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Hearing much about Dave Ramsey. Which of his works is best in describing his “philosophy” about money?
If I had to start with one thing about Dave's Philosophy it would be: Zero Debt.   Dave Ramsey doesn't believe in going into debt for anything, except a house for residence (and he's conservative about how much debt there as well).  This is his biggest differentiating feature from Clark Howard or some of the others.   His main points are (Some duplication of Yishai) His radio show is available on many US radio stations with internet streams.  I use WSJS, where he is available from Noon to 3PM Eastern.