[{'role': 'user', 'content': "Analyze the following clause from a privacy policy and determine if it's fair or unfair. Also identify any privacy practices mentioned: You can complete payments in Kik through a third party payment processor (currently Stripe, whose privacy policy is located here: https://stripe.com/us/privacy). Your credit card information, if you choose to enter it, is held by this third party and not by Kik."}, {'role': 'assistant', 'content': 'This clause is fair. The privacy practices mentioned are: nan.'}]