Kammala wannan jumla: Mai kula da aikin, Occidental Petroleum, ya sayi takardar inshora kai tsaye daga masu ba da inshora na Lloyd, waɗanda daga baya suka ba da rabonsu na haɗarin ga wasu ƙungiyoyi ta hanyar sake inshora. Wadannan reinsurers sa'an nan bi da bi reinsured wani ɓangare na hadarin fita zuwa wasu reinsurance underwriters cikin Lloyd ta (da aka sani da "retrocessionaires"), da sauransu. Sakamakon haka, yawancin ƙungiyoyi, musamman waɗanda ke rubuta babban adadin wuce haddi na sake sakewa, sun zama masu fuskantar wannan da'awar sau da yawa ta hanyar yadudduka da yawa a cikin karkace. Sauran bala'i, ciki har da Hurricane Hugo da kuma
"Exxon Valdez" zubar da man fetur a shekarar 1989, shi ma ya shiga cikin juyi.