Based on your financial expertise, provide your response or viewpoint on the given financial question or topic. The response format is open.

Any Loop Holes for Owner Occupancy?
There are 2 and 3 family houses that have an "owner occupied" clause for certain financing. Of course, one would rent out the extra apartments without question.  The key thing is that owner-occupied means just that, occupancy for tax purposes. Just using a small area like an office won't satisfy the requirement, so no, this isn't legal.