Below is an instruction that describes a task. Write a response that appropriately completes the request.

### Instruction:
How many profits is the company that is headquartered in the USA, in the banking industry, and has sales (billion $) less than 98.64 bringing in?

### Inputs:
table_name: table, columns: ['Rank', 'Company', 'Headquarters', 'Industry', 'Sales (billion $)', 'Profits (billion $)', 'Assets (billion $)', 'Market Value (billion $)']

### Response:
SELECT SUM Profits (billion $) FROM table WHERE Headquarters = usa AND Industry = banking AND Sales (billion $) < 98.64