[{'role': 'user', 'content': "Analyze the following clause from a privacy policy and determine if it's fair or unfair. Also identify any privacy practices mentioned: We also shall use payment gateways such as PayTM, Google Wallet, RazorPay etc. and such information collected by PayTM etc. will be bound by the terms of non disclosure and confidentiality inherent to such websites."}, {'role': 'assistant', 'content': 'This clause is fair. The privacy practices mentioned are: nan.'}]