Based on your financial expertise, provide your response or viewpoint on the given financial question or topic. The response format is open.

Am I still building a credit score if I use my credit card like a debit card?
AIUI credit cards report three main things. The potential problem with your strategy is that by pre loading you never actually get a bill and so your provider may not report your payments. Better to wait until the bill comes and then pay it in full. That ensures that your use of the card is properly reported.