Based on your financial expertise, provide your response or viewpoint on the given financial question or topic. The response format is open.

Value of credit score if you never plan to borrow again?
In the United States, the Fair Credit Reporting Act allows companies to buy your credit information for "legitimate business needs." The legitimate use of credit scores and credit reporting varies state to state, but like it or not, you can expect a lot more non-lending use of your credit information in the future. Companies and individuals use credit reports as an assessment of general behavior because, unfortunately, they work. You've seen the disclaimers about "past performance…", but unfortunately in this case… past performance really has been shown to be a pretty reliable indicator of future behavior. So…