Utilize your financial knowledge, give your answer or opinion to the input question or subject . Answer format is not limited.

Cannot get a mortgage because I work through a recruiter
To a mortgage lender, it appears that you have a temporary contract (perhaps extending for nine more months) with a agency that supplies workers to companies that need temporary help. You have been placed currently with a company and are making good money, but that job might disappear soon and then you will have no income while your recruiter tries to find you another assignment. How will you make your mortgage payments then? The recruiter agency's contract with your current company probably has clauses to the effect that the company agrees to not offer you a permanent job unless it pays a head-hunter's fee to the recruiter agency.  Your contract with the recruiter agency also likely has clauses to the effect that if the company where you have been placed offers you a permanent job,  you  must pay the recruiter company a fee (typically one or two months  of salary) to the recruiter agency as compensation for releasing you  from your current contract (unless the company hiring you pays the head-hunter's fee).  This is why the company where you are working right now wants to wait until after your contract with the recruiter company ends before making you an offer of permanent employment. Be aware that sometimes such clauses extend out to three months after the ending date of your contract with the recruiter company. As far as the condo is concerned, unless there is a specific one that you absolutely must have because it has an ocean view or other desirable properties, you may well find that another condo in the same complex is available some months from now.  If you are lucky, it may well have an acceptable ocean view. If you are even luckier, it may be the condo that you absolutely must have which has remained unsold all that time -- as you said, the economy is crappy -- and you will be able to buy it for a lower price from an owner getting desperate to make a sale. To answer your question: is there any way around this? My recommendation is to simply wait out the end of your recruiter agency contract and get a permanent job with the company where you have been placed.  Then there are no issues. If not, get your company to make a written offer of a  permanent job starting nine months from now and hope that this (together with your current employment) impresses your bank into lending you money. This might not work, though.  In the early 1970s, one of my friends was offered a job at a large aerospace company which lost a major contract in the interim period between offer and joining. My friend showed up for work on the day he was supposed to start, and instead of being processed through HR etc, his job was terminated on the spot, he was paid one day's salary, and shown the door.  Times were crappy then too. If this does not work, get your company to offer you a permanent job right away, pay off the recruiter  company yourself, and then go to the bank.