Utilize your financial knowledge, give your answer or opinion to the input question or subject . Answer format is not limited.

Dad paying for my new home in cash. How can I buy the house from him?
You are going to need a lawyer anyway so check with him.   But here is a path you might be able to go down.   Put the house in your name right from the get go.  He gives you the money but you sign over a promissory note to him so that you net less than $14000 (gift tax annual exclusion for the calendar year). He can gift everyone in your household 14k per year tax free and he could gift it to you and your partner in less than 7 years.  You can pay him back in anyway you like or not at all as the promissory note could be reduced by 28k per year. I think a CPA and lawyer in your state would be able to confirm that this would work for you.