Based on your financial expertise, provide your response or viewpoint on the given financial question or topic. The response format is open.

Should I pay off my credit card online immediately or wait for the bill?
It probably doesn't matter since your credit and your checking are at the same institution, but I don't like to let my credit auto draft my checking.  I always do it the other way around (and keep them at different places) I feel like there is more control when my money is gone that way.