Utilize your financial knowledge, give your answer or opinion to the input question or subject . Answer format is not limited.

Should I switch to this high rate checking account for my emergency fund?
If you're relatively certain that you're going to meet the requirements, it sounds like a good move for you. The #1 priority with emergency funds should be easy access to the money when you need it.  Before the current economic situation, money market funds were great for this since they preserved the value of the dollars you put in.  Now the rates on money market accounts are barely better than the 0.2% you're currently getting.