Based on your financial expertise, provide your response or viewpoint on the given financial question or topic. The response format is open.

Why would you elect to apply a refund to next year's tax bill?
Not a financially sound decision in my humble opinion. Basically, you are prepaying your taxes and the only reason you want to do that is if you don't have the discipine to save that money for when it is time to pay next year (assuming you will have to).