Akaberekerwa muBarking, London, Terry akapinda muEastbury Comprehensive School uye akatambira Chelsea Sunday League timu Senrab, iyo yaisanganisirawo vatambi veChelsea Premier League Sol Campbell, Jermain Defoe, Bobby Zamora, Ledley King naJlloyd Samuel. Semukomana, pakutanga aive chikamu chehurongwa hwevechidiki hweWest Ham United, achivabatana semubati wepakati muna 1991. Akatamira kuChelsea aine makore gumi nemana, achitamba vechidiki vekirabhu uye zvikwata zvekuchengetedza. Yakanga iri nekuda kwekushomeka kwevadziviriri vepakati kuti akaendeswa kunzvimbo yepakati, chinzvimbo chaanotamba nhasi.
Kurwiswa kwaSeptember 11