Based on your financial expertise, provide your response or viewpoint on the given financial question or topic. The response format is open.

If something is coming into my account will it be debit or credit in my account?
I agree with mbhunter's suggestion of labeling your columns, 'income' and 'expenses'. However, to answer your question, money coming in (a paycheque, for example) is credited to your account. Money going out (a utility bill, for example) is debited from your account. There's no real 'why'... this is simply the definition of the words.