Based on your financial expertise, provide your response or viewpoint on the given financial question or topic. The response format is open.

Are my parents ripping me off with this deal that doesn't allow me to build my equity in my home?
First, this was never an arrangement for you to build equity, this was an arrangement for them to speculate on another house under the guise of teaching you a life lesson like responsibility or something contrived. The only way you profit from this is if the value of the house goes up and you sell it. You get 25% of the proceeds, maybe. If this was an equitable arrangement then they would be paying 75% of the property taxes and a little more for your maintenance efforts.