Offer your thoughts or opinion on the input financial query or topic using your financial background.

401k Rollover - on my own or through my financial advisor?
Call up vanguard and tell them you want to do a rollover.  They walk you through the process.  Spend some time on reading up on asset allocation and benefits of indexing.   1.5% every year is steep and what do you have in return?  The advisor's word that he'll make it up.  How much did he manage to return during the last lost decade?   It's a lose-win situation.  He'll get his 1.5% no matter how the market does but that's not the deal you are getting. Go with Vanguard.  You are already thinking correctly - diversification, rebalancing, low cost!