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How can I pay for school to finish my degree when I can't get a student loan and have bad credit?
Here's what you can do: roll up your sleeves and get to work.  Work 2 or 3 jobs while you take 12 credit hours.  Live in the cheapest available housing (that is reasonably safe).  Have no social life.  Wake up, work, class, eat, work, study, sleep. Every day.  Don't eat at restaurants.  Eat only simple meals at home.   Every meal.  Have a car payment?  Get rid of your car and use public transit or get the cheapest running car possible.   One year of nothing but focused effort on paying for and finishing school.  If you can't earn enough to cover 14K on top of your basic living expenses, then you aren't working hard enough, or you have extenuating circumstances that make finishing your degree at this time infeasible.