Based on your financial expertise, provide your response or viewpoint on the given financial question or topic. The response format is open.

Which U.S. online discount broker is the best value for money?
I am very happy with Charles Schwab.  I use both their investing tools and banking tool, but I don't do much investing besides buy more shares a random mutual fund I purchase 4 years ago I did once need to call in about an IRA rollover and I got a person on the phone immediately who answered my questions and followed up as he said he would. It is anecdotal, but I am happy with them.