Based on your financial expertise, provide your response or viewpoint on the given financial question or topic. The response format is open.

Should I keep most of my banking, credit, and investment accounts at the same bank?
http://www.fdic.gov/deposit/deposits/index.html  FDIC currently insures up to $250,000.  (I would have put that as a comment to Jeffery but it says it was locked.) You don't want to put all your eggs in one basket.  If you shop around, and keep shopping all the time you can keep your accounts in a single place so long as that single place provides the best deal.  Don't have any loyalty to your banking institutions because they don't have any loyalty to you. Also, having lots of accounts means you are familiar with lots of institutions, so you are likely better at shopping around. Things I consider. For fewer institutions: For more institutions: