How a company in India can misuse my PAN number and its scanned copy that I provided as an interview candidate?
There is a possibility of misuse. Hence it should be shared judiciously. Sharing it with large / trusted organization reduces the risk as there would be right process / controls in place. Broadly these days PAN and other details are shared for quite a few transactions, say applying for a Credit Card, Opening Bank Account, Taking a Phone connection etc. In most of the cases the application is filled out and processed by 3rd party rather than the service provider directly.  Creating Fake Employee records is a possibility so is the misuse to create a fake Bank account in your name and transact in that account. Since one cannot totally avoid sharing PAN details to multiple parties... It helps to stay vigilant by monitoring the Form 26AS from the Govt website. Any large cash transactions / additional salary / or other noteworthy transactions are shown here. It would also help to monitor your CIBIL reports that show all the Credit Card and other details under your name.
I grill potential employees when they add “Level I Candidate” to their resume because such a statement requires little effort and proves nothing.  Many people (correctly) assume that participating in the CFA program shows that they are a more qualified employee candidate.  Therefore, some will simply register for the test, without really committing to the program.  It is easy to weed out the resume padders.  On the other hand, someone that declares they are a Level II or III candidate has proved they can commit to and pass the first test. We still discuss the program during the interview, but most of these people have already dedicated hundreds of hours of their time to the subject and eager to talk about their great accomplishment.  I am not too sure about the number of charter holders that are sought out by regional banks. "&gt;One key aspect of that is that -- via the ""in the door ahead of time"" -- even IF the company requires the HR process to be followed, the job spec can be ""constructed"" to match the pre-qualified candidate, and his/her resume can go to the top of the stack (already being in the manager's hands with a hearty recommendation/endorsement from one of his critical team members: i.e. ""HIRE this guy/gal!"")  I've seen that happen many times. It happened with the position I'm in currently. I started out as a temp. Originally the job ad  was some aimless posting about needing a new accountant, the accountant didn't even need a college degree if they had equivalent work experience. Then all of a sudden one week the posting changed to a copy-paste job of my work and educational experience (much more demanding than the previous ad)." "I'm assuming that by saying ""I'm a US resident now"" you're referring to the residency determination for tax purposes. Should I file a return in the US even though there is no income here ? Yes. US taxes its residents for tax purposes (which is not the same as residents for immigration or other purposes) on worldwide income. If yes, do I get credits for the taxes I paid in India. What form   would I need to submit for the same ? I am assuming this form has to   be issued by IT Dept in India or the employer in India ? The IRS doesn't require you to submit your Indian tax return with your US tax return, however they may ask for it later if your US tax return comes under examination. Generally, you claim foreign tax credits using form 1116 attached to your tax return. Specifically for India there may also be some clause in the Indo-US tax treaty that might be relevant to you. Treaty claims are made using form 8833 attached to your tax return, and I suggest having a professional (EA/CPA licensed in your State) prepare such a return. Although no stock transactions were done last year, should I still   declare the value of total stocks I own ? If so what is an approx. tax   rate or the maximum tax rate. Yes, this is done using form 8938 attached to your tax return and also form 114 (FBAR) filed separately with FinCEN. Pay attention: the forms are very similar with regard to the information you provide on them, but they go to different agencies and have different filing requirements and penalties for non-compliance. As to tax rates - that depends on the types of stocks and how you decide to  treat them. Generally, the tax rate for PFIC is very high, so that if any of your stocks are classified as PFIC - you'd better talk to a professional tax adviser (EA/CPA licensed in your State) about how to deal with them. Non-PFIC stocks are dealt with the same as if they were in the US, unless you match certain criteria described in the instructions to form 5471 (then a different set of rules apply, talk to a licensed tax adviser). I will be transferring most of my stock to my father this year, will   this need to be declared ? Yes, using form 709. Gift tax may be due. Talk to a licensed tax adviser (EA/CPA licensed in your State). I have an apartment in India this year, will this need to be declared   or only when I sell the same later on ? If there's no income from it - then no (assuming you own it directly in your own name, for indirect ownership - yes, you do), but when you sell you will have to declare the sale and pay tax on the gains. Again, treaty may come into play, talk to a tax adviser. Also, be aware of Section 121 exclusion which may make it more beneficial for you to sell earlier." Several things may be the cause.   The person who clicked with you may be side lined in the hierarchy.   You missed something basic in the entire presentation, maybe you should have picked up or said something about this being similar to X industry or what not. (Not saying you didn't, but pointing out that there is a lot of different reasons as to why it could have happened)   The interviewer could have been a tool   There was another better candidate.   The usual admonitions apply, this is the same advice I give close family members when they get dinged -   1) You are doing the right thing in analyzing it  2) If you can't figure out something to improve on soonish, stop chewing on it. Its quite possibly that the answer will pop into your head once you've had time to distance yourself. Or the answer could be pointless to obtain.  3) Getting in is usually a numbers game - keep at it.   The fact that you are focusing is a good thing. You could always try the good old:   - Thank you for taking the time out to interview me. I respect the decision taken and regret not being able to join a firm that I greatly respect and admire. If possible, would I be able to talk/meet with you at your convenience.  I usually frame these things better, but right now, personally not feeling that confident about sending such a mail so its reflecting in the language.  The reason I am suspicious that such a mail won't work is because it sounds you came through the generic recruitment barrage for undergrads - and lee way there is few and far between.  All the same, you said you managed to connect positively witht he first interviewer, so adapt and target this at that conversation, put it into your voice and send it to him/her.   Thank them for their time, appreciate the effort, and ask politely and with confidence if you could have some time to understand their thought process.   You wont get into that firm , but you will make a contact if all goes well. And thats worth a lot. Your friend is investing time & money in a business that does not list an address or phone number on its website, not even in its 'press kit'. Even when they make a press release about moving into a new building, it does not list the address or even the street! C'mon, this is obviously a scam.  No real business acts like this. My understanding of this would be that this is for the portion of the subsidiary which they do not own. In other words they record 100% of the subsidiary on their books and then make this entry to account for the % which another company has a minority interest in. "If someone gains access to these data, he could use social engineering approach to impersonate you - i.e. call the American Express and ask tell he he is you and he lost the access to the account and he needs the access to be reset and sent to certain email, and if they doubt it's you he would send them the statement data, even on company letterhead (which he would be able to fake since he has the data from the statements, and AE has no idea how the authentic letterhead looks like). He could also do the opposite trick - like calling your assistant or even yourself and saying something like ""I'm from American Express, calling about the transaction at this-and-this date and this-and-this time, this amount, please confirm you are {your name} and your address is {your address}, I need to confirm something"" - which would make it appear as he is really from AE since he knows all these details - and then ask you some detail he's missing ""for security"" - like your birth date or last digits of SSID or anything like that - and then use these details to impersonate you to AE.  So putting all this info together where it can be accessed by strangers does have risks. It may not work out if both you and AE personnel are vigilant and follow instructions to the letter, but we know it not always so." I have had a couple of businesses do this to me.  I simply ask them to come over to talk about the bill.  Sometimes this ends it.  If they come over then I call the cops to file a report on fraud.  A lot of times the police will do nothing unless they have had a load of complaints but it certainly gets the company off your back.  And if they are truly unscrupulous it doesn't hurt to get a picture of them talking with the police and their van, and then post the whole situation online - you will see others come forward really quick after doing something like this.