Share your insights or perspective on the financial matter presented in the input.

Why are “random” deposits bad?
Random deposits are a bit like playing the lotery - especially if one is frequently chasing "hot tips".  You might make it big, but the odds are vastly against you. "Random" deposits into various investments won't be optimal, because such "random" decisions will not be properly diversified and balanced.  Various investments have different rates of risk and return. "Random" deposits will not take this into account for an individual's personal situation. In addition to needing to research individual investments as they are made, investments also need to be considered as part of a whole financial picture.  A few considerations for example: Simply put, random isn't a financial strategy.