Obtaining Private Prospectuses
How can I get quarterly information about private companies? Ask the owner(s).  Unelss you have a relationship and they're interested in helping you, they will likely tell you no as there's no compelling reason for them to do so.  It's a huge benefit of not taking a company public.
"A currency devaluation isn't a hard default, please don't confuse the two. Although most times a sizable devaluation does lead to default and usually most successful defaults are accompanied by a devaluation.   Here is an [article](http://www.mindfulmoney.co.uk/wp/shaun-richards/how-the-necessary-greek-devaluation-and-default-should-and-hopefully-would-happen/).   &gt;There's nothing positive coming from breaking up with the world's monetary system, any positive results that you get could be obtained with much less suffering by doing whatever austerity measures you need in order to honor your debts.  I'm sure Greece would love to do that if they could. You really think Greece with a GDP to Debt ratio of 164% (as of 2011) is going to be able to pay back it's debts in a orderly fashion? Come on. Austerity is only going to result in recession/stagnation and at best slower growth and since they are getting loans from the IMF/EU - they are taking on even more debt! So they are being put into a position of no economic growth while expanding their debt burden - yeah that's really sustainable! ;).   &gt;AFTER the ""evil capitalists"" took power and privatized the state corporations the situation started to improve  Just because I think the most viable option for Greece is a currency devaluation does not make me a ""evil capitalist""." "Whoa whoa whoa, let's not twist that data and make an assertion that it doesn't support. Yes, medical inflation has outpaced the CPI for ages, *but* when you disaggregate spending into Medicare (US single-payer) and private insurers, [Medicare is able to better contain costs](http://content.healthaffairs.org/content/22/2/230.full) (my hypothesis: likely due to its ability to leverage its scale and keep costs low, while private insurers are fragmented against strong provider networks).   But wait! you're thinking: shouldn't market forces keep insurance outlays low? It's Econ 101, right? Theoretically they should, but this ignores the industrial structure of healthcare providers and assumes perfect competition that doesn't exist. Typically, providers (doctors groups, hospitals, etc) are [highly localized and able to exercise significant market power in a community](http://content.healthaffairs.org/content/23/2/8.full) relative to several insurance plans who are competing to contract that provider ""in-network."" For example, when Aetna, Cigna, and BCBS go up against, hypothetically, Cedars-Sinai to negotiate payment rates, Cedars has the ability to obtain high reimbursement rates because the three insurers have to have that provider in-network to remain competitive. Ironically, the less competition on the insurer side in that market, the better reimbursement rates would be observed since the sole insurer would capture a large fraction of patients in the geographic area served and could use that volume to negotiate better rates.  Finally, there's the overhead issue. Medicare has lower overhead expenses than private insurers do (again, my guess: greater economies of scale and lower advertising and marketing costs, coupled with no profit motive). [Even health insureres themselves agree (.pdf warning)](http://www.cahi.org/cahi_contents/resources/pdf/CAHI_Medicare_Admin_Final_Publication.pdf) that Medicare has lower overhead costs, and that includes some questionable addition of what the authors claim are hidden Medicare expenses.  I'm inclined to believe that a single-payer is probably more efficient and cheaper than a fragmented private insurance market. That said, I also find some sympathy to the argument that maintaining a robust private insurance market may spur innovation on payor innovation (e.g., increased participation in wellness programs for enrollees, or increasing the likelihood that patients be more sensitive to costs and benefits when seeking care). After all, countries like Germany and Switzerland are able to maintain a private insurance market while ensuring nearly universal coverage. Either way, though, arguing that health inflation alone makes single payer systems ""mathematicaly unsustainable"" isn't a strong argument, since private insurers are currently doing **worse** on cost containment." You should invest in that with the best possible outcome.  Right now that is in yourself.  Your greatest wealth building tool, at this point, is your future income.  As such anything you can do to increase your earnings potential.  For some that might mean getting an engineering degree, for others it might mean starting a small business.  For some it is both obtaining a college degree and learning about business. A secondary thing to learn about would be personal finance. I would hold off on stocks, at this time, until you get your first real job and you have an emergency fund in place. Penny stocks are worthless, forget about them. Bonds have their place, but not at this point in your life.   Saving up for college and obtaining a quality education, debt free, should be your top priority. Saving up for emergencies is a secondary priority, but only after you have more than enough money to fund your college education. You can start thinking about retirement, but you need a career to help fund your savings plan.  