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Clothing Store Credit Card Account closed but not deleted
They close accounts to render them inoperative.  They never delete accounts because they want to retain the data to inform any future decision to give you credit.     Also, 99% of the time, if a customer demands their account be deleted, it's because of adverse credit marks and the angry customer wants this accurate information to stop burning their credit report. The answer in this case absolutely must be "heck, no!"  That pretty much precludes any valid reason to delete an account.  As such, their business systems are not built in a way to make account deletion really possible. Even if you got a job with the company's data-processing department and had direct query/write accesses to the databases, you would find it technically inachievable to surgically remove the specific data (without risking serious damage to the entire DB).  And it would still be in transaction logs, so not gone forever.   Another reason to keep your account alive is to give you online access to statements.  After all, the IRS can audit you 5 years after the fact, so it's real nice to be able to go back that far.  Most places the statue of limitations is 6-7 years, so again, defending yourself in a lawsuit, here's raw data from an independent third party that you couldn't have faked.  Strictly from a customer service POV, that means you can self-serve on requests like that, instead of having to involve expensive staff time.     I totally get the annoyance of having yet another login/password you don't want to have flapping out there in the breeze potentially exposed to a cracker... but given that the account is closed, it's probably not going to cause you much trouble.  If anything, change the password to one outside your normal choices, perhaps even one you don't know (retain). As long as you retain the email you have tied to the account, you can always reset the password on the off chance you ever need to get back in.   Speaking of that, don't rely on your ISP's (me@rr.net or me@att.net or me@xfinity.com), get a Gmail account. I have a dedicated gmail account just for stuff like that.