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Funds in closed bank account have gone to the government
Legally speaking, if you do close a limited company, the funds belong to the government ("bona vacantia"). There's some guidance on this at Companies House and there is indeed a substantial amount of administration work to get it undone. Notable excerpts: You should deal with any loose ends, such as closing the company’s   bank account, the transfer of any domain names - before you apply. [...] From the date of dissolution, any assets of a dissolved company will   belong to the Crown. The company’s bank account will be frozen and any   credit balance in the account will pass to the Crown. [...] 4. What happens to the assets of a dissolved company? From the date of dissolution, any assets of a dissolved company will   be 'bona vacantia'. Bona vacantia literally means “vacant goods” and   is the technical name for property that passes to the Crown because it   does not have a legal owner. The company’s bank account will be frozen   and any credit balance in the account will be passed to the Crown. [...] Chapter 3 - Restoration by Court Order The registrar can only restore a company if he receives a court order,   unless a company is administratively restored to the register (see   chapter 4).  Anyone who intends to make an application to the court to   restore a company is advised to obtain independent legal advice. [...] Chapter 4 - Administrative Restoration 1. What is Administrative Restoration? Under certain conditions, where a company was dissolved because it   appeared to be no longer carrying on business or in operation, a   former director or member may apply to the registrar to have the   company restored. [...]