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Do I need multiple credit monitoring services?
Monitoring your credit doesn't do much. There are some vendors that actually have staff to repair your credit/identity. Substantially all of the credit monitoring services do what they say and monitor.  If you have a problem they notify you then point you to the place(s) that you can work with to repair the issue.  This is not terribly valuable, definitely not worth having multiples, but the repair aspect of some IS very valuable.   You sign a limited power of attorney and set loose someone else to fix the problem.