Take context from the input text and decide on the accurate relationship between 'Arundhati Bhattacharya' and 'State Bank of India' from the options provided.
Options: founded by, employer, headquarters location, owner of

"The poor employment scope with the increased scale of finance for the technical and professional courses is the primary reason behind the poor repayment of education loans," State Bank of India told ET, responding to a questionnaire sent to chairman Arundhati Bhattacharya .
employer