Utilize your financial knowledge, give your answer or opinion to the input question or subject . Answer format is not limited.

Making a big purchase over $2500. I have the money to cover it. Should I get a loan or just place it on credit?
Some already mentioned that you could pay with your savings and use the credit card as an emergency buffer. However, if you think there is a reasonable chance that your creditcard gets revoked and that you need cash quickly, here is a simple alternative: