Utilize your financial knowledge, give your answer or opinion to the input question or subject . Answer format is not limited.

Does a failed chargeback affect my credit score?
Credit scores in the U.S. are entirely based on information contained in your credit report.  The details of your credit card transactions, such as where your individual purchases are from, the amount of individual purchases, refunds, chargebacks (successful or failed), etc. do not appear on your credit report.  Therefore, they can have no impact on your credit score. According to creditsavvy.com.au, credit scores in Australia are based on similar information: the information in your credit history, credit profile, and credit applications.  I don't see anything that would suggest that the details of your transactions would affect your credit score.