Utilize your financial knowledge, give your answer or opinion to the input question or subject . Answer format is not limited.

Why is there such disparity of max contribution limits between 401K accounts and regular IRA accounts?
The 401k was not written with the specific intent of enabling retirement savings.  Why do tax advantages favor employees of large employers... It seems that large businesses have been more effective at influencing legislators despite that there are more people are employed by small than large businesses.