Based on your financial expertise, provide your response or viewpoint on the given financial question or topic. The response format is open.

Started new job. Rollover previous employer 401k to new 401k, IRA or Roth IRA?
I agree with harmanjd – best to roll it over to an IRA.  Not only does that afford you better control of your money as pointed out already, but: If you choose your IRA provider wisely, you can get an account that provides you with a much wider array of investing choices, including funds and ETFs that charge much lower fees than what you would have had access to in an employer 401(k) plan. But here's one thing to consider first: Do you hold any of your previous employer's stock in your old 401(k)?  There are special rules you might want to be aware of.  See this article at Marketwatch:  If your 401(k) includes your company's stock, a rollover may be a bad move. Additional Resource: