Utilize your financial knowledge, give your answer or opinion to the input question or subject . Answer format is not limited.

Is giving my girlfriend money for her mortgage closing costs and down payment considered fraud?
It's a gift if there are no strings attached. If you are rationalizing it to try to make it a gift for tax or any other purpose when there really is a connection between the transactions, or when you expect any kind of value or benefit in return for it, then it's not a gift... don't make it one and don't call it one. That would indeed likely be fraud. Play be the rules and sleep easy, is how I like to live.