Below is an instruction that describes a task. Write a response that appropriately completes the request.

### Instruction:
Who is the rider who has a rank lower than 10, and a time of 1:26.31.20?

### Inputs:
table_name: table, columns: ['Rank', 'Rider', 'Team', 'Speed', 'Time']

### Response:
SELECT Rider FROM table WHERE Rank < 10 AND Time = 1:26.31.20