Offer your thoughts or opinion on the input financial query or topic using your financial background.

How much is university projected to cost in Canada in 18 years?
I personally do not buy any those so-call forecasts - look no further than the economic forecasts by those experts with PhDs over the last decade or so.  Truth is there are too many factors that affects the tuition fees that far down the road (think inflation, cost of living, the method for which the education is being delivered, anticipated salary for the teachers, the ratio of schools and students, your children's ability to obtain scholarship money, and etc). Put in what you can afford for RESP - I put in $2000 annually per child to take maximum advantage of the 20% government matching.  And be prepare to augment that with additional fund in 18 years.  I am prepared to take on significant loans if my children both decided and qualified for graduated studies in specialized fields in a prestige universities - I have had met people with graduate degrees from Harvard and Cambridge and the obscure sum they (or their parents) paid on tuition are about as good investment as I have ever seen.  Education is one of the best gifts any parent could give to their child.