Offer your thoughts or opinion on the input financial query or topic using your financial background.

Why do credit card transactions take up to 3 days to appear, yet debit transactions are instant?
Take a look at http://en.wikipedia.org/wiki/Payment_gateway There is essentially a lead time between when the transaction is made and when it is settled, 2-3 business days is the lead time for settlement. The link explains the process step-by-step