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Best way to invest money as a 22 year old?
First off, monozok is right, at the end of the day, you should not accept what anyone says to do without your money - take their suggestions as directions to research and decide for yourself.  I also do not think what you have is too little to invest, but that depends on how liquid you need to be.  Often in order to make a small amount of money grow via investments, you have to be willing to take all the investment profits from that principle and reinvest it.  Thus, can you see how your investment ability is governed by the time you plan to spend without that money?  They mantra that I have heard from many people is that the longer you are able to wait, the more 'risk' you can take.  As someone who is about the same age as you (I'm 24) I can't exactly say yet that what I have done is sure fire for the long term, but I suggest you adopt a few principles: 1) Go read "A Random Walk Down Wall Street" by Burton G. Malkiel.  A key point for you might be that you can do better than most of these professional investors for hire simply by putting  more money in a well selected index fund.  For example, Vanguard is a nice online service to buy indexes through, but they may require a minimum.  2) Since you are young, if you go into any firm, bank, or "financial planner," they will just think you are naive and try to get you to buy whatever is best for them (one of their mutual funds, money market accounts, annuities, some flashy cd).   Don't.  You can do better on your own and while it might be tempting because these options look more secure or well managed, most of the time you will barely make above inflation, and you will not have learned very much. 3) One exciting thin you should start learning now is about algorithmic trading because it is cool and super efficient. quantopian.com is a good platform for this.  It is a fun community and it is also free. 4) One of the best ways I have found to watch the stock market is actually through a stock game app on my phone that has realtime stock price feed.  Seeking Alpha has a good mobile app interface and it also connects you to news that has to do with the companies you are interested in.