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How can I deal with a spouse who compulsively spends?
compulsive eating, and other compulsions, are also an issue If this is true, then this is not a money problem.  This is a psychological problem that manifests itself in overspending. I would make an appointment with a counselor or therapist ASAP to start dealing with this problem before the symptoms get any worse.   That said, here are some practical things that you can do to reduce overspending: The most important thing is that this be done TOGETHER.  You cannot dictate to him how yo spend your (plural) money, you cannot take away credit cards and give him an "allowance", etc. It mush be something that you both agree is important. If you cannot agree on a plan to get on a budget, then counseling would be in order.