Based on your financial expertise, provide your response or viewpoint on the given financial question or topic. The response format is open.

Wardrobe: To Update or Not? How-to without breaking the bank
We have a ton of student loan debt (mostly mine) and right now, I'm on a strict 'replace' only budget.  I have some shirts I put elbow holes in that I'm only keeping around as a reminder to replace them.  I wait until there is a deal of some sort (50% off or BOGO Free) unless I really need it - a white dress shirt for job interviews for instance. Outside of that, make it a line item in your budget and decide when you will spend it. For example, budget $60/mo for it, but only spend it when it reaches $180 or $300 or either of those amounts AND a sale (memorial day is the next big shopping sale after Easter).  It is totally up to you. Waiting to replace two shirts (gray and green) and a pair of black dress pants.