Offer your thoughts or opinion on the input financial query or topic using your financial background.

A guy scammed me, but he gave me a bank account number & routing number. Can I use that to take out what he owes me?
What legal way can I take what I am owed from this guy? The legal ways are for this guy to transfer you the money or give you instructions that will allow you to get the money.  Alternatively you would need to file a civil suite to recover the funds. What illegal way do people use this info if they had it? I don't want to get in trouble, but I'm just curious because you always hear how easy it is. There are quite a few illegal ways. I don't think this is the right forum to discuss this.