Offer your thoughts or opinion on the input financial query or topic using your financial background.

How can a person with really bad credit history rent decent housing?
This tale makes me sad the more I learn of it.  I am impressed with your dedication and caring for your ex-wife and particularly your kids; you seem like a good person from your questions. But you are tired and exasperated too.  You have every right to be.  The problem isn't how this woman can rent a new apartment (which there isn't a good way that won't screw over some unsuspecting landlord) but how to get this woman into conseling on a regular basis.  Not just money, but personal or group therapy. She honestly needs help and must face this problem herself otherwise these questions will never stop.  I know you mentioned this doesn't appear to be an option, anf maybe it isn't your job, but I. See your questions are much deeper than personal finance. I wish you the best and I really do admire your resolve to take care of your kids.