Offer your thoughts or opinion on the input financial query or topic using your financial background.

Are warehouse clubs like Costco and Sam's Club worth it?
Whether or not they are worth it depends entirely on your situation. For my family, they are worth it, but I know a number of people who it would not be worthwhile for.  The big things that we find are cheaper to get at bulk stores are toiletries, detergents (laundry, dishwasher), meats (only if you have a big freezer), bread, and certain types of prepackaged foods. Right now, it's just my wife and me, but once we have kids it will become even more worthwhile with things like diapers, wipes, and various other items. If you have a large family, or a large freezer odds are they are worth it. One thing to be careful of however is that they usually don't accept coupons. So if you're a big time deal shopper the gain may be minimal.  They only cost $40 a year, so worst case scenario if you don't get back your full investment you're not out too much.