Offer your thoughts or opinion on the input financial query or topic using your financial background.

Financing a vehicle a few months before I expect to apply for a mortgage?
Usually, it's not a good idea as it will not only raise your debt to income ratios,  but also impact your credit scores. However, if you have extensive credit history, having owned a home or two for a while (read: 10-20 years), taken out multiple auto loans in the past and paid them satisfactory, your credit score may not take a big hit. Possibly ust 5-10 points or it can be 30-40 points. It really depends on the depth of your credit profile.