Offer your thoughts or opinion on the input financial query or topic using your financial background.

Most common types of financial scams an individual investor should beware of?
If some one ever offers High returns and low risk they are either extremely stupid or scamming you. If they did find a high return low risk investment a smart person would buy it then repackage it as a low return low risk investment and then sell it to you. People would still buy and they would make a ton.   Either they are lying (scam) or a fool(about as bad)