Are Chase credit cards commonly accepted for purchases?
If you read the fine print in the Pricing & Terms section of that card, you'll see: By becoming a Visa Business Card cardmember, you agree that the card is being used only for business purposes and that the card is being issued to a public or private company including a sole proprietor or employees or contractors of an organization. So that card is a Chase-branded Visa card, and should be accepted anywhere other Visa cards are. Credit cards are normally either MasterCard or Visa, although many of them make that rather inconspicuous.  The only major exceptions I know of are American Express and Discover.  (And store cards that are only good at one particular store.)
"The most likely reason for this card is that Amazon has an arrangement with the issuer (I believe that that used to be Chase; may have changed since).  Such an arrangement may allow Amazon to take the risk of chargebacks, etc. in return for the issuer handling the mechanics of billing.  This is advantageous for Amazon, as otherwise they are subject to both their own procedures and those of the issuer.  Amazon would rather take the entire risk than share it with someone else who charges for the privilege.   Fees for processing credit cards can be as much as 5%, although 1-2% is more typical.  Due to its size, Amazon may already have negotiated fees lower than 1%.  But even so, any savings they make are to their benefit.  Further, now they can get a share of the fees charged to other merchants.  For example, if you buy a book from Barnes & Noble (an Amazon competitor) with the Amazon card, then Amazon gets some money in return, say 1% of the transaction.   If the price is the same on Amazon and at Barnes & Noble, you can actually save money with the Amazon card.  Amazon gives more ""cash back"" in the form of gift card balance for an Amazon purchase.  So the card may mean that you buy from Amazon when you might otherwise have chosen someone else.  If we again assume a 20% margin, they only need $200 of additional purchases to make $40 of profit.  Someone who buys $1000 additional on the Amazon site makes them $200 of profit.  They're over $160 ahead.   Also note that Amazon is only giving you a gift card, which you have to use on Amazon.  And it's difficult to spend exactly $50.  As a practical matter, most people will buy, say, $60, with $10 of that money.  So they sell you $48 of merchandise (their cost, assuming a 20% margin) for $10.  They lost $38 on that transaction, but they've lured you into a long term relationship that may return more than that.  And they didn't lose the $50 you gained.  They only lost $38.   Think about it as a marketing cost.  Amazon is willing to pay $38 for a long term relationship with you.  From their perspective, doing so in such a way that you come out $50 ahead (assuming you would have made the same purchases without this), is a win-win.  Because once they have that relationship, they can leverage it to give them savings elsewhere.   This is Amazon's approach in general.  Originally all their products were drop shipped (from someone like Ingram Micro).  They handled the web site and billing while the drop shipper handled inventory and shipping.  Then Amazon added their own warehouses.  Now they can do all that separately.   This is just the same thing for buyers.  Amazon manages all the risk of the transaction and thus gets all the profit.  Because Amazon is managing the credit card risk, they have access to all the credit history.  This helps them better determine if that sudden shipment of a $2000 camera to Thailand is a real transaction (you're a photographer who regularly vacations in Thailand) or a fake (you've never been to Thailand in your life and your phone is camera enough).  That additional information may itself be worth enough to make the relationship profitable for Amazon.   Amazon certainly gets something out of the relationship.  You give them money.  And you are likely to give them more money with the Amazon card than they would otherwise receive.  But you get products in return.  Is that a good deal?  If you prefer having the products to the money, then yes.   Others have suggested that it's the irresponsible credit card users that generate the real profit.  I disagree.  They generate more revenue in the short term, but then they overspend and declare bankruptcy.  Then Amazon loses its money.  Yes, they get more interest and fees in that case, but if they lose $1000, they needed to make $1000 in profit just to break even.  It's safer to make the smaller short term profits with responsible customers who will continue to be customers for the long term.   A steady profit of $100 or $200 a year is better than a one time profit of $500 followed by a loss of $1000 followed by nothing for ten years.   Anyway, your question was if you should sign up for the card.  If you are planning on doing a lot of shopping on Amazon, you might as well.  It gives you cash back.  If shopping on Amazon is inconvenient, then perhaps that outweighs the advantage of the card.  The ""cash back"" is just Amazon money.  You can't spend it anywhere but Amazon.  If each transaction gives you a little bit of Amazon money, you have to keep going back to spend it." "A retail revolving account is essentially a credit card offered by a store (or chain of stores) and usable only at that store. In my area, the Sears department store's ""Sears card"" would be a good example. Stores offer these to capture a bit more profit from the transaction. They don't have to pay someone else's processing fees, and they get to keep any interest you pay. Of course they also accept the costs that go along with retail lending. It operates just like any other revolving-credit card. Read the fine print of the agreement to see what the grace period is, if any, and what APR they're charging after that. These cards also serve as a marketing tool. Some stores don't accept any other card. Some can do ""instant approvals"" to encourage you to make a large purchase now rather than continuing to shop around. Some may offer special deals only if you use their card -- I paid 0% interest for a year