Offer your thoughts or opinion on the input financial query or topic using your financial background.

Shares; are they really only for the rich/investors?
A guy I used to work with would buy some shares in certain companies on a regular basis.  The guy in question chose Coke, Pepsi, GE, Disney and some other old stable stocks.  He just kept buying a few shared ($50 or so at a time) year after year after year.  He worked his entire life, but by the time he was ready to retire, he had a pretty sizable investment; he was worth a rather tidy sum. The moral of the story is, it is very much worth it to invest a bit at a time.  Don't bother with the idea of buying low and selling high; not right now.  Just go ahead and buy stable stocks (or shares of index funds) and wait them out.  This strategy (mixed with other retirement tactics like a 401K from work, and IRA of your own, Social Security in the US) is a good way to build wealth. Don't spend money you don't have, be ready for a long term investment and I think it makes great sense, regardless of what country you live in.