Based on your financial expertise, provide your response or viewpoint on the given financial question or topic. The response format is open.

Is this follow-up after a car crash a potential scam?
You wouldn't pay what the quote says, you would pay what the bill says. If the car is used as a taxi then either it's done illegally and not your problem, or they have proper insurance. One reason to go through your insurance is that they know how to handle all these things for you.  If you have only their phone number: You owe them money, so they will contact you.