Based on your financial expertise, provide your response or viewpoint on the given financial question or topic. The response format is open.

Saving $1,000+ per month…what should I do with it?
Excellent responses so far.  Because I am a math guy, I wanted to stress the power of compounding. It's great that you are thinking about saving and your future when you are so young.  Definitely be displined about your saving and investing.  You would be surprised how just a small amount can compound over the years. For example, if you were to start with $5000 and contribute $100 per month.  Assuming that you can get 5% ROR (hard in today's world but shouldn't be down the road), your final principal after 28 years (when you are 50 years old) will be over $90,000, which of only $38,000 is what you contributed yourself.  The rest is interest.  You can play with the numbers here: http://www.math.com/students/calculators/source/compound.htm