Utilize your financial knowledge, give your answer or opinion to the input question or subject . Answer format is not limited.

For a mortgage down-payment, what percentage is sensible?
I think anything from 10% on demonstrates a reasonable ability to save.  I would consider ongoing debt level a better indicator than the size of the down payment. It's been my experience that, without exception, there is a direct correlation between a persons use of revolving credit and their ability to manage their money & control their spending. Living in Seattle, I only put 10% down on my first house, but not only have we never missed a payment we have always paid extra and now have about 50% equity after 10 years with a family. Yet it would have taken me another year to save the other 10% during which time I would have burned that amount and 1/2 again in useless rent.