Based on your financial expertise, provide your response or viewpoint on the given financial question or topic. The response format is open.

Merchant dispute with airline over missed flight, and which credit cards offer protection?
EDIT To answer what I think you question is: I do not know of anything other than trip cancellation insurance.  And you must be very careful that the policy you purchase for your trip covers the circumstance you described.  Essentially, you opted not to take the flight.  Not all trip cancellation policies will cover that. How to Find Trip Cancellation Insurance Getting Your Money Back Now This is an Act of God in the insurance world.  You cannot reasonably expect the airline to know the future weather pattern anymore than you could, and therefore, since the plane did fly, you owe them the money based on the ticket you bought.  You didn't just buy a ticket, there is a contract with rules about refunds and transferring and such. It is a bummer situation, and I understand you point of view, but this isn't the airline's fault. If anybody is to blame for you missing your flight, and therefore not getting a refund, it is your employer.  Their requirements for you be in one city and then another are the cause.   While your employer cannot predict the weather, they are ultimately the ones who could give you the okay to be late.  If you absolutely cannot be late, and it was critical that you drive out and miss your flight, then your company gets to pay for the flight AND the car.  That is the cost of doing business for them. This is also why, when flying for business, that you pay the higher price and get the refundable / transferable ticket.  They cost more, but situations like these illustrate they are worth it for the company.