Based on your financial expertise, provide your response or viewpoint on the given financial question or topic. The response format is open.

At what point is it most advantageous to cease depositing into a 401k?
The only time to stop saving money for retirement is when you have enough money to retire tomorrow. Not all of your "retirement savings" need to be in a 401k, it is just better if you can. Be sure to get as much as you can from the employer matching program.  Unfortunately some employer matching programs discourage you from putting in too much.  I've been able to max out the 401k contribution a number of times, which helps. Remember:  you are likely to live to 100, so you better save enough to live that long.  I don't trust social security to be there.  I recommend saving so that you end up with "enough to be comfortable" -- this is usually about 25x your current income - PLUS inflation between now and when you plan to retire (age 62 is a good target). It is worth knowing your "retirement savings number".   If you are making $100K per year now, you need to target $2.5M - PLUS allowance for inflation between now and when you plan to retire. This usually means you need to also arrange to make more money as well as save as much as you can and to use passive investing.  Finance advisors are not worth it if you have less than $1M to invest.