on my refrigerator, which was convenient for me. And so on. Gasoline stations also used to offer their own cards... though these days it's common for them to offer a branded version of one of the major credit cards instead." Think about the credit card business model... they have two revenue generators: interest and fees from borrowers and commissions and fees to merchants. The key to a successful credit card is to both sign up lots of borrowers AND lots of merchants. Credit card fortunes have improved dramatically since the 1990's when formerly off-limits merchants like grocery stores began to accept cards. So when a credit card lets you just pull cash out of any ATM, there are a few costs they need to account for when pricing the cost for such a service: Credit card banks have managed to make cash advances both a profit center and a self-serving perk. Knowing that you can always draw upon your credit line for an emergency when cash is necessary makes you less likely to actually carry cash and more likely to just rely on your credit card. I do this all the time with around 5 credit cards (Chase Slate, Bank of America, Capital One, Barclay Card, and Discover). They will all send me balance transfer checks every month with rates ranging from 0% to 5%. Chase has some of the best rates (0-2% for 16 months). BofA has the best APRs, in case I need to keep the balance on for several months after the transfer expires. Generally you don't need to jump through hoops to get the money in your bank account. They will usually either wire it directly or you can just deposit the check. Do make sure you read the fine print on the offer. Most of the time, the offer will show up as a standard balance transfer. Sometimes, they may designate one of the checks as cash advance with much higher rates. Always double check the transfer fee and post-expiration APR. Recently did it with Barclay Card and Bank of America, both at 2% for 12-18months. The only card I've seen offer this on credit card purchases is Discover.  I think they have a special deal with the stores so that the cash-over amount is not included in the percentage-fee the merchant pays.  (The cash part shows up broken-out from the purchase amount on the statement--if this was purely something the store did on its own without some collaboration with Discover that would not happen). The first few times I've seen the offer, I assumed it would be treated like a cash-advance (high APR, immediate interest with no grace period, etc.), but it is not.  It is treated like a purchase. You have no interest charge if you pay in full during the grace period, and no transaction fee.  Now I very rarely go to the ATM. What is in it for Discover?  They have a higher balance to charge you interest on if you ever fail to pay in full before the grace period.  And Discover doesn't have any debit/pin option that I know of, so no concern of cannibalizing their other business.  And happier customers. What is in it for the grocer?  Happier customers, and they need to have the armored car come around less often and spend less time counting drawers internally. As long as you don't finance and the payment is upfront, its up to you and your customer how to pay. If you provide the product before the payment is being made or finance in any way (i.e.: there's debt), then the Canadian dollar, being legal tender in Canada, must be accepted. Considering the large amount, you would probably not be accepting cash anyway, so the point is moot. How they pay their credit cards is not your problem. However, do take into the account the currency exchange rates and fees that add costs to purchasing your product. If you don't have any physical presence (i.e.: online store only, no physical location on Canadian soil), then it goes by the rules of the jurisdiction where you've incorporated. Check with the local legal professional to be sure. You can look into getting a business credit card. When I had my Chase business credit card, I could add authorized users to the main account and set a spending limit on each card. "Assuming the question is ""will they close it for inactivity (alone)"".. the answer is ""Nope"" ... unequivocally. Update: < My answer is geared to credit Cards issues by companies that deal in credit, not merchandise (i.e. store cards, retailer cards, etc).  Retailers (like Amazon, etc), want to sell goods and are in the credit card business to generate sales.  Banks and credit companies (about whom I am referring) make their money primarily on interest and secondarily on service charges (either point of use charged to the vendor that accepts payment, or fees charged to the user).> The only major issuer I will say that it might be possible is Discover, because I never kept a Discover card.  I also don't keep department store cards, which might possibly do this; but I do doubt it in either of those cases too. My answer is based on Having 2 AMEX cards (Optima and Blue) and multiple other Visa/MC's that I NEVER use... and most of these I have not for over 10+ years. Since I am also presuming that you are also not talking about an account that charges a yearly or other maintenance fee..  Why would they keep the account open with the overhead (statements and other mailings,etc)? Because you MIGHT use it.  You MIGHT not be able to pay it off each month.  Because you MIGHT end up paying thousands in interest over many years.  The pennies they pay for maintaining your account and sending you new cards with chip technology, etc.. are all worth the gamble of getting recouped from you!  This is why sales people waste their time with lots of people who will not buy their product, even though it costs them time and money to prospect.. because they MIGHT buy. Naturally, there are a multitude of reasons for canceling a card; but inactivity is not one.  I have no less than 10+ ""inactive"" cards, one that has a balance, and two I use ""infrequently"".  I really would not mind if they closed all those accounts.. but they won't ;) So enjoy your AMEX knowing that your Visa will be there when you need/want it.. The bank that issues your Visa is banking on it! (presuming you don't foul up financially) Cheers!"