Based on your financial expertise, provide your response or viewpoint on the given financial question or topic. The response format is open.

How can I live outside of the rat race of American life with 300k?
the short answer: yes. The long answer depends on what you mean by modest living. As others have noted, living off a $300k principle involves risks, but the entire future has risk. By "getting out of the rat race" I hope you don't mean become a slug on the couch. Peruse mr. Money Mustache at https://www.mrmoneymustache.com/. One can live very frugally yet very well in some parts of the US.