Based on your financial expertise, provide your response or viewpoint on the given financial question or topic. The response format is open.

Should I buy ~$2200 of a hot stock or invest elsewhere?
Your debt is insane.  Forget investing, pay off your debt.  You owe 100% of your salary, with only one smallish asset (6K in the bank).  Sure you have a car, but the value of the car is falling rapidly and can be taken to near zero by a simple accident.  Once you have your debts paid off (or at least to a reasonable level) you can think about investing.  The 401K is the best place to start as you alluded to. Okay so you have some money left over and you want to do some other investing.  What is the goal of that investing?  If your desire is to learn about the stock market, and play a bit, then sure, by a few shares of some hot stock.   If your goal is to buy a house, then a savings account is probably best. It all depends on what you want to do.