Based on your financial expertise, provide your response or viewpoint on the given financial question or topic. The response format is open.

How to avoid getting back into debt?
The essential (and obvious) thing to avoid getting back into debt (or to reduce debt if you have it) is to make your total income exceed your total expenses. That means either increasing your income or reducing your total expenses.   Either take effort.   Basically, you need a plan. If your plan is to increase income, work out how.  If the plan is to increase hours in your current, you need to allow for your needs (sleep, rest, etc) and also convince your employer they will benefit by paying you to work more hours.   If your intent is to increase your hourly rate, you need to convince a current or prospective employer that you have the capacity, skills, etc to deliver more on the job, so you are worth paying more.    If your intent is to get qualifications so you can get a better paying job, work out how much effort (studying, etc) you will apply, over how long, what expenses you will carry (fees, textbooks, etc), and how long you will carry them for (will you accept working some years in a higher paying job, to clear the debt?). Most of those options involve a lot of work, take time, and often mean carrying debt until you are in a position to pay it off.     There is nothing wrong with getting a job while studying, but you have to be realistic about the demands.   There is nothing sacrosanct about studying that means you shouldn't have a job.   However, you need to be clear how many hours you can work in a job before your studies will suffer unnecessarily, and possibly accept the need to study part time so you can work (which means the study will take longer, but you won't struggle as much financially). If your plan is to reduce expenses, you need a budget.    Itemize all of your spend.  Don't hide anything from that list, no matter how small.   Work out which of the things you need (paying off debt is one), which you can get rid of, which you need to reduce - and by how much.   Be brutal with reducing or eliminating the non-essentials no matter how much you would prefer otherwise.  Keep going until you have a budget in which your expenses are less than your income.   Then stick to it - there is no other answer.    Revisit your budget regularly, so you can handle things you haven't previously planned for (say, rent increase, increase fees for something you need, etc).    If your income increases (or you have a windfall), don't simply drop the budget - the best way to get in trouble is to neglect the budget, and get into a pattern of spending more than you have.   Instead, incorporate the changes into your budget - and plan how you will use the extra income.   There is nothing wrong with increasing your spend on non-essentials, but the purpose of the budget is to keep control of how you do that, by keeping track of what you can afford.