Based on your financial expertise, provide your response or viewpoint on the given financial question or topic. The response format is open.

What could a malicious party potentially achieve by having *just* a name, account number, and sort code?
I disagree with Dumbcoder's response. Setting up a DD is not easily approved by the banks as you must prove a existing business cash flow. And secondly you cannot empty someone's account via DD as they are protected by the DD mandate. (Money goes out, complaint is made, money goes back in, the registered business with the DD facility has some serious explaining to do to the bank and FCA). Dumbcoder you likely work in a middle position of a company..