Based on your financial expertise, provide your response or viewpoint on the given financial question or topic. The response format is open.

Should I pay off a 0% car loan?
Ultimately the question is more about your personality and level of discipline than about money.   The rational thing to do is hang on to your cash, invest it somewhere else, and pay off the 0% loan as late as possible without incurring penalties or interest.  Logically it's a no-brainer.  Problem is, we're humans, so there's a risk you'll slip up somewhere along the way and not pay off the loan in time.  How much do you trust yourself?