for your information this has been our closing notification
we have tried to speak to you on several occurences and the time to return your reponse is now !
your present loan situation certifies you for up to a 3 . 40 % lower rate .
however , seeing as our previous attempts to speak to
you didn ' t work , this will be our last notice to ensure for you the lower rate .
please bring to an end this final step upon receiving
this notice immediately , and complete your application now .
finish here .
if your decision is not to make use of this final offer going here will help you to do so .