Utilize your financial knowledge, give your answer or opinion to the input question or subject . Answer format is not limited.

Is it irresponsible for me to lease a $300/month car for 18 months?
With a gross income of $ 95,000 per year, and a net savings rate of over $ 18,000 per year, a budget of $ 3,600 per year for automobile interest and depreciation is not irresponsible. But poor car choices, poor car maintenance habits, and driving habits that risk totalling cars are irresponsible.  Also, not fully understanding a lease deal is irresponsible. The "great lease deal" might be encouraging you to make a different "poor car choice" than you made last time.  A "great deal" on a bad car is not really a great deal.  Also, depending on the contract and your driving habits, you might have a surprising cost at the end of the lease.