Based on your financial expertise, provide your response or viewpoint on the given financial question or topic. The response format is open.

What happens if I just don't pay my student loans?
Same thing as for any debt: bank sues you, you lose, you are in an even deeper hole because you now owe them for the cost of the court case, your credit rating goes into the toilet, you may even have trouble retaining/finding a job. Being stupid is always more expensive.