An haife shi a Barking, London, Terry ya halarci makarantar Eastbury Comprehensive School kuma ya buga wasan ƙwallon ƙafa na gida na Senrab, wanda kuma ya ƙunshi 'yan wasan Premier League na gaba Sol Campbell, Jermain Defoe, Terry Morris, Bobby Zamora, Ledley King da Jlloyd Samuel. A matsayin yaro, da farko ya kasance wani ɓangare na tsarin matasa na West Ham United, ya shiga su a matsayin dan wasan tsakiya a shekarar 1991. Ya koma Chelsea a shekara 14, yana wasa don matasa da kungiyoyin ajiyar kulob din.
Barking