Based on your financial expertise, provide your response or viewpoint on the given financial question or topic. The response format is open.

I have an extra 1000€ per month, what should I do with it?
Congratulations on getting started in life! John Malloy's (American) research suggests that you should take some time to get used to living on your own, make some friends, and settle into your community.  During this time, you can build up an emergency fund.  If/when the stock markets do not seem to be in a bear market, you can follow user3771352's advice to buy stock ETFs. Do you hope to get married and have children in the next few years?  If so, you should budget time and money for activities where you make new friends (both men and women).  Malloy points out that many Americans meet their spouses through women's networks of friends.