Offer your thoughts or opinion on the input financial query or topic using your financial background.

Debt collector has wrong person and is contacting my employer
This seems very suspicious, as if it were fraud, and not a legitimate collector.  Garnishing wages takes a court order. A court would require a bit more proof than a name. Names can easily be common, I know sets of first cousins named after the common grandparent, 4 pairs in my extended family, along with 2 triples. The court would certainly look for a social security number match. Your own credit history will show no activity in that state.  A legitimate debt collector would handle this very differently.