Offer your thoughts or opinion on the input financial query or topic using your financial background.

(Legitimate & respectable) strategies to generate “passive income” on the Internet?
The notion that you can put product on the web and sit back and watch the money roll in is a myth, plain and simple.  If you put content on the web and expect people to pay money for your products (t-shirts, etc), you have to do the work to get your stuff seen by people, and preferably the right kind of people who will buy your stuff. That means you need to know your market and provide something that they are eager to pay for. This doesn't necessarily mean buying advertising to direct traffic to your site - there are plenty of no-cost ways to bring people to your web site, but instead of costing $$ the cost is in effort and time that you have to put into it. Also keep in mind that the more participants you have in your production and fulfillment pipeline, the less you will make off every sale. Hands-off production services like Zazzle or Cafe Press do everything for you, all you have to do is provide the artwork.  However, they also take all the income and pay you a rather piddling percentage of sales.  You can get a larger percentage of sales if you do more of the work yourself - like handmade items sold on Etsy.  But then, you're doing work. Maybe you'll get $1 for each T-Shirt you sell.  If you just upload your artwork to the production service and type in some product description text into their web sales catalog, how many sales will you make in the first month?  Most likely somewhere between zero and two.  Why should anyone buy your shirt over the tens of thousands of other designs carried by the same production service?  It's your responsibility to tell people about your stuff and send them to the site to buy it.  And that means it's not a "passive" income. For truly passive income, invest in bank CD's, treasury bonds, or in stocks that pay dividends.  The only problem with that is you have to have money to make money this way. :/