Utilize your financial knowledge, give your answer or opinion to the input question or subject . Answer format is not limited.

Is losing money in my 401K normal?
Depends on how the money is invested within the 401k... but in general, prices move both up and down with a long-tem bias toward up.  Think of it this way: with fund shares priced lower now, you are getting shares cheaper than when you entered the plan. So this dip is actually working in your favor, as long as you are comfortable trusting that long-term view (and trusting the funds your 401k money is going into). Believe me, it's even scarier when you're nearer your target retirement date and a 10% dip may be six figures... but it's all theoretical until you actually start drawing the money back out, and you have to learn to accept some volatility as part of the trade-off  for getting returns better than bonds.