Share your insights or perspective on the financial matter presented in the input.

Retirement savings vs building lucrative assets
Well... (in the US, at least) "making investments and building assets" is how you save for retirement.  The investments just happen to be in the stock market, and the federal legislature has directed the US version of  Inland Revenue Services to give special tax breaks to investments which are not withdrawn until age 59 1/2. I don't know if there are such tax breaks in Pakistan, or what the stock market is like there, so I'm presuming that by saying, "building lucrative assets", your father is referring to buying real estate and/or becoming a trader. Anyway, it's a good thing that you are looking so far ahead in life instead of only thinking of fast cars and pretty girls.