Can an immigrant get a mortgage in the us?
There are two Questions: Financial institutions do not care about your nationality, only your ability to pay over time. For long term debt the lender will want assurances that the borrower has the ability and means to pay the debt over time. A legal resident in the US should have no more difficulty obtaining financing than a citizen under similar life circumstances. The Lender is also under legal obligation to confirm that the borrower is who they say they are, will have the ability to pay over time AND have no malicious intent in the purchase. Persons who do not have legal status in the US, AND who do not have the means to pay for property outright will have difficulty obtaining financing as they will have trouble establishing the requirements of the Lender. This is simple math, a lender will be reluctant to lend to any person who is more likely to have difficulty paying the obligation than another. In your case Your father would be an unlikely candidate for a mortgage because he cannot establish his legal status nor can he guarantee that he will have the legal right to earn a means to pay the loan back. This puts the lender at risk both of losing the money lent AND losing the right to repossess the property if the borrower doesn't pay.  Despite all of the obstacles I have indicated above, it is still possible for your father to purchase property legally, but the risk and the cost go way up for him as a borrower. There may be sellers willing to finance property over time, but your father's status puts him at a disadvantage if the seller is not honest.  There may be community coalitions which can help you work through the challenges of property ownership. Please see these related articles
I don't know about that particular program, but more often than training foreign doctors are US medical schools are simply hiring doctors trained in foreign medical schools. Unlike most disciplines, the AMA controls the number of medical students admitted each year to medical colleges. This keeps the supply of doctors down, unlike, say, paw school or MBA programs, where there could be more supply than demand. The lack of demand keeps the wages high for doctors, but the alleged reason for restricting student numbers is higher quality. As far as giving the limited seats to immigrants, it doesn't affect supply. Hiring foreign trained doctors who pass the USMLE does affect supply; that is an example of using immigrant labor to increase worker supply and drive down wages. For DACA Immigration Attorney, contact Immigration Law Group, PC (ILG) at 1300 Connecticut Ave. NW, Suite 525, Washington, DC 20036, Phone: 202-416-1789. ILG is a Washington, D.C. law firm which practices exclusively in US immigration law. ILG represents a wide variety of clients from around the world. Call today to arrange an in-person consultation or get more information at http://www.immigrationgroup.com/CM/Custom/DACA_deferred_action.html New Zeeland is quite prone to earthquakes, that is why low buildings are popular.  Also, it is the foreigners that are the problem. They do drive the price up. Especially some 'lucky' house numbers are really wanted by Chinese immigrants.  But there's nothing you can do about it. Instead of foreigners buying houses, it will be companies registered in New Zealand that will buy them. Those measures will only hit middle class immigrants, not richer people who are driving prices up. There isn't a single career or major that US education system is unable to churn out an abundance of graduates. There isn't a software language in the USA that a USA company needs, that India has experience with, but the USA does **not** have experience with. Immigrants come to the USA for an education, not the other way around. We don't see countless Americans going to India for their computer science degree because USA schools are just not good enough. This holds true for economics, chemistry, physics, and any other discipline. The immigrants are not more skilled, and are typically lower skilled. They are just cheaper, that is all. Undocumented immigrant labor was welcomed by Wall Street for decades because it broke the working class unions. Well paying white collar jobs are also being given to immigrant labor to drive down costs, it is that simple. Interesting read. If that is true then residential neighborhoods are about to become a HOT investment in RE. If millennials do move out then this also could delay a subprime auto loan mini recession.  Edit: transportation into cities would increase and we haven't quite moved into the electric car market so this is a positive read for those in auto For cross-border transactions like this you should really take advice from an accountant or lawyer who specialises in them, because there may be tax treaties between the two that complicate the situation. However, in general borrowing money doesn't have tax implications in itself, and there's no limit as such. You do need to consider the following points: If this is zero or less than you could plausibly get commercially, your friend is effectively giving you the difference between the interest rates. If your friend in Korea has a connection to the US she or he may be subject to the gift tax. In practice this only matters if the total amount of gifts they give to anyone over their lifetime plus the size of their estate over their lifetime is large. Non US-persons are exempt though if the amounts are large enough they may need to be reported. Financial institutions are generally required to report large international transactions (typical thresholds are around $10,000) for scrutiny by the government, in case the transaction is related to something illegal. This shouldn't be a problem in itself but you should be aware it'll happen. It shouldn't make any difference how you transfer the money, but it would be wise to get as much documentation as possible in case of later questions. The best place to get further advice would be the US bank you'll be transferring the money into initially. This is really a question for a lawyer given the cross-border nature of the transaction, but you and your friend should sign a contract specifying how and when the loan will be repaid. Your friend should also consider setting up the loan as a mortgage and taking a charge on your home. Even if your friend trusts you, a charge on the home will protect him or her in the event of you having financial problems and another creditor laying claim to the home. Adding to what others have said, if the mortgage for the new house is backed by the federal government (e.g., through FHA or is to be sold to Fannie Mae/Freddie Mac) you would be violating 18 USC § 1001, which makes making intentionally false statements to any agent or branch of the federal government a crime punishable by up to 5 years' imprisonment. The gift letter you are required to sign will warn you of as much. Don't do it, it's not worth the risk of prison time. You cannot open an account in USA unless you have an address to provide to the bank in USA, You need ID, such as US Driver's License.