Based on your financial expertise, provide your response or viewpoint on the given financial question or topic. The response format is open.

Inherited Stock
Since you reference SS, I surmise you are in the US.  Stock you inherit gets a stepped up basis when it's inherited. (so long as it was not contained within a tax deffered retirement account.) When you sell, the new basis is taken from that day you inherited it. It should be minimal compared to your desire to diversify.