Based on your financial expertise, provide your response or viewpoint on the given financial question or topic. The response format is open.

Got charged ridiculous amount for doctor's walk in visit. What are my options?
To answer the specific question of whether you can get the bill reduced without hurting your credit, yes, as long as the bill never goes to collections, there's no reason it should ever show up on your credit report. Will they reduce your bill without sending it to collections first? Maybe. All you can do is ask.