenditure of $43173. They have $18550 in savings, $14600 in fixed deposits, $17116 in stocks, $1208 in mutual funds, and $8980 in other investments. Insurance: Health Insurance with a premium of $6266 and coverage of $120304. Debt: Yes, Amount: $16897, Type: Credit Card, Interest Rate: 19.081289748474%. Loan Start Date: 2015-05-20, Loan End Date: 2032-02-09. Emergency Fund: Yes, Amount: $4650. [/INST] Plan for Alec Francis: