Utilize your financial knowledge, give your answer or opinion to the input question or subject . Answer format is not limited.

Is this follow-up after a car crash a potential scam?
Do not give them any money until you have a signed contract that releases your liability completely. It's imperative that this contract be drafted correctly. The contract needs proper consideration (money in exchange for release of liability), among other things. In other words, talk to a lawyer if you want to go this route. If you just cut them a check, there's nothing stopping them from taking your money and making an insurance claim anyway, or taking your money and then suing for "whiplash" or some other fake injury.  The best way is just to go through insurance. It might cost a bit more, but you're covered in case they sue.