Offer your thoughts or opinion on the input financial query or topic using your financial background.

Why does 'further borrowing' always mean permanent extra mortgage accounts?
It is possible to consolidate mortgages with Nationwide, in some circumstances. Quote from their website: It is possible to consolidate different mortgages and other debts such as personal loans and credit cards. However it does depend on your individual circumstances, including the exact type of loans you want to consolidate and whether you are still in a special deal period I, personally, would be amazed if you couldn't get them all in one mortgage without changing provider. But... I wouldn't be at all surprised if they forced you to have this one mortgage as a new mortgage, rather than adding balances to an existing one. My reasoning is as follows: Coming at it from a different angle: whatever there was that required your further borrowing to be in new mortgages, rather than added to your existing mortgage, will also preclude your multiple mortgages being added to one of your existing mortgages.