Share your insights or perspective on the financial matter presented in the input.

Shouldn't a Roth IRA accumulate more than 1 cent of interest per month?
Unfortunately for investors, returns for equity-based investments are not linear - you'll see (semi-random) rises and dips as you look at the charted per-share price.  Without knowing what the investments are in the target date retirement fund that you've invested in, you could see a wide range of returns (including losses!) for any given period of time. However, over the long term (usually 10+ years), you'll see the "average" return for your fund as your gains and losses accumulate/compound over that period.