What is Bearish Bar Reversal?
What it is trying to describe is the psychology around the current price of the stock.  In candlestick charts for example, if you get what is called a Bearish Engulfing Candle (where the open is higher than the previous day's close and the close is lower than the previous day's open) at the top of an uptrend, this could mean that the top may have been reached and the bears are taking over the bulls. A Bearish Engulfing candle is seen as a bearish reversal pattern, as the bulls start the day by opening the stock at a higher price than yesterday's close, but by the end of the day the bears have taken over as the price drops below yesterday's open. This reversal pattern can be even more pronounced and effective if it coincides with other chart indicators, such as an overbought momentum indicator. If you want to learn more look up about the Psychology of the market and Candlestick Charting.
On Monday, the 27th of June 2011, the XIV ETF underwent a 10:1 share split. The Yahoo Finance data correctly shows the historic price data adjusted for this split.  The Google Finance data does not make the adjustment to the historical data, so it looks like the prices on Google Finance prior to 27 June 2011 are being quoted at 10 times what they should be.   Coincidentally, the underlying VIX index saw a sudden surge on the Friday (24 June) and continued on the Monday (27 June), the date that the split took effect.  This would have magnified the bearish moves seen in the historic price data on the XIV ETF. Here is a link to an article detailing the confusion this particular share split caused amongst investors.  It appears that Google Finance was not the only one to bugger it up.  Some brokers failed to adjust their data causing a lots of confusion amongst clients with XIV holdings at the time. This is a recurring problem on Google Finance, where the historic price data often (though not always) fails to account for share splits. In its most basic form, the losing trade, made by the bank’s chief investment office in London, was an intricate position that included a bullish bet on an index of investment-grade corporate debt. That was later combined with a bearish wager on high-yield securities.  http://dealbook.nytimes.com/2012/06/28/jpmorgan-trading-loss-may-reach-9-billion/ "PayPal has a very generous buyer protection program.  That means that the buyer can dispute receiving the goods and get their money back fairly easily (compared to credit cards).  For this reason Craigslist and other sites recommend not accepting PayPal  payments.  I know that many transactions go through them flawlessly.  But unless I really trust someone, PayPal would not be an option for me unless it was the money transfer (different rules; not as easy to get the money back).  However this may be breaking PayPal Terms of Service so I would read them carefully before I went this route.   There have been reports of PayPal putting extended holds on funds and effectively seizing the money by refusing to release the funds.  I have never had this happen (though I did have a sale on eBay reversed though the item was never returned) but there are many reports of it on the Internet. As far as the BoA option I would contact them and see what they recommend. I would find out what their policies are on reversing the transfers and on providing your account number.  They may have a special deposit-only account number you could provide the buyers.  But I would want to learn as much about the system as I could before I started using it.   The Internet has turned the old adage of ""buyer beware"" into ""seller beware"".  There are many schemes that con artists have come up with to defraud unsuspecting sellers.  I received several offers from people wanting to pay me with a cashiers check for a few items I recently sold on Craigslist.  It is scary how prevalent these fraudsters have become." Except 12/hr isn't what they get paid so even that's off. It's like 7.50 an hour in most places. And the point is that nothing like this exists, let alone is cost effective, nor will it barring big breakthrough for at least a decade and quite easily more. Well, arbitrage is a simple mean reversion strategy which states that any two similar commodity with some price difference (usually not much)  will converge. So either you can bet on difference in prices in different exchanges or also you can bet on difference in futures value.  For example if current price of stock is 14$ and if futures price is 10$.  Then you can buy one futures contract and short one stock at the market price. This would lock in a profit of 4$ per share. Hedge means protecting downside, and that generally comes at a cost that translates into less upside. Amount of downside you are protecting is directly co-related to the quality of your hedge. For your example to work, the market should invert while you are still solvent; remember Markets can remain irrational longer than you can remain solvent And yes, there is nothing guaranteed in life - except tax and death of-course! If you know what you are doing, bear markets offer fantastic trading opportunities. I'm a futures and futures options trader, and am equally comfortable trading long or short, although I have a slight preference for the short side, in that moves are typically much quicker to the down side. "Came across this very nice video which explains the ""Long Straddle"". Thought will share the link here: http://www.khanacademy.org/finance-economics/core-finance/v/long-straddle"