Based on your financial expertise, provide your response or viewpoint on the given financial question or topic. The response format is open.

Are there any rules against penalizing consumers for requesting accurate credit reporting?
I think you're off base here.  The bureaus only remove information if the creditor cannot verify any dispute within 30 days, or if the information's super old.  If the creditor can provide corrected information, then the credit bureau is required to apply it to its own database.  A dispute can be about the entire account, or it can be about payment status within a given span (or spans) of time. Of course, it's the consumer who has to initiate the dispute.