Based on your financial expertise, provide your response or viewpoint on the given financial question or topic. The response format is open.

Legitimate unclaimed property that doesn't appear in any state directory?
Most states have a "cap" on the amount a "heir finder" can charge for retrieving the property.  It is generally around 10%.  Even if the state does not have a particular statute you can usually negotiate the rate with the company.  Thirty-percent is extortion, if they won't do it for less, someone else will.