Share your insights or perspective on the financial matter presented in the input.

What are the pros and cons of buying an item on installments with zero percent interest?
I personally take the zero percent financing plans any day.  I have done this with my car and the iphone 6s.  The vendors are trying to make it more attractive for you to "afford" the product.  It could show up on your credit report and impact the amount of money you can borrow in the future (e.g getting a home loan).  The other thing I do is make sure the monthly payments are automatically paid from my bank account so I don't miss any payments