Based on your financial expertise, provide your response or viewpoint on the given financial question or topic. The response format is open.

Any experience with maxing out 401(k)?
Everybody else has given great answers on what to do, but I just want to add some encouragement. Keep saving.  Learn to live within your means while saving, and things like houses and cars and new electronics will come.  You can always wait a year and save money up for that new TV, but when retirement hits you are out of time.  (I sure wish I had). Keep that retirement money out of sight and (mostly) out of mind. Great job saving and keep up the good work.