Based on your financial expertise, provide your response or viewpoint on the given financial question or topic. The response format is open.

New car: buy with cash or 0% financing
I'd finance the car (for 60 or 48 months), but stash enough money in a separate account so to guarantee the ability to pay it off in case of job loss. The rationales would be: Note that I'd only do this if the loan rate were very low (under 2%).