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How much life insurance do I need? 
Life Insurance can be a difficult decision.  We have to first assess the "want" for it vs. the "need" for it, and that differs from person to person.  Any Life licensed agent should be happy to do this calculation for you at no cost and no obligation.  Just be sure you are well educated in the subject to make sure they are looking after YOUR needs and not their wallets. For the majority of clients, when looking at "needs" we will be sure to look at income coverage (less what the household needs with one less body) as well as debt coverage, education costs etc.  More importantly make sure you are buying the RIGHT insurance, as much as the right amount.