Utilize your financial knowledge, give your answer or opinion to the input question or subject . Answer format is not limited.

Should I give to charity by check or credit card?
In the US, if it's a large donation to a tax-exempt organization (401c3 or equivalent), you may want to consider giving appreciated equities (stocks, bonds, mutual fund shares which are now worth more than you paid for them).  You get to claim the deduction's value at the time you transfer it to their account, and you avoid capital gains tax.  They would pay the capital-gains tax when they redeem it for cash... but if exempt, they get the full value and the tax is completely avoided.  Effectively,  your donation costs you less for the same impact.  It does take a bit of work to coordinate this with the receiving organization, and there may be brokerage fees, so it probably isn't worth doing for small sums.)Transfers within the same brokerage house may avoid those feee.) So again, you should talk to the charity about what's best. But for larger donations, where larger probably starts at a few thou, it can save you a nice chunk of change.