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What is the meaning of Equal Housing Lender? Do non-banks need to display it?
If a bank is evaluating a persons qualifications to qualify for a loan they have to follow the FDIC and HUD guidelines for equal opportunity credit. If they offer mortgages they will use the phrase equal housing. from the lending club website (fine print area): 2 This depiction is a summary of the processes for obtaining a loan or   making an investment. Loans are issued by WebBank, an FDIC insured   Utah-chartered industrial bank located in Salt Lake City, Utah, Equal   Housing Lender. Investors do not invest directly in loans. Investors   purchase Member Dependent Notes from Lending Club. Loans are not   issued to borrowers in IA and ID. Individual borrowers must be a US   citizen or permanent resident and at least 18 years old. Valid bank   account and social security number/FEIN are required. All loans are   subject to credit review and approval. Your actual rate depends upon   credit score, loan amount, loan term, credit usage and history.   LendingClub notes are issued pursuant to a Prospectus on file with the   SEC. You should review the risks and uncertainties described in the   Prospectus related to your possible investment in the notes. Currently   only residents of the following states may invest in Lending Club   notes: AR, AZ, CA, CO, CT, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA,   MA, ME, MN, MO, MS, MT, NE, NH, NV, NY, OK, RI, SC, SD, TN, TX, UT,   VA, VT, WA, WI, WV, or WY. Our mailing address is: Lending Club, 71   Stevenson, Suite 300, San Francisco, CA 94105.