Based on your financial expertise, provide your response or viewpoint on the given financial question or topic. The response format is open.

What's the best application, software or tool that can be used to track time? 
I've been using Tick at work now for several months and have really enjoyed it.  It's got a nice, simple interface with good time-budgeting and multi-user/project features.  It can be used on several platforms, too (website, desktop widgets, and phone apps).