Offer your thoughts or opinion on the input financial query or topic using your financial background.

Using multiple bank accounts
There is nothing conceptually wrong with it.  If you like it that way, go ahead. The only thing to watch out for is bank policies that effectively penalize having many small accounts.  For instance, some banks charge you a fee for checking accounts with a balance below a certain minimum, but will waive the fees for accounts with a higher balance.  You may be able to avoid such fees by judicious management of your funds (or by switching to a different bank), but it's something to be aware of.  (The interest rates on savings accounts also often vary with the balance, making many small balances less efficient than one big balance.  However, right now, at least in the US, interest rates on savings accounts are so low that the difference here is likely to be minimal.)