Based on your financial expertise, provide your response or viewpoint on the given financial question or topic. The response format is open.

Is refinancing my auto loan just to avoid dealing with the lender that issued it a crazy idea?
I’d say No, it’s not crazy. I did that even for a mortgage, because the bank tended to lose my checks or let them sit for some days, and then claim I paid late. They were known on the internet for their poor processing department, so I decided to avoid that monthly hassle with calling and arguing, and refinanced. Compare the pain with the cost for refinancing, and if you think it’s worth it, change. You might even get a cheaper credit, and save on it.