Offer your thoughts or opinion on the input financial query or topic using your financial background.

In your 20s how much money should you have and how to properly use & manage it?
You need a budget. You need to know how much you make and how much you spend.  How much you earn and what you choose to spend you money on is your choice.  You have your own tolerance for risk and your own taste and style, so lifestyle and what you own isn't something that we can answer. The key to your budget is to really understand where you money goes.  Maybe you are the sort of person who needs to know down to the penny, maybe you are a person who rounds off.  Either way you should have some idea. How should I make a budget? and How can I come up with a good personal (daily) budget? Once you know what you budget is, here are some pretty standard steps to get started.  Each point is a full question in of itself, but these are to give you a place to start thinking and learning. You might have other priorities like a charity or other organizations that go into your priority like. Regardless of your career path and salary, you will need a budget to understand where you money is, where it goes, and how you can reach your goals and which goals are reasonable to have.