Offer your thoughts or opinion on the input financial query or topic using your financial background.

Do I need multiple credit monitoring services?
Good question given what happened with Equifax You could avoid paying extra to Experian  for monitoring all three, if you are getting free monitoring from Equifax(Only if Experian charges less for monitoring their own vs monitoring all three). If you do cancel monitor all three then the only one you would not be monitoring is Trans Union, but you should be fine as most finance companies report to at least two credit unions. But if you want to be 100% sure then monitor all three. But I would regard that as an overkill(personal opinion)