Put that off until you have such a career. Investing in stocks, at this juncture, is a bit foolish.  Start a career first.  Any job you take now should be seen as a step towards a larger goal and should not define who you are. I do NOT know the full answer but I know here are some important factors that you need to consider : Do you have a physical location in the United States? Are you working directly from Canada? With a office/business location in the United States your tax obligation to the US is much higher. Most likely you will owe some to the state in which your business is located in Payroll Tax : your employer will likely want to look into Payroll tax, because in most states the payroll tax threshold is very low, they will need to file payroll tax on their full-time, part-time employees, as well as contractor soon as the total amount in a fiscal year exceeds the threshold Related to No.1 do you have a social security number and are you legally entitled to working in the States as an individual. You will be receiving the appropriate forms and tax withholding info Related to No.3 if you don't have that already, you may want to look into how to obtain permissions to conduct business within the United States. Technically, you are a one person consulting service provider. You may need to register with a particular state to obtain the permit. The agency will also be able to provide you with ample tax documentations.  Chances are you will really need to piece together multiple information from various sources to resolve this one as the situation is specific. To start, look into consulting service / contractor work permit and tax info for the state your client is located in. Work from state level up to kick start your research then research federal level, which can be more complex as it is technically international business service for Canada-US "There are several such ""lists."" The one that is maintained by the company is called the shareholder registry. That is a list that the company has given to it by the brokerage firms. It is a start, but not a full list, because many individual shareholders hold their stock with say Merrill Lynch, in ""street name"" or anonymously. A more useful list is the one of institutional ownership maintained by the SEC. Basically, ""large"" holders (of more than 5 percent of the stock) have to register their holdings with the SEC. More to the point, large holders of stocks, the Vanguards, Fidelitys, etc. over a certain size, have to file ALL their holdings of stock with the SEC. These are the people you want to contact if you want to start a proxy fight. The most comprehensive list is held by the Depositary Trust Company. People try to get that list only in rare instances." "I have all of those. My lawyer is reviewing the engagement letters with the capital advisors, and has spun up the CPA/tax lawyer. We are engaging the right people at the right times.  However, I'm curious to see what a loan proposal looks like at the $100 million level. I'm not looking for Redditors to represent me with the banks, I'm looking to see if anyone on Reddit happens to have a copy of (or know where to find one) a loan proposal from a large corporation for a similar amount of money.  For example, when we sold a division of the company, I evaluated the pitch decks that our consultants made against the pitch decks made/released by tech firms. While the metrics are all largely different, it was a useful exercise to be able to see if we were at least in the ""ballpark"" of a deck that was considered successful." Sounds like you are starting an investment club. What you need is an investment club partnership agreement. Have a look at this free document. EDIT Based on OP's comments, it appears that the OP will be acting as an adviser/manager of a private investment fund. If the fund is not open to the public, it may still be treated as a type of investment club, but different rules -- including possibly having to register with the SEC -- may apply (quoted from the first link): If the adviser is compensated for providing the advice regarding the club's investments, the adviser may need to register according to the Investment Advisers Act of 1940. Also, if one person selects investments for the club, that person may have to register as an investment adviser. In general, a person who has $25 million or more in assets under management is required to register with the SEC under the Investment Advisers Act of 1940. A person managing less than $25 million may be required to register under the securities laws of the state or states in which the adviser transacts business. Those are some big aspirations while still in school and certainly are attainable :)  Here's a good [article](http://www.mergersandinquisitions.com/proprietary-trading-careers/) that will hopefully outline your expectations of prop trading. Hope this helps!  I've been trading currency for going on 4 years and have also been looking into prop trading. I studied finance and econ in college and currently work as a financial advisor for a small firm. I have a series 6 and 63. Currently working on my series 3 to seep my way into the field via a legitimate broker/dealer. If I had plenty of capital, I certainly would rather just be an independent trader.