Based on your financial expertise, provide your response or viewpoint on the given financial question or topic. The response format is open.

Higher auto insurance costs: keep car or switch to public transit?
So you will be saving $450 + price of commuting gas - cost of transportation + cost of commuting maintenance - the cost of recreational car rentals if decide to go without a car.  For some people that cost is not enough to forego the convenience of owning a car. One factor you have not alluded too is your current financial goals.  Are you attempting to live a spartan lifestyle in order to dramatically change your net worth?  Give up the car.   There really is more then the math you are presenting so the decision is very much based upon your behavior and your goals in life.  It is very likely that owning the car will be more expensive, but it will also be less convenient.  Is that cost great enough to forego the convenience?  Only you can decide.