Based on your financial expertise, provide your response or viewpoint on the given financial question or topic. The response format is open.

How can one get their FICO/credit scores for free? (really free)
I get my credit scores from all three bureaus for free - no gimmick.  I use a combination of banks that offer this service to get my scores.  I wrote about this sometime back in my blog. For credit report, the only place to go is AnnualCreditReport.com.  I space it out so that I get one every 4 months since there is a once a year restriction per bureau.