Offer your thoughts or opinion on the input financial query or topic using your financial background.

Do I qualify for a personal 401-K Plan?
I'm not a tax lawyer, but from what I can tell it looks like you'd be eligible to use your contractor income to fund a Solo 401(k).  http://www.irafinancialgroup.com/whatissolo401k.php "To access these benefits an investor must meet two eligibility requirements: The presence of self employment activity. The absence of full-time employees." And from the IRS itself (http://www.irs.gov/pub/irs-tege/forum08_401k.pdf)