Depositing a check with a DBA on the title
Assuming it's your business, endorse the check as yourself and your DBA name, payable to your personal account
Do NOT use the same LLC.  By default he would own 1/2 of the DBA so you would have to hire an attorney to section it off.  Then you have to worry about him changing his mind later and suing you if the DBA is sucessful.  Not to mention the EIN controls the cash and tax flow and the DBA would be using the same EIN so it gets really murky.  Don't even consider it, just create a new LLC. This is a reasonable requirement which many banks probably have. The reason is that after you deposit a check, ACH or direct deposit - they may be reversed after a couple of days (check bounced, payment canceled, etc). If you wire the money out, and then the check by which you got the money gets bounced - the bank is left hanging because money wired out is very hard to return. Wire transfers are generally irreversible unless its a mistake in the wire.  After 10 days, these transactions cannot be reversed and the money is bound to remain on the account, so you can wire it out. By the way, it also goes for cashier's checks as well, I had a similar discussion with my banker (don't remember if it was WF or Chase) when I needed one based on a ACH transfer from my savings account elsewhere. They gave me the check, but said that its because I proved that the transfer was from my own account. "There's nothing you can do. If he has indeed deposited the check, it would appear on your account fairly quickly - I've never seen it taking more than 2-3 business days. However, a check is a debt instrument, and you cannot close the account until it clears, or until the ""unclaimed property"" laws of your state kick in. If he claims that he deposited the check, ask it in writing and have your bank (or the bank where it was deposited) investigate why it takes so long to clear. If he's not willing to give it to you in writing - he's likely not deposited it. Whatever the reason may be, even just to cause you nuisance. Lesson learned. Next time - cashier's check with a signed receipt. Re closing the LLC: if you're the only two partners - you can just withdraw yourself from the LLC, take out your share, and drop it on him leaving him the only partner. Check with your local attorney for details." "The way they are tricking you is that they will ask you to send some of the proceeds of the check back to them, after you deposit it in your bank account. So, lets say they send you a $2000 check. You deposit it, send them $500 over western union. And then the bank pulls all $2000 out of your account (the value of the check), leaves you with a negative $500 balances and freezes your account because it took them 3 days to figure out the check was bad. You'll also be in trouble with several authorities. (Whether you send the actual fraudsters money or not) The people that ""enlightened you"" made some money. They get away with it because you don't know their name or anything, the check was written in your name, which is the main paper trail. There is no temp agency." "The store owners don't know what your intentions are.  All they know is they gave you good cash for a bad check.   Part of this is that you're paying for the bad acts of others in the past, and these people aren't in the business of trying to understand your intentions.  If you show good faith by going in and paying whatever you can, it will go a long way toward getting them to work with you on the balance. I don't know if they'd have much of a criminal case if the check you gave them was clearly marked as ""void"" and you've shown a willingness to resolve the situation.  Of course you can't blame them for not wanting to accept another check from you.  Good old hard cash, even if it isn't the full amount, will be a better sign of your intent to repay the debt." No fees: Write a check. Deposit it into the other bank. For an individual its not automatic. One needs to ask the Bank, return the check.   For Corporate Customer depending on how big the relationship is, many a times this is given as a service and there is an automatic return US Bank just introduced this feature, but they want $.50 per deposit!  No way man. Schwab has an Android App I have used a dozen times.   Very easy and pretty consistent.  It worked on folded checks, pictures on a reflective background (kitchen table top), big company issued checks and of course personal checks. Very positive feeling from this app and the ability to deposit.