What are the potential punishments for a debtor who declares insolvency and causes a loss for creditors through certain acts mentioned in Article 66?  
A debtor can be punished with imprisonment for up to two years and a fine ranging from AED 20,000 to AED 60,000, or one of these two punishments. The mentioned acts include spending large amounts of money on unnecessary speculations or purchasing inappropriate personal or domestic items, or engaging in gambling despite awareness of potential harm to creditors.