Share your insights or perspective on the financial matter presented in the input.

Do stocks give you more control over your finances than mutual funds?
In my opinion, the ability to set a sell or buy price is the least of my concerns.  Your question of whether to choose individual stocks vs funds prompts a different issue for me to bring to light. Choosing stocks that beat the market is not simple. In fact, a case can be made for the fact that the average fund lags the market by more and more over time. In the end, conceding that fact and going with the lowest cost funds or ETFs will beat 90% of investors over time.