Utilize your financial knowledge, give your answer or opinion to the input question or subject . Answer format is not limited.

Is this investment opportunity problematic?
Every time I have loaned money to family members I have never gotten the money back. If they can't make the down payment, they should not be taking out the loan. It's a bad idea to loan money to friends, because when they can't pay you back (which might be forever) they avoid you. So, you lose both your money and your friends.