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Need a loan to buy property in India. What are my options?
Getting the line of credit would likely be a bit easier than the loan but realistically the best option is getting a mortgage through an Indian bank.  With a long term mortgage your monthly payments would be a small portion of your income (maybe as low as $500) so currency fluctuations are likely to be minor blips that you can avoid by sending a few thousand to hold as a cushion for when exchange is unfavorable. Edit:  Please be advised that mortgages work differently throughout the world.  While 10% down may be standard in the US, in India 40-50% down seems to be the norm.