Based on your financial expertise, provide your response or viewpoint on the given financial question or topic. The response format is open.

Potential phishing scam?
Call your bank and inquire if they send out the kinds of notices like the one you received.  Don't call the number in the message, because if it is a scam, you're calling the scammers themselves, more than likely. Be very cautious about this situation, and if your bank is local then it might not hurt to pay a visit to a local branch to talk to someone in person.  Print out the message(s) you receive to show them and let their fraud division look into it.