Offer your thoughts or opinion on the input financial query or topic using your financial background.

Small investing for spending money?
The existing answers are good, I justed wanted to provide a simpler answer to your question: Would I be able to invest this in a reasonable way that it would provide me with say $200 spending money per month over the school year? No. There is no way to invest $10,000 to reliably get $200 every month.  Any way that you invest it that has even the possibility of getting that much will have a significant possibility of losing a lot of money.  If you want to get "free" spending money out without risk of losing money, you're unlikely to be able to find an investment that will give you more than a couple dollars per month.