A cikin shekaru, kasuwanci model sun zama mafi sophisticated. A bait da ƙugiya kasuwanci model (kuma ake magana a kai a matsayin "razor da ruwan wukake kasuwanci model" ko "daura kayayyakin kasuwanci model") da aka gabatar a farkon karni na 20. Wannan ya shafi miƙa wani asali samfurin a wani sosai low cost, sau da yawa a wata hasara ("bait"), sa'an nan cajin compensatory maimaita yawa ga refills ko hade kayayyakin ko ayyuka (da "ƙugiya"). Misalai sun hada da: razor (bait) da ruwan wukake (ƙugiya); wayoyin hannu (ƙugiya) da kuma iska lokaci (ƙugiya); kwamfuta firinta (ƙugiya) da kuma tawada harsashi cartridges (ƙugiya); da kuma kyamarori (ƙugiya) da prints (ƙugiya). A bambance-bambancen da wannan model ne Adobe, a software developer cewa ya ba da free daftarin karatu na da yawa daruruwan daloli amma cajin daftarin marubucin kwamfuta Tambaya: Shin, an yi la'akari da wani bait ko ƙugiya?
ƙugiya