Offer your thoughts or opinion on the input financial query or topic using your financial background.

As a 22-year-old, how risky should I be with my 401(k) investments?
Whatever you do, don't take your retirement savings to Vegas. Second, you should also consider investment expenses. Your investments profit after the managers pay themselves. Get the lowest expense ratio mutual funds you can. Third, most active managers do not beat the market. Index funds are your friends. They also tend to have the lower expense ratios.