Offer your thoughts or opinion on the input financial query or topic using your financial background.

If the co-signer on my car loan dies, can the family take the car from me like they're threatening to?
I think Joe is right, it seems that you will get the car once grandpa passes.  It clearly states that on the DMV page. I would work like crazy to get this car paid off ASAP.  Work extra and see if you can get it paid off in less than a year.  Once paid off, have grandpa sign it over to you.   This is a really toxic situation that you can reduce somewhat by having the car in your name only.  Learn from this:  have a will and keep it up to date.  There is going to be a lot of fighting over the assets that grandpa leaves behind.  You don't want that to be your legacy, and you don't want to tarnish your grandfathers memory by participating in such nonsense. My concern is why you have such poor credit.  Understand that poor credit is a choice of behavior and there is no one to blame but yourself.  I would recommend to stop borrowing completely until this car is paid off and all of your obligations are paid back (that is if you have items that are in collections).  No vacations, no eating out, etc... Work don't spend.