Does the Bearer of the Cheque have the right to take action against the Drawer if they didn't present the Cheque to the Drawee or make a protest within the legal time limit?
Yes, the Bearer of the Cheque reserves the right to have recourse against the Drawer even if they did not present the Cheque to the Drawee or make a protest within the legal time limit, unless the Drawer provided funds for payment and such funds remained with the Drawee until the expiry of the time limit for presenting the Cheque, and then disappeared due to an act not attributed to the Drawer.