Based on your financial expertise, provide your response or viewpoint on the given financial question or topic. The response format is open.

Scam or Real: A woman from Facebook apparently needs my bank account to send money
This is a scam, I'm adding this answer because I was scammed in this fashion. The scammer sent me a check with which I was to deposit.  When the money showed up in my account, I would withdraw the scammer's share, and wire the cash to its destination. However, it takes a couple days for a check to clear.  Banks, however, want you to see that money, so they might give it to you on good faith before the check actually clears. That's how the scam works, you withdraw the fake money the bank has fronted before the check clears.  A couple days later, the check doesn't clear, and you wake up with an account far into the negatives, the scammer long gone.