Kammala jumla mai zuwa: Marie Charlotte Amélie Augustine Victoire Clémentine Léopoldine na Saxe-Coburg da Gotha, wanda aka fi sani da sunan "Charlotte", ita ce 'yar Sarki Leopold I na Belgium da Louise na Orléans. Sunan farko na girmamawa ga marigayi Princess Charlotte na Wales, matar mahaifinta ta farko. Ita ce ta huɗu kuma ta ƙarshe kuma 'yar kaɗai ta ma'auratan masarautar Belgium, bayan Louis-Philippe (wanda ya mutu ƙasa da shekara ɗaya a 1834), Leopold (an haife shi a 1835) da Philippe (an haife shi a 1837). Sarauniya Louise ta ƙarshe ciki ya kasance da wuya akwai tsoron zubar da ciki a watan Afrilu, amma a ranar 7 ga Yuni, 1840 da karfe 1 na safe, an haifi Charlotte cikin koshin lafiya a Fadar Laeken. Da farko ya damu da haihuwar 'yar, wanda ba shi da sarauta a Belgium a wannan lokacin, Sarki Leopold I ya kasance da hankali da' yarsa, wanda ya zama cikin ɗansa da ya fi so. Ta hanyar mahaifiyarta, Charlotte jikoki ne na Louis Philippe I da Maria Amalia na Sicilies biyu, Sarki da Sarauniyar Faransa kuma ta hanyar mahaifinta, ita ce dan uwan farko na Sarauniya Victoria na United Kingdom na Burtaniya da Ireland; godiya ga wannan dangantaka, kuma ban da zama na yau da kullun a cikin birnin Ostend a lokacin bazara, Charlotte tana yin hutu mai tsawo tare da kakanta na mahaifiyarta a cikin gidajen sarauta na Faransa da kuma a gidan dan uwanta a Windsor Castle. Tana da kusanci da kakarta, Sarauniya Maria Amalia, kuma su biyun suna yin rubutu akai-akai; bayan da
Juyin Juya Halin Faransa na 1848 wanda ya kawar da kakanninta da kuma fitar da su zuwa Ingila, don 'yan makonni daga cikin shekara, Charlotte ya zauna a Claremont tare da iyalan mahaifiyarta a gudun hijira.