Utilize your financial knowledge, give your answer or opinion to the input question or subject . Answer format is not limited.

Legitimate unclaimed property that doesn't appear in any state directory?
So while these companies are not a scam, 30% feels pretty darn high.  How about you negotiate a much lower rate?  10% or 15%? Here is why: You will spend time and effort (which technically isn't free) to find the money.  I bet you can find it if you look hard enough.  But you could also just collect it and give this company a cut for their expertise. However if 30% bugs you (and it would bug me) then consider their reality.  They spent money to find the funds and contact you.  HOWEVER, that is a sunk cost.  It is already spent.  You can find it on your own and they get zip.  Or you negotiate a lower percentage, they get enough to cover their costs and make some profit and you save a ton of time. Since they took the time to explain themselves here, they are either scammers trying to bully you into compliance, or they are legit.  It is field that people might look down on, but it isn't criminal. I would look for the money if it were me, but I feel I have enough free time that it would be worth it.