Based on your financial expertise, provide your response or viewpoint on the given financial question or topic. The response format is open.

What is the best source of funding to pay off debt?
First of all a big thumbs up for Ben's answer.   A few small things you can do to help you on your way.  Hopefully you are not more in debt that 6 months of salary in debt because that is a really tough road. first thing you need to do is get some professional help. The National Foundation for Credit Counseling (NFCC) offers free or low-cost debt counseling to help you through the process. Visit them at NFCC.org or call 1-800-388-2227 to find a local affiliate office near you. You might want to only use cash for a while. If not and you have a credit card with no balance always use that card because it will be interest free.  Remember if you use credit cards as a payment system and not credit, you actually get free interest.  If you roll even a penny over into the next statement you are paying interest day one of each purchase. Pay credit cards with highest interest rate first an pay minimums to others This one I like the best.  As you get money pay your credit card.  You interest is being compounded daily.  Pay your cards when you have money, not when they are due.   Have a mindset that reminds how much something is really going to cost you If you plan on taking 3 years to get out of debt and you buy something for $100 that is really costs you $156.08 Three years of compound 16% interest.   5b. Conversely if you sell something for $100 on eBay that is like selling something for $156.08.