Offer your thoughts or opinion on the input financial query or topic using your financial background.

How big of a mortgage can I realistically afford?
For me there are two issues.  So, what to do? You have the basics of a very strong position coming together. A good salary in a good city. I'd be patient and work on consolidating my position for another year to 18 months (including building a rainy day fund) and look to buy then.