Based on your financial expertise, provide your response or viewpoint on the given financial question or topic. The response format is open.

A University student wondering if investing in stocks is a good idea?
The power of compounding interest and returns is an amazing thing.  Start educating yourself about investing, and do it -- there are great Q&As on this site, numerous books (I recommend "The Intelligent Investor", tools for small investors (like Sharebuilder.com) and other resources out there to get you started. Your portfolio doesn't need to include every dime you have either. But you do need to develop the discipline to save money -- even if that savings is $20 while you're in school. How you split between cash/deposit account savings and other investment vehicles is a decision that needs to make sense to you.