Utilize your financial knowledge, give your answer or opinion to the input question or subject . Answer format is not limited.

Should I pay off my 401k loan or reinvest the funds elsewhere?
Pay the 401(k) loan back as soon as possible.  To be clear, the money from your 401(k) loan is no longer invested and working for you. It doesn't make sense to pull money out of your 401(k) investments and then invest it in something else. If you want to invest for retirement, pay back the loan and invest that money inside your 401(k).  If you leave your job, the 401(k) loan needs to be paid back in full, or else taxes and penalties will apply. If you have put the funds in an IRA, they won't be available to you should you need to pay back the loan early.  Instead of making a monthly payment to the 401(k) loan, pay off the loan and then make a monthly investment to an IRA.