Based on your financial expertise, provide your response or viewpoint on the given financial question or topic. The response format is open.

Why doesn’t every company and individual use tax-havens to pay less taxes?
Your "average company and taxpayer" generally wouldn't have significant off-shore/foreign income. In the U.S., for example, even if you have your employer deposit all of your salary to an account at a foreign bank, they would still report it to the IRS as income. Removing the money from your home country isn't what gets it out of being taxed, it's that the money was never in your home country.