Based on your financial expertise, provide your response or viewpoint on the given financial question or topic. The response format is open.

I might use a credit card convenience check. What should I consider?
Read the terms carefully.  With promotional offers, if you do anything "bad", the promotion is terminated and you immediately revert to either your normal rate or a penalty rate. "Bad" includes things like: making a late payment, going over your limit, paying less than the minimum payment, etc. I wouldn't sweat the potential credit score impacts. These promotions are pretty much the best deals that you can get for an unsecured loan.