Based on your financial expertise, provide your response or viewpoint on the given financial question or topic. The response format is open.

How do I know when I am financially stable/ready to move out on my own?
If you are living at home as an adult, then you should be paying your fair share and contributing to the household expenses. You said your parents have loans to pay for that was part of your expenses to go to college. As an adult, you should be paying your parents back for the loans they took out on your behalf. You are a responsible person, it sounds like. Therefore, you need to finish restoring your parent's financial position first before moving out or transfer the loans that are actually yours back to you. Your college education and financial duties are your responsibility. Basically, if you are an adult you should move into your own place in a responsible way or stay at home while contributing to your parent's financial household status in a mutually beneficial way of shared responsibility.  Remember, healthy adults take care of their lives and share in paying for the expenses required to live.