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My investment account is increasingly and significantly underperforming vs. the S&P 500. What should I do?
Around Oct 03 2010 the SPY closed at 113.  Today it is trading at 130.  After four months, that means that the S&P is up 15% over that particular 4 month period. You said you need something pretty low maintenance, and you are comparing your returns to the S&P 500 (which as @duffbeer703 points out is a good thing to compare against because of its diversification). To kill two birds with one stone, I would sell your fund that you have and take the proceeds and purchase the ETF SPY.  SPY trades like a stock but mirrors the S&P 500's performance. It has extremely low fees (as opposed to what I suspect your BlackRock fund has).  You can own it in an Etrade or Fidelity or other low cost broker account.  Then you will be extremely low maintenance, fully diversified (among stocks) and you don't have to compare your performance against the S&P :)