Share your insights or perspective on the financial matter presented in the input.

Value of credit score if you never plan to borrow again?
what are the incentives to that person to actually pay off his/her debt as opposed to just walking away from it and relying on the cash (s)he has for the future spending needs as opposed to borrowing Well, you can't just "walk away" from debt - you still owe it. Eventually your creditors would end up suing you in court for the money, plus interest owed.  I suppose you could try to continually duck the authorities, but you'd still owe the money legally.