Share your insights or perspective on the financial matter presented in the input.

New car: buy with cash or 0% financing
There is a 3rd option: take the cash back offer, but get the money from a auto loan from your bank or credit  union. The loan will only be for. $22,500 which can still be a better deal than option B. Of course the monthly payment can make it harder to qualify for the mortgage. Using the MS Excel goal seek tool and the pmt() function:  will make the total payment equal to 24K. Both numbers are well above the rates charged by my credit union so option C would be cheaper than option B.