Utilize your financial knowledge, give your answer or opinion to the input question or subject . Answer format is not limited.

Is it ever logical to not deposit to a matched 401(k) account?
If your plan permits loans, deposit enough through the year to maximize the match and then take a loan from the plan. Use the loan portion to pay your student loan. Essentially you have refinanced your debt at a (presumably) lower rate and recieved the match. You pay yourself back (with interest) through your payroll. The rates are typically the prime rate + 1%. The loans are subject to a lesser of 50% vested account balance or $50,000 provision.