Based on your financial expertise, provide your response or viewpoint on the given financial question or topic. The response format is open.

Online tool to connect to my bank account and tell me what I spend in different categories? 
I'm not convinced this is completely possible without additional data.  I'm categorizing my purchases now, and I keep running into things like "was this hardware store purchase for home repair, hobby tools and supplies, cookware, ..." Ditto for department stores, ditto for cash purchases which appear only as an ATM withdrawal. Sometimes I remember, sometimes I guess, sometimes I just give up. In the end, this budget tracking isn't critical for me so that's good enough. If you really want accuracy, though, I think you are stuck with keeping all your receipts, of taking notes, so you can resolve these gaps.