Based on your financial expertise, provide your response or viewpoint on the given financial question or topic. The response format is open.

Should I open a credit card when I turn 18 just to start a credit score?
No, don't open a credit card. Get used to paying cash for everything from the beginning. The best situation you can be in is not to have any credit. When it comes time to buy a house, put down %30 percent and your 0 credit score won't matter. This will keep you within your means, and, with governments gathering more and more data, help preserve your anonimity.