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Is there a benefit, long term, to life insurance for a youngish, debt, and dependent free person?
For most situations the "no need" answers are 100% correct. The corner case to think about depends on your health and your family history.  Not to be morose, but if folks in your family who died young from heart issues, clusters of cancer or other terminal illnesses, you may want to consider getting medically qualified for a modest amount of insurance when you are young. Then, when you have children, you usually have the option of incrementally upgrading your coverage over time.