Based on your financial expertise, provide your response or viewpoint on the given financial question or topic. The response format is open.

How can I save money on a gym / fitness membership? New Year's Resolution is to get in shape - but on the cheap!
Try a gym for a month before you sign up on any contracts.  This will also give you time to figure out if you are the type who can stick with a schedule to workout on regular basis.  Community centres are cost effective and offer pretty good facilities.  They have monthly plans as well so no long term committments.