Offer your thoughts or opinion on the input financial query or topic using your financial background.

Looking into investment bonds for the first time- what do I need to be aware of?
First off, I do not recommend buying individual bonds yourself. Instead buy a bond fund (ETF or mutual fund). That way you get some diversification.  The risk-reward ratio will be evident in what you find to invest in. Junk bond funds pay the highest rates. Treasury bond funds pay the lowest. So you have to ask yourself how comfortable are you with risk?  Buy the funds that pay the highest rate but still let you sleep at night.