[{'role': 'user', 'content': "Analyze the following clause from a privacy policy and determine if it's fair or unfair. Also identify any privacy practices mentioned: Services Payment While availing any of the payment method/s available on the App, we will not be responsible or assume any liability, whatsoever in respect of any loss or damage arising directly or indirectly to you due to: Lack of authorization for any transaction/s, or Exceeding the preset limit mutually agreed by you and between 'Bank/s', or"}, {'role': 'assistant', 'content': 'This clause is fair. The privacy practices mentioned are: nan.'}]