Utilize your financial knowledge, give your answer or opinion to the input question or subject . Answer format is not limited.

Is it a good practice to keep salary account and savings account separate?
In the United States, savings accounts generally have higher interest rates than checking or money market accounts.  Part of this is the government restriction on the number of automated transactions per month that can be done on a savings account: this is supposed to allow banks to lengthen the time frame of the cash part of their investments for savings.  This limit is why direct deposit of one's paycheck is almost always into a checking or money market account... and why many people have savings accounts, especially with Internet banks, because they pay significantly higher interest rates than brick and mortar banks.