Offer your thoughts or opinion on the input financial query or topic using your financial background.

How can home buying be considered a sound investment with all of that interest that needs to be paid?
Housing prices are inseparable from the job market of an area. The 40k you want to use as a down payment will buy an entire house outright in many places of the country that have no jobs. If your job is mobile why not follow cheap housing, even if it is just to rent?