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Isn't an Initial Coin Offering (ICO) a surefire way to make tons of money?
There is no sure thing in investing. Everything has a risk component. Sure, people talk about these cryptocurrencies like they have nowhere to go but up, but there are massive risks with these. For example, they could be declared illegal, the exchanges could go bankrupt (and some have), the backing companies off the ICOs could fail, the algorithms behind them could have a fatal flaw with unknown consequences, they can be stolen in unusual ways, everyone could suddenly realize that they have no real value...