Offer your insights or judgment on the input financial query or topic using your financial expertise. Reply as normal question answering

Turning 30 and making the right decision with my savings and purchasing home
I love the idea of #1, keep that going. I don't think #2 is very realistic.  Given the short time frame putting money at risk for a higher yield may not work in your favor.  If it was me, I'd stick to a "high interest" savings account (around 1%). I don't mind #3 either, however, I'd be socking whatever you could to mortgage principle so you can get out of PMI sooner rather than later.  That would be my top priority.  Given the status of interest rates, you may end up saving money in the long run.  I doubt it, but you may. If you choose to go with #3, don't settle for a house that you really don't like.  Get something that you want.  Who knows it may take you a year or so to find something!