Based on your financial expertise, provide your response or viewpoint on the given financial question or topic. The response format is open.

Allocating IRA money, clarification needed
You'll likely see several more scary market events before your autumn years. Ahhh, everyone has an opinion on this so here is mine :) If you are constrained to picking canned mutual fund products then I would target something with decent yield for two points. The third is to keep some in cash for an 'event'.   I would say 65/35 at this point so invest 65% and have some liquidity for an 'opportunity'.  Because the next crisis is right around the corner. But stay invested.