[{'role': 'user', 'content': "Analyze the following clause from a privacy policy and determine if it's fair or unfair. Also identify any privacy practices mentioned: Microsoft Wallet. You can use Microsoft Wallet to hold information such as coupons, loyalty cards, tickets, and other digital content. Where available, you can also add payment cards to the Microsoft Wallet to make payments at participating stores using NFC (near-field communication)."}, {'role': 'assistant', 'content': 'This clause is fair. The privacy practices mentioned are: nan.'}]