Utilize your financial knowledge, give your answer or opinion to the input question or subject . Answer format is not limited.

Put idle savings to use while keeping them liquid
I'm new to this, but how about putting a big part of your money into an MMA? I don't know about your country, but in Germany, some online banks easily offer as much as 2.1% pa, and you can access the money daily. If you want decent profit without risk this is a great deal, much better than most saving accounts.