Based on your financial expertise, provide your response or viewpoint on the given financial question or topic. The response format is open.

Should I Pay Off my Student Loan Debts First or Invest in an Index Fund?
Pay off the debt first.  Life circumstances change without notice, and starting any stage of life with a debt puts you at a disadvantage.  Luckily, your debt is small.  Please also consider accumulating a 6 month emergency fund before making investments. This will further protect you when life hands you a curveball.