Based on your financial expertise, provide your response or viewpoint on the given financial question or topic. The response format is open.

Can you explain why these items are considered negatives on my credit report?
Consider that however high your credit score gets, there is a 'worst piece of it'. The automated software will always report your 'weakest' two points, even if they are already at the top 0.0001% of everyone; that's just how it is coded.