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Postbank (Germany) - transferring money to the US - what are the best options?
After doing this many times, my preferred method is: The reason being that the US banks will use every chance possible to take your money in fees. Usually the German bank website will tell you what the current exchange rate. You were correct in selecting Transfer in $ and got the exchange rate. In my experience if you transfer in Euros, the US bank at the other end, will take about 3-5%, because they can. Selecting OUR means that you only have the fee taken out by the Source bank. By doing shared, it looks like both banks took their full fee. If you chose OUR, I'm fairly certain you just would have paid the 1.50 and the 20. Chase would not have taken the 15.