Based on your financial expertise, provide your response or viewpoint on the given financial question or topic. The response format is open.

Insurance company sent me huge check instead of pharmacy. Now what?
You mentioned depositing the check and then sending a personal check. Be sure to account for time, since any deposit over $10,000 the money will be made available in increments, so it may take 10-14 days to get the full amount in your account before you could send a personal check. I would not recommend this option regardless, but if you do, just a heads up.