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Strategies for putting away money for a child's future (college, etc.)?
(Congratulations on the little one on the way.) I'd recommend saving outside of tax-advantaged accounts.  Pay your taxes and be done with them. I'd recommend putting your old-age fund first before shelling out a lot of money for college. I'd recommend not shelling out a lot of money for college.  Ideally, none.  There are ways today to get a four-year degree for $15,000.  Not $15,000 per year.  $15,000 total.  Check here.  (This isn't an affiliate link.)  They can pay for this themselves! I'd recommend making sure you hold the hammer.  Don't let them party on your nickel. I'd recommend teaching your kids to "fish" as soon as possible.  Help them start a business.  They could be millionaires by the time they're teenagers.  Then they can make their own money.  You won't have to give them a dime.