Based on your financial expertise, provide your response or viewpoint on the given financial question or topic. The response format is open.

Can I cash a cashier's check at any bank?
The classic Nigerian scam involves sending fraudulent cashier's checks to unwitting recipients who then deposit them in their account.  The bank reverses these deposits once they discover the check is not valid.  At least in the US and in the parts of the EU I'm familiar with (the Netherlands), the method of the Nigerian scam is consistent and banks will reverse the deposit after some holding period. Given this, it's unlikely that most banks will convert an arbitrary cashier's check to cash without any means to recover the amount should the check be fraudulent.