Share your insights or perspective on the financial matter presented in the input.

Do I pay a zero % loan before another to clear both loans faster?
Your goal of wanting to eliminate your debts early is great. Generally, you can save more money by paying off loans with higher interest rates first. However, it sounds like you are excited about the idea of eliminating one of your car loans in two months.  There is nothing wrong with that; it is good to be excited about eliminating debt.  I like your plan. Pay off the $14.6k loan first, then apply the $635 monthly payment to the $19.4k loan.  You'll have that loan paid off almost 3 years early.  Perhaps you'll find some additional money to apply to it and get rid of it even earlier. After you've eliminated both car loans, save up that $1000/month for your next car.  That will allow you to pay cash for it, which will allow you to negotiate the best price and save interest.  0% loans are not free money. Other answers will tell you to wait as long as possible to pay off your 0% loan, but I think there can be good reasons to eliminate smaller loans first, regardless of interest.