Based on your financial expertise, provide your response or viewpoint on the given financial question or topic. The response format is open.

Where can I invest my retirement savings money, where it is safer than stocks? 
This is a very open ended question with no concrete answer as it depends on your personal situation. However, for starters I would suggest picking up a copy of The Investment Answer. It's a very light read, less than 100 pages, but it has some amazingly simple yet very concrete advice on investing and answers a lot of common questions (like yours).