Based on your financial expertise, provide your response or viewpoint on the given financial question or topic. The response format is open.

I cosigned for a friend who is not paying the payment
If the bank is calling your employer, the federal Fair Debt Collection Practices Act (FDCPA) limits where and when debt collectors can contact consumer debtors. In many cases, debt collectors that contact debtors at work are violating the FDCPA. http://www.nolo.com/legal-encyclopedia/a-debt-collector-calling-me-work-is-allowed.html