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Can an unmarried couple buy a home together with only one person on the mortgage?
The mortgage and title of the house would be under both your names equally.  When I applied for a mortgage with my girlfriend, I was the primary applicant because of my credit score and she was the secondary because of her income (she makes more).  When all was said and done, it was explained to us that the mortgage was ours equally and so was the house, and that I didn't hold more ownership than her over either.  We were approved quickly and hassle free. This is our first house too. This is in Florida.