Offer your thoughts or opinion on the input financial query or topic using your financial background.

Do I even need credit cards?
Try to buy an airline ticket, rent a hotel room, or rent a car without a credit card. Doable? Perhaps. Easy? Nope. With a debit card, you run the risk of a hotel reserving more than your stay's cost for room service, parking, etc and potentially having a domino effect if other payments bounce.  We just spent 3 nights in NYC, room was just over $1000. Do I really want to carry that much cash?