Based on your financial expertise, provide your response or viewpoint on the given financial question or topic. The response format is open.

Should I finance a used car or pay cash?
Unless you are getting better than a 2.95% return on that money market account. Pay cash. That's the purely logical way to make the decision. However if it were me I'd pay cash anyway just because I like the idea of not owing money and having the hassle of dealing with a payment every month.