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Paying Off Principal of Home vs. Investing In Mutual Fund
Naturally the advice from JoeTaxpayer and dsimcha is correct, every situation is different.  I will get reckless, go nuts and make a recommendation! You are young, childless for the time being.  Do the following with your money: ALTERNATE IDEA for #6 Fix yourself up for the long term first, then have a bit of fun, then get out of the house debt.  In that order.