Share your insights or perspective on the financial matter presented in the input.

Is refinancing my auto loan just to avoid dealing with the lender that issued it a crazy idea?
What are the fees associated with changing the new loan? Are those fees worth the peace of mind? If so, than it is not "crazy".  The decision really boils down to that: is it worth the money that you will spend refinancing the loan to not have to deal with the original bank that financed your loan, assuming that you find an institution that will be more amenable to your financial expectations.