Offer your thoughts or opinion on the input financial query or topic using your financial background.

Company asking for card details to refund over email
While I agree with Ben a lot I feel like his answer is really poor here. You do not call a number to give your credit card information out for a refund.  That is ridiculous.  Just from his answer - he has had 5 cases of fraud lately - you should know that you shouldn't follow this advice. I personally don't ever give my credit card number over the phone, unless it is the very very very last resort.  It is not just about money and safety but it is about time.  Every time that you give your number out over the phone there is a chance that the employee on the other end (by either scam or legitimate business) will use or sell your info.  So you need to determine if the time saved by doing a transaction over the phone is worth hours/days of your time if your card has a fraud issue.  And note that fraud sometimes is easily negated, but if done smartly can be hard to prove via a quick call or email to card company. What should you do? Tell company that you will simply get the refund through your credit card company. And if we go back to time element...  You fill out form on card website.  Card company goes back to vendor and says - "Why are you asking for card numbers via email?"  Card company either cancels vendor contract or more likely helps them understand the technology available so they don't have to do this.  Therefore that quick form that you filled out will now keep this company from bugging you again.  By going through their archaic "systems" you are enabling their behavior.