Based on your financial expertise, provide your response or viewpoint on the given financial question or topic. The response format is open.

What should I do with $4,000 cash and High Interest Debt?
If it were me, I would pay off the 23%er.  That is as long as you don't borrow anymore.  Please consider "your hair on fire" and get that 26%er paid off as soon as possible.   From my calculations your big CC is sitting at 26% has a balance of 20K.  Holy cow girl, what in the world?  The goal here is to have that paid off in less than one year.  Get another job, work more than you have in your life.   Others may disagree as it is more efficient to pay down the 26%er.  However, if you pay it all of within the year the difference only comes to $260.  If you gain momentum, which is important in changing your financial life, that $260 will be meaningless.  With focus, intensity, and momentum you can get this mess cleaned up sooner than you think. However, if you are going to continue to rack up credit card debt at these rates, it does not matter what you do.