Offer your thoughts or opinion on the input financial query or topic using your financial background.

Getting over that financial unease? Budgeting advice
You sound like you are budgeting too much for food.  Try limiting yourself to $200 a month for food and take that out in cash.  When it's up, it's up.  It's a hard way to learn but if you can tackle that, then budgeting for other things gets easier.   In terms of your fear of doing a financial bellyflop, which is valid, it sounds like you may need to both sit down and learn a little more about personal finance.  Try mrmoneymustache.com or fivecentnickel, or any of the other frugal living blogs that are out there.  There are whole communities that can help you and give you tips to do more with less, and learn budgeting and finance and how to handle your money and your future.  And no worries, the fact you are concerned enough to look for direction now means you may be able to avoid your fear completely.