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Who can truly afford luxury cars?
I must say, I can't completely agree with the tone of most of these answers.  I think there may be a good reason to buy a new car, or a luxurious used car. For years I drove old, second hand cars that were really cheap. and unreliable.  I can't count the number of times I was left stranded because my car didn't start, or the alternator burned out.  I could have bought more recent models, but I was trying to save money. But in 2010 I found a very low mileage 2008 Smart Car for small money.  It was a good deal at the time.  It was almost new, having very low mileage, and about 60% of the price of a new, less well appointed Smart.  I found out that I really like driving cars that won't break down and leave me stranded in sleet or ice storms.  When my wife's Mazda hatchback finally rusted to the point that it wouldn't pass the safety inspection and couldn't be repaired, we bought a new 2013 Toyota Rav4.  We are really happy with it.  It's probably not a luxury car to you, but having reliable heat and air conditioning seems like luxury to us, and we are happy with our decision.  I get the Smart serviced at the Mercedes shop.  They have very nice coffee and pastries, and very fast free wifi.