Section 14.3 Shipper shall file a claim (i) for loss or damage to shipments within three (3) months from the date of delivery and (ii) for delay (or non-delivery) within three (3) months of the date that delivery reasonably should have been made. Within ninety (90) days of receiving a claim from Shipper for loss, damage, or delay, Carrier shall pay or deny the claim (in which case the reasons for denial shall be fully explained), or make a

                                                             firm compromise offer.
