Based on your financial expertise, provide your response or viewpoint on the given financial question or topic. The response format is open.

Top 3 things to do before year end for your Stock Portfolio?
Bonus: Contribute to (or start!) your IRA for 2010.  This doesn't have to be done have to be done by the end of the year; you can make your 2011 contribution in 2010, before you file your tax return (by Apr. 15 at the latest, even if you get an extension.)