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Bank will not accept loose change. Is this legal?
Is this even legal? How can a bank refuse to deposit legal tender in   the United States? Legal for all debts, public or private, doesn't mean quite what I used to think, either.  Per The Fed: This statute means that all United States money as identified above is   a valid and legal offer of payment for debts when tendered to a   creditor. There is, however, no Federal statute mandating that a   private business, a person, or an organization must accept currency or   coins as payment for goods or services. Private businesses are free to   develop their own policies on whether to accept cash unless there is a   state law which says otherwise. Yes, they can refuse loose change. Also, they aren't refusing your deposit, just requiring that it be rolled. What do I do with my change? I do not want to spend the time rolling   it, and I am not going to pay a fee to cash my change. There aren't many other options, change is a nuisance. I believe Coinstar machines reduce/remove their fee if you exchange coins for gift cards, so that might be the best option for convenience and retaining value.