Based on your financial expertise, provide your response or viewpoint on the given financial question or topic. The response format is open.

How to tell if you can trust a loan company?
Look for people who have done business with them. If you don't know anyone who has used their services, look for a company that at least has a brick and mortar branch in your area. Being able to deal with them face to face is a must. Have you checked with your local bank?