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Should I pay cash or prefer a 0% interest loan for home furnishings?
Remember that due to inflation you are paying back the loan with cheaper dollars in the future.  If there are no gimmicks in the loan like early payment penalties, or must pay by a certain date or that the credit was for a store that sold the products at a higher price than you could get elsewhere then you are not just getting free money they are paying you to take the money.