28.1.2009 Official Journal of the European Union L 24[15 COMMISSION COMMISSION DECISION of 15 December 2008 setting up a Payment Systems Market Expert Group (2009/72/EC) THE COMMISSION OF THE EUROPEAN COMMUNITIES, Having regard to the Treaty establishing the European Community, Whereas: One of the main objectives of the Community is to ensure the proper functioning of the internal market, of which payment services are an essential part. In a context of rapid innovation and technological progress, it is important for the internal market to have sound, user-friendly, efficient and secure payment systems, for the benefit of service providers and users alike. In accordance with the better regulation principles, the Commission attaches great importance to properly consulting the different stakeholders, in particular payment service providers and users in developing the policy regarding payment systems. For this purpose, the Commission may need to call upon the expertise of specialists in an advisory body. It is therefore necessary to set up a group of experts in the field of payment systems and to define its tasks and its structure. As stated in its White Paper on Financial Services Policy 2005-2010, the Commission attaches a high importance to having a proportionate user representation. Therefore, the Group should help the Commission to benefit from the most adequate representation of interested parties. The Group should be composed of individuals with the requisite expertise in the area of payment systems. It should, however, be limited to representatives of private stakeholders, since public authorities and central banks have their own consultative group in the field of payment systems. (6) The Group should assist the Commission in the preparation and in the implementation of the policy regarding payment systems. Rules on disclosure of information by members of the new group should be provided for, without prejudice to the rules on security annexed to the Commission’s Rules of Procedure by Commission Decision 2001/844/EC, ECSC, Euratom (1). Personal data relating to members of the Group should be processed in accordance with Regulation (EC) No 45/2001 of the European Parliament and of the Council of 18 December 2000 on the protection of individuals with regard to the processing of personal data by the Community institutions and bodies and on the free movement of such data (?), HAS DECIDED AS FOLLOWS: Atticle 1 Payment Systems Market Expert Group A Payment Systems Market Expert Group (hereinafter referred to as the Group) is hereby set up. Article 2 Task The task of the Group shall be: (a) to assist the Commission in the preparation of legislative acts or policy initiatives regarding payment systems, including fraud prevention issues related to payment industry and users; to provide insight concerning the practical implementation of that policy; to exchange views on up-to-date best practices and ensure a monitoring of potential issues of concerns for the market. 317, 3.12.2001, p. 1. o L 0] L 8, 12.1.2001, p. 1.