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How Long Can It Take For a Check I Write to Clear on My Account?
According to this Q&A by a Houston law professor: The law, however, is not designed to interfere with an individual's right to stop payment on a valid check because of a dispute with someone. If he didn't deliver as promised, you do not owe the money and have the right to stop payment. Assuming that you had enough money in the bank to cover the check, stopping payment is not a crime. I found several other pages essentially saying the same thing.  All the usual disclaimers apply, I am not a lawyer, this is not legal advice, etc.  In particular, laws might vary by state. Basically, though, it doesn't seem there's any reason why you can't stop payment on the check just because you feel like it.  If you then provide a cashier's check for the payment, your ex-partner will not really have anything to complain about.  If you're worried about annoying him by doing this, that's a separate issue, but given the situation you describe, I don't see why you should be.  If you feel he is being a pain in the neck, feel free to be a pain in the neck right back and force him to accept the payment in the manner you decide, instead of allowing him to string you along. Note two things: obviously if you have reason to believe the guy will sue you, you should act with caution.  Also, I'm not suggesting withdrawing payment completely, only stopping the check and issuing a new payment that you don't have to wait on (e.g., cashier's check).