Utilize your financial knowledge, give your answer or opinion to the input question or subject . Answer format is not limited.

Is there any reason not to put a 35% down payment on a car?
It sounds like you're basing your understanding of your options regarding financing (and even if you need a car) on what the car salesman told you.  It's important to remember that a car salesman will do anything and say anything to get you to buy a car. Saying something as simple as, "You have a low credit score, but we can still help you." can encourage someone who does not realize that the car salesman is not a financial advisor to make the purchase. In conclusion,