Based on your financial expertise, provide your response or viewpoint on the given financial question or topic. The response format is open.

How to share income after marriage and kids?
I won't answer in a detailed manner because most people at this site like answers with certain bias' on these questions, like pool resources always relative to which partner is asking.  If you follow the above advice, you are hoping things work out.  Great!  What if they don't?  It will be very messy.  Unlike most of my peers, I did NOT follow the above advice and had a very clean exit with both of us feeling very good (and no lawyers got involved either; win-win for both of us with all the money we saved). One assumption people make is the person with the lowest income has the strictest limits.  This is not always true; I grew up in poverty, but have a very high income and detest financial waste.  I can live on about €12,000 a year and even though my partner made a little less, my partner liked to spend.   Counter intuitive, right?  I was supposed to be the spender because I had a large income, but I wasn't.  Also, think about an example with food - sharing expenses.  Is it fair for one partner to split whey protein if one partner consumes it, but the other doesn't (answer: in my view, no)? My advice based on your questions: Balance the frugal vs. spendthrift mentality rather than income ratios.  If you're both frugal, then focus on income ratios - but one may be more frugal than the other and the thought of spending €300 a month on housing is just insane to a person like me, whereas to most it's too little.  Are you both exactly the same with this mentality - and be honest? Common costs that you both agree on can be easily split 50-50 and you can often benefit from economies of scale (like internet, cell phone). Both of us feel very strongly about being financially independent and if possible we both don't want to take money from each other. This is so healthy for a relationship.  My partner and I split and we both still really love each other.  We're headed in different directions, but we did not want to end bitterly.  What you wrote is part of why we ended so well; we both were very independent financially.   Kids are going to be a challenge because they come with expenses that partners don't always agree on.  What do you and her think of childcare, for instance?  You really want to know all this upfront; again a frugal vs. spendthrift mindset could cause some big tensions.