Based on your financial expertise, provide your response or viewpoint on the given financial question or topic. The response format is open.

Pay off credit card debt or earn employer 401(k) match?
Nope, take the match.  I cannot see not taking the match unless you don't have enough money to cover the bills. Every situation is different of course, and if the option is to missing minimum payments or other bills in order to get the match, make your payments.  But in all other circumstances, take the match. My reasoning is, it is hard enough to earn money so take every chance you can.  If you save for retirement in the process, all the better.