Based on your financial expertise, provide your response or viewpoint on the given financial question or topic. The response format is open.

Where should my money go next: savings, investments, retirement, or my mortgage?
There's a ton of great advice here.  It's very challenging to come up with something that hasn't already been suggested.  I'm curious to know how many years you have left to pay down the mortgage at the regular rate of payment.  If it's more than 15 years, it might be worthwhile to consider refinancing your mortgage to a shorter term (15 years or even 10 years if your income supports it).  Rates on fixed-interest mortgages at those terms are down in the 3% range and lower (at least according to bankrate.com).  Refinancing to a shorter term would be another way of paying off your home faster (with fewer of those dollars going toward interest payments). If you've got fewer than 15 years left to pay off your mortgage, following any of the other advice you've received here should keep you in great financial shape.