Offer your thoughts or opinion on the input financial query or topic using your financial background.

I have $12k in a Chase checking account, but want to start earning interest/saving/investing/etc to make more money. What should I do?
I had some extra money, so I opened American express saving account. At the time which was offering .80%, now .90%. I put most of the money in the saving account. The remainder of my money in a investment account at my local bank. I was in touch once a week with investment, I learned allot how the stock market worked and tax deferment(401k, IRA, IRA Roth). My suggestion is to do test run and see if you like it. Side note, NOT ALL investment are created equal.