Based on your financial expertise, provide your response or viewpoint on the given financial question or topic. The response format is open.

How can I improve my credit score if I am not paying bills or rent?
If credit scoring works in the UK like it does in the US, then I think the fact that you own+use a credit card and pay off your everyday expenses will give you perfectly good credit.  Just keep doing what you're doing. I have seen people in the United States with very high credit scores based solely upon owning & occasionally using a credit card, paid in full and on time every month.